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PUNJAB & SIND BANK Fact Sheet  (PSB)



For You: Midcap Stocks Research at Less than Its Launch Price


Here is the latest financial fact sheet of PUNJAB & SIND BANK. For more details, see the PUNJAB & SIND BANK quarterly results and PUNJAB & SIND BANK share price. For a sector overview, read our banking sector report.

PUNJAB & SIND BANK Price History

Price Rs 60.2
Mkt Cap Rs m 408,226
Vol '000 199.0
P/E X 44.7
P/CF X 10.8
EPS (TTM) Rs 1.3
1 Day % 2.0
No. of shares m 6,777.79
1 Week % -6.7
1 Month % -0.6
1 Year % 125.0
52 week H/L Rs 77.5/26.7
As on Apr 16, 2024 01:45:00 PM
* Results Consolidated
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PUNJAB & SIND BANK Financials

No. of Mths
Year Ending
12
Mar-19
*
12
Mar-20
*
12
Mar-21
*
12
Mar-22
*
12
Mar-23
*
5-Yr Chart
Click to enlarge
PUNJAB & SIND BANK EQUITY SHARE DATA
High Rs4034242345 
Low Rs249101513 
Income per share (Unadj.) Rs151.5113.117.210.511.8 
Earnings per share (Unadj.) Rs-9.6-14.1-6.71.51.9 
Diluted earnings per shareRs-0.8-1.5-4.01.51.9 
Cash flow per share (Unadj.) Rs-17.7-25.0-11.14.75.8 
Dividends per share (Unadj.) Rs0000.310.48 
Adj. dividends per shareRs0.000.000.000.310.48 
Avg Dividend yield %0001.71.7 
Book value per share (Unadj.) Rs100.979.820.620.722.3 
Adj. book value per shareRs8.48.312.320.722.3 
Shares outstanding (eoy) m564.91701.054,052.676,777.796,777.79 
Bonus / Rights / Conversions  00000 
Avg Price / Income ratio x0.20.21.01.82.4 
Avg P/E ratio x-3.3-1.5-2.512.214.8 
Avg P/CF ratio x1.31.48.99.513.4 
Avg Price/Bookvalue ratio x0.30.30.80.91.3 
Dividend payout %00020.224.8 
Avg Mkt Cap Rs m18,14814,96768,895126,406193,675 
No. of employees `000NANANANANA 
Total wages & salary Rs m11,75812,11116,88114,78615,444 
Avg. income/employee Rs Th00000 
Avg. wages/employee Rs Th00000 
Avg. net profit/employee Rs Th00000 
PUNJAB & SIND BANK INCOME DATA
Interest income Rs m85,58779,29569,73970,95879,927 
Other income Rs m8,2838,9749,0369,5949,400 
Interest expense Rs m62,79058,72047,12044,44550,194 
Net interest income Rs m22,79720,57522,61926,51329,734 
Operating expense Rs m17,11118,58023,93522,80624,634 
Gross profit Rs m5,6861,995-1,3163,7075,100 
Gross profit margin %6.62.5-1.95.26.4 
Provisions/contingencies Rs m19,40320,87735,0492,9101,369 
Profit before tax Rs m-7,715-15,224-34,04211,86716,198 
Extraordinary Inc (Exp) Rs m00000 
Minority Interest Rs m00000 
Prior Period Items Rs m00000 
Tax Rs m-2,281-5,316-6,7131,4763,068 
Profit after tax Rs m-5,435-9,908-27,32910,39113,130 
Net profit margin %-6.4-12.5-39.214.616.4 
PUNJAB & SIND BANK BALANCE SHEET DATA
Advances Rs m691,755584,119609,417636,266768,194 
Deposits Rs m985,576896,676961,0821,021,3701,096,655 
Credit/Deposit ratio x70.265.163.462.370.0 
Yield on advances %8.79.98.07.57.2 
Cost of deposits %6.16.34.64.14.3 
Net Interest Margin %2.42.52.42.52.4 
Net fixed assets Rs m12,30412,40815,84915,77415,194 
Share capital Rs m5,6497,01140,52767,77867,778 
Free reserves Rs m51,36548,95343,10372,32883,307 
Net worth Rs m57,01455,96483,630140,106151,085 
Borrowings Rs m27,14032,13126,43624,43690,184 
Investments Rs m261,729245,521320,228422,809448,384 
Total assets Rs m1,089,8201,005,0381,104,8191,210,6751,364,545 
Debt/equity ratio x17.816.611.87.57.9 
Return on assets %-0.5-1.0-2.50.91.0 
Return on equity %-9.5-17.7-32.77.48.7 
Capital adequacy ratio %10.712.117.118.517.1 
Net NPAs %7.28.04.02.71.8 
PUNJAB & SIND BANK CASH FLOW
From Operations Rs m -973 22,099 -58,477 -59,986 14,284 
From Investments Rs m -611 -634 -4,462 -1,208 -882 
From Financial Activity Rs m -3,561 8,135 50,551 40,681 -13,317 
Net Cashflow Rs m -5,145 29,600 -12,388 -20,512 85 
* Results Consolidated
Source: Accord Fintech, Equitymaster

Share Holding

Promoters 98.3%
Institution 0.7%
Non-Institution 1.1%
Total 100.0%
Free Float 1.8%
Pledged promoter holdings 0.0%
Shareholding as on Mar 2024
 

Company Information

Regd Off ' Bank House ’ 1st Floor, 21 Rajendra Place, New Delhi - 110008
E-mail complianceofficer@psb.co.in Web www.psbindia.com
Tel 011-25782926 25728930 25812922 25817353 Fax 011-25781639 15728919
Sector BANKING Group PSU
Tr Agent Link Intime India Pvt Ltd., Noble Heights 1st Floor Plot NH 2, C-1 Block LSC Near Savitri Market, Janakpuri
Auditor R. kothari & Co.
CHM: Charan Singh COMP SEC: Saket Mehrotra YEAR OF INC: 1980 BSE CODE: 533295 FV (Rs): 10 DIV YIELD (%): 0.8

Read: PUNJAB & SIND BANK 2022-23 Annual Report Analysis

More Banking Company Fact Sheets:   HDFC BANK    BANDHAN BANK    SBI    PNB    KOTAK MAHINDRA BANK    

Compare PUNJAB & SIND BANK With:   HDFC BANK    BANDHAN BANK    SBI    PNB    KOTAK MAHINDRA BANK    



 

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