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BENGAL & ASSAM Fact Sheet  (BACL)



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Here is the latest financial fact sheet of BENGAL & ASSAM. For more details, see the BENGAL & ASSAM quarterly results and BENGAL & ASSAM share price. For a sector overview, read our finance sector report.

BENGAL & ASSAM Price History

Price Rs 8,490.9
Mkt Cap Rs m 95,915
Vol '000 0.3
P/E X 2.7
P/CF X 0.6
EPS (TTM) Rs 3,169.4
1 Day % 0.8
No. of shares m 11.30
1 Week % 3.3
1 Month % 8.6
1 Year % 137.3
52 week H/L Rs 10,389.0/3,503.2
As on Apr 23, 2024 (Close)
* Results Consolidated
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BENGAL & ASSAM Financials

No. of Mths
Year Ending
12
Mar-19
*
12
Mar-20
*
12
Mar-21
*
12
Mar-22
*
12
Mar-23
*
5-Yr Chart
Click to enlarge
BENGAL & ASSAM EQUITY SHARE DATA
High Rs2,5751,8491,6752,8804,662 
Low Rs1,1608551,0301,3052,161 
Income per share (Unadj.) Rs15,556.69,832.99,203.912,013.914,594.4 
Earnings per share (Unadj.) Rs448.5402.8456.1555.6829.8 
Diluted earnings per shareRs319.2402.9456.2555.7830.1 
Cash flow per share (Unadj.) Rs14,170.18,865.48,554.411,237.613,658.5 
Dividends per share (Unadj.) Rs10.0015.007.5015.0025.00 
Adj. dividends per shareRs7.1215.007.5015.0025.01 
Avg Dividend yield %0.51.10.60.70.7 
Book value per share (Unadj.) Rs3,730.12,985.93,464.64,021.94,879.1 
Adj. book value per shareRs2,654.82,986.93,465.74,023.24,880.7 
Shares outstanding (eoy) m8.0411.3011.3011.3011.30 
Bonus / Rights / Conversions  00000 
Avg Price / Income ratio x0.10.10.10.20.2 
Avg P/E ratio x4.23.43.03.84.1 
Avg P/CF ratio x2.42.62.92.42.5 
Avg Price/Bookvalue ratio x0.50.50.40.50.7 
Dividend payout %2.23.71.62.73.0 
Avg Mkt Cap Rs m15,00915,27315,27823,63838,537 
No. of employees `000NANANANANA 
Total wages & salary Rs m11,05111,22911,16312,82814,508 
Avg. income/employee Rs Th00000 
Avg. wages/employee Rs Th00000 
Avg. net profit/employee Rs Th00000 
BENGAL & ASSAM INCOME DATA
Interest income Rs m125,075111,112104,004135,757164,916 
Other income Rs m862347572561835 
Interest expense Rs m5,7396,0915,0474,4954,878 
Net interest income Rs m119,336105,02198,957131,262160,038 
Operating expense Rs m111,53898,42789,300122,784149,030 
Gross profit Rs m7,7986,5949,6578,47811,008 
Gross profit margin %6.25.99.36.26.7 
Provisions/contingencies Rs m2,6081,4291573,7316,209 
Profit before tax Rs m4,0871,6136,2904,7906,670 
Extraordinary Inc (Exp) Rs m00000 
Minority Interest Rs m-967-672-1,697-1,032-1,329 
Prior Period Items Rs m1,8792,2402,9294,1746,179 
Tax Rs m1,392-1,3702,3681,6542,142 
Profit after tax Rs m3,6064,5525,1536,2789,377 
Net profit margin %2.94.15.04.65.7 
BENGAL & ASSAM BALANCE SHEET DATA
Advances Rs m00000 
Deposits Rs m1,5221,4771,6071,3871,229 
Credit/Deposit ratio x00000 
Yield on advances %00000 
Cost of deposits %00000 
Net Interest Margin %626.5483.9403.4473.2439.9 
Net fixed assets Rs m67,00968,10166,46868,11869,027 
Share capital Rs m80113113113113 
Free reserves Rs m29,90933,62839,03745,33455,021 
Net worth Rs m29,99033,74139,14945,44755,134 
Borrowings Rs m20,33021,07612,08121,68621,272 
Investments Rs m19,04821,70324,52927,74236,385 
Total assets Rs m142,108143,000144,427162,261172,260 
Debt/equity ratio x0.90.80.60.80.5 
Return on assets %2.53.23.63.95.4 
Return on equity %12.013.513.213.817.0 
Capital adequacy ratio %00000 
Net NPAs %00000 
BENGAL & ASSAM CASH FLOW
From Operations Rs m 9,933 15,002 17,747 3,506 14,373 
From Investments Rs m -3,673 -3,360 -2,014 -1,885 -6,502 
From Financial Activity Rs m -5,674 -11,946 -15,419 -1,444 -7,782 
Net Cashflow Rs m 580 -425 348 186 119 
* Results Consolidated
Source: Accord Fintech, Equitymaster

Share Holding

Promoters 73.0%
Institution 4.3%
Non-Institution 22.7%
Total 100.0%
Free Float 27.0%
Pledged promoter holdings 0.0%
Shareholding as on Mar 2024
 

Company Information

Regd Off 7 Council House Street, Kolkata - 700001
E-mail dswain@jkmail.com Web www.bengalassam.com
Tel 033-22486181 Fax 033-22481641
Sector INVESTMENT & FINANCE Group Private sector
Tr Agent Alankit Assignments Ltd., Alankit House 4 E/2, Jhandewala Extension
CHM: Bharat Hari Singhania COMP SEC: Dillip Swain YEAR OF INC: 1947 BSE CODE: 533095 FV (Rs): 10 DIV YIELD (%): 0.3

More Investment & Finance Company Fact Sheets:   BAJAJ FINANCE    BAJAJ FINSERV    SBI CARDS    CHOLAMANDALAM INVEST    BAJAJ HOLDINGS & INVESTMENT    

Compare BENGAL & ASSAM With:   BAJAJ FINANCE    BAJAJ FINSERV    SBI CARDS    CHOLAMANDALAM INVEST    BAJAJ HOLDINGS & INVESTMENT    




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