X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Indian Overseas Bank Fact Sheet, Indian Overseas Bank Financial Results - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

Indian Overseas Bank Fact Sheet   (IOB)

Here is the latest financial fact sheet of Indian Overseas Bank. For more details, see the Indian Overseas Bank quarterly results and Indian Overseas Bank share price and chart. For a sector overview, read our banking sector report.

INDIAN OVERSEAS BANK Price History

Price Rs 19.9
Mkt Cap Rs m 24,521
Vol '000 110.3
P/E X -0.7
P/CF X 1.5
EPS (TTM) Rs -27.7
% ch % -2.9
No. of shares m 1,235.34
% ch week % -9.2
% ch 1-mth % -13.9
% ch 12-mth % -26.3
52 week H/L Rs 32.3/19.4
(As on Feb 19, 2018 (Close))
* Results Consolidated
Excel EXPORT | DO YOU LIKE THESE FACTSHEETS? TELL US!

INDIAN OVERSEAS BANK Financials

No. of Mths
Year Ending
12
Mar-12
12
Mar-13
12
Mar-14
12
Mar-15
12
Mar-16
5-Yr Chart
Click to enlarge
INDIAN OVERSEAS BANK EQUITY SHARE DATA
High Rs164100709048 
Low Rs7367375021 
Income per share (Unadj.) Rs224.5223.8183.6193.8130.1 
Earnings per share (Unadj.) Rs13.26.14.9-3.7-18.7 
Diluted earnings per shareRs8.54.64.9-3.7-27.4 
Cash flow per share (Unadj.) Rs27.911.711.68.9-32.1 
Dividends per share (Unadj.) Rs4.502.001.2000 
Adj. dividends per shareRs2.901.501.200.000.00 
Avg Dividend yield %3.82.42.200 
Book value per share (Unadj.) Rs149.7145.6130.9126.686.7 
Adj. book value per shareRs96.6108.9130.9126.6126.8 
Shares outstanding (eoy) m796.99924.091,235.341,235.341,807.27 
Bonus/Rights/Conversions  PI, OIPAPA-- 
Avg Price / Income ratio x0.50.40.30.40.3 
Avg P/E ratio x9.013.511.0-19.0-1.8 
Avg P/CF ratio x2.92.11.83.11.9 
Avg Price/Bookvalue ratio x0.80.60.40.60.4 
Dividend payout %34.232.624.600 
Avg Mkt Cap Rs m94,44376,79265,90586,41261,989 
No. of employees `00027.228.329.731.9NA 
Total wages & salary Rs m20,83022,48423,62626,49533,904 
Avg. income/employee Rs Th6,576.67,311.47,633.57,493.1NM 
Avg. wages/employee Rs Th765.8795.0795.1829.4NM 
Avg. net profit/employee Rs Th386.1200.6202.5-142.2N.A. 
INDIAN OVERSEAS BANK INCOME DATA
Interest income Rs m178,891206,767226,837239,383235,173 
Other income Rs m16,81019,72921,69321,38625,283 
Interest expense Rs m128,729154,248171,069185,544181,346 
Net interest income Rs m50,16252,52055,76853,84053,827 
Operating expense Rs m31,63134,07837,48942,00250,255 
Gross profit Rs m18,53118,44118,27911,8373,572 
Gross profit margin %10.48.98.14.91.5 
Provisions/contingencies Rs m22,36430,69531,54232,10966,136 
Profit before tax Rs m12,9777,4758,4301,114-42,179 
Extraordinary Inc (Exp) Rs m00000 
Minority Interest Rs m00000 
Prior Period Items Rs m00000 
Tax Rs m2,4761,8032,4135,658-8,308 
Profit after tax Rs m10,5015,6726,017-4,543-33,872 
Net profit margin %5.92.72.7-1.9-14.4 
INDIAN OVERSEAS BANK BALANCE SHEET DATA
Advances Rs m1,407,2441,603,6411,758,8161,717,5601,608,607 
Deposits Rs m1,784,3422,021,3542,279,7612,460,4872,245,142 
Credit/Deposit ratio x78.979.377.169.871.6 
Yield on advances %9.79.99.810.410.4 
Cost of deposits %6.36.96.87.07.2 
Net Interest Margin %2.42.22.11.92.1 
Net fixed assets Rs m17,44118,47026,04425,07132,705 
Share capital Rs m7,9709,24112,35412,35418,073 
Free reserves Rs m54,01262,75074,05774,05789,452 
Net worth Rs m119,277134,574161,702156,410156,658 
Borrowings Rs m236,139233,229245,058182,324271,833 
Investments Rs m555,659614,174702,368813,104791,896 
Total assets Rs m2,196,4822,446,5602,748,9872,856,3702,744,368 
Debt/equity ratio x16.916.815.616.916.1 
Return on assets %0.50.20.2-0.2-1.2 
Return on equity %8.84.23.7-2.9-21.6 
Capital adequacy ratio %13.311.910.810.19.7 
Net NPAs %1.42.53.25.711.9 
INDIAN OVERSEAS BANK CASH FLOW
From Operations Rs m 36,929 -6,069 32,780 59,409 -15,515 
From Investments Rs m -2,253 -4,013 -2,266 -1,643 -2,536 
From Financial Activity Rs m 7,748 55 6,989 1,132 -8,472 
Net Cashflow Rs m 42,424 -10,027 37,504 58,898 -26,523 
* Results Consolidated
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Share Holding

Indian Promoters 73.8%
Foreign collaborators 0.0%
Indian inst/Mut Fund 15.3%
FIIs 1.9%
ADR/GDR 0.0%
Free float 9.1%
Shareholders 250,609
Pledged promoter(s) holding 0.0%
 

Company Information

REGD OFF 762, Anna Salai, Chennai - 600 002
E-MAIL investor@iobnet.co.in WEB www.iob.in
TELEPHONE (044) 2851 9791 FAX (044) 2858 5675
SECTOR BANKING GROUP GOVERNMENT
TR AGENT Cameo Corporate Services, Subramani Bldg, Club House Rd., Chennai-02
AUDITOR B. Thiagarajan & Co.
CHM: M. Narendra (MD) COMP SEC: Deepa Chellam YEAR OF INC: 1937 BSE CODE: 532388 FV (Rs): 10 DIV YIELD (%): -

More Banking Company Fact Sheets:   DCB BANK  CANARA BANK  YES BANK  HDFC BANK  CITY UNION BANK  

Compare INDIAN OVERSEAS BANK With:   DCB BANK  CANARA BANK  YES BANK  HDFC BANK  CITY UNION BANK  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Of PNB Fraud, Rising Troubles at PSBs, and Top Cues in Focus Today(Pre-Open)

Share markets in India closed on a negative note yesterday. At the closing bell yesterday, the BSE Sensex stood lower by 236 points and the NSE Nifty closed down by 74 points.

Views on news

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

Axis Bank: Lower Slippages Save Bottomline Performance (Quarterly Results Update - Detailed)

Feb 6, 2018

Lower provisioning leads to the net profits growing by 25% during the quarter. However, asset quality remains a concern and would be the key thing to watch out for in the coming quarters results.

HDFC Bank: Loan Growth Camouflages Bad Loan Risks (Quarterly Results Update - Detailed)

Jan 22, 2018

The bank delivers a consistent performance with net profits growing by 20%. However, bad loans have risen considerably and would be the key things to watch out for going forward.

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

ICICI Bank: Stake Sale in Insurance Subsidiary Aids Bottomline (Quarterly Results Update - Detailed)

Nov 7, 2017

The net profits of the company fell by 33% YoY during the quarter. The company is undergoing an RBI audit, and the divergences as reported by RBI will be the key thing to watch out for going ahead.

More Views on News

Most Popular

Follow India's Super Investors to Make Big Money in the Market Crash(The 5 Minute Wrapup)

Feb 8, 2018

Has the sell-off in the markets left India's super investors unduly worried?

The Era of Easy Money is Coming to an End. What Happens Now?(Vivek Kaul's Diary)

Feb 9, 2018

The easy money policy of the Federal Reserve of the United States, which drove up stock markets all over the world, is ending, with the Federal Reserve looking to shrink its balance sheet.

The Markets Want Your Money. Don't Give It to Them.(Smart Contrarian)

Feb 9, 2018

MFs are having a gala time taking money from over-eager investors and funneling it into equities. Smart investors, though, know better than to do that.

The Big Gamble(The Honest Truth)

Feb 15, 2018

Once you accept the fact that elections are round the corner and that this budget is geared to reach a 40% target, everything makes sense.

Rising Dominance of Mutual Funds(Chart Of The Day)

Feb 8, 2018

Domestic money flow into Indian equities surpassed foreign fund flows in the recent years. But will it continue in volatile market?

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

TRACK INDIAN OVERSEAS BANK

  • Track your investment in INDIAN OVERSEAS BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON INDIAN OVERSEAS BANK

INDIAN OVERSEAS BANK 8-QTR ANALYSIS

COMPARE INDIAN OVERSEAS BANK WITH

MARKET STATS