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J&K BANK Fact Sheet  (JKBK)



For You: Midcap Stocks Research at Less than Its Launch Price


Here is the latest financial fact sheet of J&K BANK. For more details, see the J&K BANK quarterly results and J&K BANK share price. For a sector overview, read our banking sector report.

J&K BANK Price History

Price Rs 130.2
Mkt Cap Rs m 143,374
Vol '000 228.6
P/E X 8.9
P/CF X 3.0
EPS (TTM) Rs 14.6
1 Day % -1.5
No. of shares m 1,101.18
1 Week % -4.5
1 Month % -2.7
1 Year % 147.8
52 week H/L Rs 152.5/49.9
As on Apr 16, 2024 (Close)
* Results Consolidated
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J&K BANK Financials

No. of Mths
Year Ending
12
Mar-19
*
12
Mar-20
*
12
Mar-21
*
12
Mar-22
*
12
Mar-23
*
5-Yr Chart
Click to enlarge
J&K BANK EQUITY SHARE DATA
High Rs6366334863 
Low Rs3511112324 
Income per share (Unadj.) Rs137.8118.4113.785.990.7 
Earnings per share (Unadj.) Rs8.3-16.66.05.311.4 
Diluted earnings per shareRs4.2-10.73.94.510.7 
Cash flow per share (Unadj.) Rs34.0-15.131.740.446.1 
Dividends per share (Unadj.) Rs00000.50 
Adj. dividends per shareRs0.000.000.000.000.47 
Avg Dividend yield %00001.2 
Book value per share (Unadj.) Rs118.988.995.385.695.9 
Adj. book value per shareRs60.157.661.872.589.9 
Shares outstanding (eoy) m556.86713.45713.45932.891,031.48 
Bonus / Rights / Conversions  00000 
Avg Price / Income ratio x0.40.30.20.40.5 
Avg P/E ratio x5.9-2.33.76.73.8 
Avg P/CF ratio x1.61.91.03.12.4 
Avg Price/Bookvalue ratio x0.40.40.20.40.5 
Dividend payout %00004.4 
Avg Mkt Cap Rs m27,30027,55715,69632,97844,637 
No. of employees `000NANANANANA 
Total wages & salary Rs m16,50118,90620,62426,75127,086 
Avg. income/employee Rs Th00000 
Avg. wages/employee Rs Th00000 
Avg. net profit/employee Rs Th00000 
J&K BANK INCOME DATA
Interest income Rs m76,75684,46381,11180,13093,552 
Other income Rs m8,1755,0867,0157,5357,652 
Interest expense Rs m42,91147,39243,39941,01346,094 
Net interest income Rs m33,84437,07037,71239,11647,458 
Operating expense Rs m24,85127,34628,84235,98736,509 
Gross profit Rs m8,9949,7258,8703,13010,949 
Gross profit margin %11.711.510.93.911.7 
Provisions/contingencies Rs m12,53026,64511,5375,6206,616 
Profit before tax Rs m6,587-11,4405,3677,45617,856 
Extraordinary Inc (Exp) Rs m00000 
Minority Interest Rs m00000 
Prior Period Items Rs m00-63-96-181 
Tax Rs m1,9493941,0202,4115,870 
Profit after tax Rs m4,638-11,8344,2844,94911,805 
Net profit margin %6.0-14.05.36.212.6 
J&K BANK BALANCE SHEET DATA
Advances Rs m662,715643,991668,417703,931822,776 
Deposits Rs m896,368977,8581,080,4731,147,0281,220,272 
Credit/Deposit ratio x73.965.961.961.467.4 
Yield on advances %9.010.29.18.58.5 
Cost of deposits %4.54.63.83.43.6 
Net Interest Margin %3.84.23.93.84.1 
Net fixed assets Rs m16,46420,36319,71419,07522,244 
Share capital Rs m5577147149331,032 
Free reserves Rs m65,66162,74567,30978,90397,932 
Net worth Rs m66,21863,45968,02379,83698,963 
Borrowings Rs m26,24020,19620,15223,70828,923 
Investments Rs m231,405229,905307,741337,853347,804 
Total assets Rs m1,014,0481,088,2911,202,7291,305,7601,459,126 
Debt/equity ratio x13.915.716.214.712.6 
Return on assets %0.5-1.10.40.40.8 
Return on equity %7.0-18.66.36.211.9 
Capital adequacy ratio %12.511.412.213.215.4 
Net NPAs %4.93.53.02.51.6 
J&K BANK CASH FLOW
From Operations Rs m -29,917 43,739 -142 -15,680 -4,071 
From Investments Rs m -1,646 -1,147 -760 -852 -1,235 
From Financial Activity Rs m 7,686 -3,390 -1,988 9,414 6,376 
Net Cashflow Rs m -23,877 39,203 -2,889 -7,118 1,070 
* Results Consolidated
Source: Accord Fintech, Equitymaster

Share Holding

Promoters 59.4%
Institution 14.9%
Non-Institution 25.7%
Total 100.0%
Free Float 40.6%
Pledged promoter holdings 0.0%
Shareholding as on Mar 2024
 

Company Information

Regd Off Corporate Headquarters, Maulana Azad Road, Srinagar - 190001
E-mail sharedeptt_gc@jkbmail.com / board.sectt@jkbmail.com Web www.jkbank.com
Tel 0194-2481930 / 35 Fax 0194-2481928
Sector BANKING Group PSU
Tr Agent K FIN Technologies Ltd.-(Karvy Fintech Pvt Ltd.), Karvy Selenium Tower B Plot 31-32, Gachibowli Financial District, Nanakramguda
Auditor Dhar Tiku & Co.
CHM: RK Chhibber COMP SEC: Mohammad Shafi Mir YEAR OF INC: 1938 BSE CODE: 532209 FV (Rs): 1 DIV YIELD (%): 0.4

Read: J&K BANK 2022-23 Annual Report Analysis

More Banking Company Fact Sheets:   HDFC BANK    BANDHAN BANK    SBI    PNB    KOTAK MAHINDRA BANK    

Compare J&K BANK With:   HDFC BANK    BANDHAN BANK    SBI    PNB    KOTAK MAHINDRA BANK    



 

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