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- PUNJAB & SIND BANK Financial Data
Punjab & Sind Bank Fact Sheet (PSB)
Get Details: First Stock to Potentially Accumulate Rs 7 Crore Long-term Wealth
Here is the latest financial fact sheet of Punjab & Sind Bank. For more details, see the Punjab & Sind Bank quarterly results and Punjab & Sind Bank share price and chart. For a sector overview, read our banking sector report.
PUNJAB & SIND BANK Price History
| % ch | % | -0.4 |
| No. of shares | m | 400.41 |
| % ch week | % | -15.5 |
| % ch 1-mth | % | 41.0 |
| % ch 12-mth | % | 12.8 |
| 52 week H/L | Rs | 23.8/9.2 |
PUNJAB & SIND BANK Financials
| No. of Mths Year Ending |
12 Mar-15 |
12 Mar-16 |
12 Mar-17 |
12 Mar-18 |
12 Mar-19 |
5-Yr Chart Click to enlarge
|
|---|
| PUNJAB & SIND BANK EQUITY SHARE DATA | |||||||
|---|---|---|---|---|---|---|---|
| High | Rs | 84 | 56 | 59 | 72 | 40 | |
| Low | Rs | 44 | 32 | 34 | 33 | 24 | |
| Income per share (Unadj.) | Rs | 214.5 | 218.4 | 204.1 | 140.7 | 151.5 | |
| Earnings per share (Unadj.) | Rs | 3.0 | 8.4 | 5.0 | -13.2 | -9.6 | |
| Diluted earnings per share | Rs | 3.0 | 8.4 | 5.0 | -18.6 | -13.6 | |
| Cash flow per share (Unadj.) | Rs | 21.3 | 27.8 | 18.8 | -9.1 | -30.4 | |
| Dividends per share (Unadj.) | Rs | 0.60 | 1.65 | 0 | 0 | 0 | |
| Adj. dividends per share | Rs | 0.60 | 1.65 | 0.00 | 0.00 | 0.00 | |
| Avg Dividend yield | % | 0.9 | 3.8 | 0 | 0 | 0 | |
| Book value per share (Unadj.) | Rs | 139.8 | 149.1 | 153.4 | 119.4 | 97.9 | |
| Adj. book value per share | Rs | 139.8 | 149.1 | 153.4 | 168.5 | 138.2 | |
| Shares outstanding (eoy) | m | 400.41 | 400.41 | 400.41 | 564.91 | 564.91 | |
| Bonus/Rights/Conversions | PA | - | - | - | - | ||
| Avg Price / Income ratio | x | 0.3 | 0.2 | 0.2 | 0.4 | 0.2 | |
| Avg P/E ratio | x | 21.1 | 5.2 | 9.2 | -4.0 | -3.3 | |
| Avg P/CF ratio | x | 3.4 | 1.6 | 1.6 | 3.5 | 0.9 | |
| Avg Price/Bookvalue ratio | x | 0.5 | 0.3 | 0.3 | 0.4 | 0.3 | |
| Dividend payout | % | 19.8 | 19.7 | 0 | 0 | 0 | |
| Avg Mkt Cap | Rs m | 25,566 | 17,578 | 18,559 | 29,855 | 18,162 | |
| No. of employees | `000 | 9.2 | 9.4 | 9.4 | 9.3 | 8.9 | |
| Total wages & salary | Rs m | 8,743 | 8,940 | 9,901 | 11,230 | 11,758 | |
| Avg. income/employee | Rs Th | 9,355.7 | 9,299.5 | 8,694.5 | 8,528.7 | 9,564.9 | |
| Avg. wages/employee | Rs Th | 952.4 | 950.8 | 1,053.3 | 1,204.9 | 1,314.0 | |
| Avg. net profit/employee | Rs Th | 132.2 | 357.3 | 213.9 | -798.1 | -607.4 | |
| PUNJAB & SIND BANK INCOME DATA | |||||||
|---|---|---|---|---|---|---|---|
| Interest income | Rs m | 85,886 | 87,443 | 81,729 | 79,488 | 85,587 | |
| Other income | Rs m | 4,288 | 4,785 | 5,781 | 5,812 | 4,886 | |
| Interest expense | Rs m | 69,094 | 65,686 | 60,135 | 57,136 | 62,790 | |
| Net interest income | Rs m | 16,792 | 21,758 | 21,593 | 22,352 | 22,797 | |
| Operating expense | Rs m | 13,325 | 13,844 | 14,956 | 16,717 | 17,111 | |
| Provisions/contingencies | Rs m | 6,273 | 7,715 | 9,914 | 15,906 | 25,709 | |
| Profit before tax | Rs m | 1,481 | 4,984 | 2,505 | -5,948 | -8,588 | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | 0 | 0 | 0 | |
| Minority Interest | Rs m | 0 | 0 | 0 | 0 | 0 | |
| Prior Period Items | Rs m | 0 | 0 | 0 | 0 | 0 | |
| Tax | Rs m | 268 | 1,624 | 494 | 1,490 | -3,153 | |
| Profit after tax | Rs m | 1,214 | 3,360 | 2,011 | -7,438 | -5,435 | |
| Net profit margin | % | 1.4 | 3.8 | 2.5 | -9.4 | -6.3 | |
| PUNJAB & SIND BANK BALANCE SHEET DATA | |||||||
|---|---|---|---|---|---|---|---|
| Advances | Rs m | 638,702 | 639,161 | 583,345 | 665,695 | 691,755 | |
| Deposits | Rs m | 867,147 | 912,500 | 855,402 | 1,017,262 | 985,576 | |
| Credit/Deposit ratio | x | 73.7 | 70.0 | 68.2 | 65.4 | 70.2 | |
| Yield on advances | % | 10.0 | 10.4 | 9.7 | 7.9 | 8.7 | |
| Cost of deposits | % | 7.7 | 6.9 | 6.8 | 5.3 | 6.1 | |
| Net Interest Margin | % | 1.8 | 2.3 | 2.4 | 2.1 | 2.2 | |
| Net fixed assets | Rs m | 9,948 | 11,334 | 10,954 | 10,826 | 12,304 | |
| Share capital | Rs m | 4,004 | 4,004 | 4,004 | 5,649 | 5,649 | |
| Free reserves | Rs m | 31,061 | 32,397 | 32,842 | 32,485 | 25,976 | |
| Net worth | Rs m | 55,962 | 59,702 | 61,425 | 67,476 | 55,318 | |
| Borrowings | Rs m | 30,482 | 28,390 | 29,584 | 36,830 | 27,140 | |
| Investments | Rs m | 240,066 | 276,450 | 279,485 | 329,818 | 261,729 | |
| Total assets | Rs m | 977,534 | 1,025,814 | 966,434 | 1,137,592 | 1,089,821 | |
| Debt/equity ratio | x | 16.0 | 15.8 | 14.4 | 15.6 | 18.3 | |
| Return on assets | % | 0.1 | 0.3 | 0.2 | -0.7 | -0.5 | |
| Return on equity | % | 2.2 | 5.6 | 3.3 | -11.0 | -9.8 | |
| Capital adequacy ratio | % | 11.2 | 11.8 | 11.1 | 11.3 | 10.9 | |
| Net NPAs | % | 3.6 | 4.6 | 7.5 | 6.9 | 7.2 | |
| PUNJAB & SIND BANK CASH FLOW | |||||||
|---|---|---|---|---|---|---|---|
| From Operations | Rs m | -19,816 | 9,295 | -4,952 | 10,633 | -973 | |
| From Investments | Rs m | -845 | -379 | -335 | -514 | -611 | |
| From Financial Activity | Rs m | -392 | -2,086 | 2,159 | 15,310 | -3,561 | |
| Net Cashflow | Rs m | -21,053 | 6,831 | -3,128 | 25,429 | -5,145 | |
Share Holding
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Company Information
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| CHM: Jatinderbin Sing (IAS) | COMP SEC: Ajit Singh Ahuja | YEAR OF INC: 1980 | BSE CODE: 533295 | FV (Rs): 10 | DIV YIELD (%): - |
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PUNJAB & SIND BANK Announces Quarterly Results (1QFY20); Net Profit Up 92.4% (Quarterly Result Update)
Aug 13, 2019 | Updated on Aug 13, 2019For the quarter ended June 2019, PUNJAB & SIND BANK has posted a net profit of Rs 303 m (up 92.4% YoY). Sales on the other hand came in at Rs 21 bn (down 5.2% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.
PUNJAB & SIND BANK Announces Quarterly Results (4QFY19); Net Profit Up 88.8% (Quarterly Result Update)
May 29, 2019 | Updated on May 29, 2019For the quarter ended March 2019, PUNJAB & SIND BANK has posted a net profit of Rs 586 m (up 88.8% YoY). Sales on the other hand came in at Rs 20 bn (up 2.6% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.
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