X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2019 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Punjab & Sind Bank Fact Sheet, Punjab & Sind Bank Financial Results - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

Punjab & Sind Bank Fact Sheet    (PSB)

Here is the latest financial fact sheet of Punjab & Sind Bank. For more details, see the Punjab & Sind Bank quarterly results and Punjab & Sind Bank share price and chart. For a sector overview, read our banking sector report.

PUNJAB & SIND BANK Price History

Price Rs 24.7
Mkt Cap Rs m 9,870
Vol '000 10.7
P/E X -1.8
P/CF X 0.8
EPS (TTM) Rs -13.6
% ch % -4.5
No. of shares m 400.41
% ch week % -6.6
% ch 1-mth % -3.5
% ch 12-mth % -12.6
52 week H/L Rs 35.3/23.1
(As on Jul 18, 2019 02:15:00 PM)
* Results Consolidated
Excel EXPORT | DO YOU LIKE THESE FACTSHEETS? TELL US!

PUNJAB & SIND BANK Financials

No. of Mths
Year Ending
12
Mar-15
12
Mar-16
12
Mar-17
12
Mar-18
12
Mar-19
5-Yr Chart
Click to enlarge
PUNJAB & SIND BANK EQUITY SHARE DATA
High Rs8456597240 
Low Rs4432343324 
Income per share (Unadj.) Rs214.5218.4204.1140.7151.5 
Earnings per share (Unadj.) Rs3.08.45.0-13.2-9.6 
Diluted earnings per shareRs3.08.45.0-18.6-13.6 
Cash flow per share (Unadj.) Rs21.327.818.8-9.1-30.4 
Dividends per share (Unadj.) Rs0.601.65000 
Adj. dividends per shareRs0.601.650.000.000.00 
Avg Dividend yield %0.93.8000 
Book value per share (Unadj.) Rs139.8149.1153.4119.497.9 
Adj. book value per shareRs139.8149.1153.4168.5138.2 
Shares outstanding (eoy) m400.41400.41400.41564.91564.91 
Bonus/Rights/Conversions  PA---- 
Avg Price / Income ratio x0.30.20.20.40.2 
Avg P/E ratio x21.15.29.2-4.0-3.3 
Avg P/CF ratio x3.41.61.63.50.9 
Avg Price/Bookvalue ratio x0.50.30.30.40.3 
Dividend payout %19.819.7000 
Avg Mkt Cap Rs m25,56617,57818,55929,85518,162 
No. of employees `0009.29.49.49.38.9 
Total wages & salary Rs m8,7438,9409,90111,23011,758 
Avg. income/employee Rs Th9,355.79,299.58,694.58,528.79,564.9 
Avg. wages/employee Rs Th952.4950.81,053.31,204.91,314.0 
Avg. net profit/employee Rs Th132.2357.3213.9-798.1-607.4 
PUNJAB & SIND BANK INCOME DATA
Interest income Rs m85,88687,44381,72979,48885,587 
Other income Rs m4,2884,7855,7815,8124,886 
Interest expense Rs m69,09465,68660,13557,13662,790 
Net interest income Rs m16,79221,75821,59322,35222,797 
Operating expense Rs m13,32513,84414,95616,71717,111 
Gross profit Rs m3,4677,9146,6385,6355,686 
Gross profit margin %4.09.18.17.16.6 
Provisions/contingencies Rs m6,2737,7159,91415,90625,709 
Profit before tax Rs m1,4814,9842,505-5,948-8,588 
Extraordinary Inc (Exp) Rs m00000 
Minority Interest Rs m00000 
Prior Period Items Rs m00000 
Tax Rs m2681,6244941,490-3,153 
Profit after tax Rs m1,2143,3602,011-7,438-5,435 
Net profit margin %1.43.82.5-9.4-6.3 
PUNJAB & SIND BANK BALANCE SHEET DATA
Advances Rs m638,702639,161583,345665,695691,755 
Deposits Rs m867,147912,500855,4021,017,262985,576 
Credit/Deposit ratio x73.770.068.265.470.2 
Yield on advances %10.010.49.77.98.7 
Cost of deposits %7.76.96.85.36.1 
Net Interest Margin %1.82.32.42.12.2 
Net fixed assets Rs m9,94811,33410,95410,82612,304 
Share capital Rs m4,0044,0044,0045,6495,649 
Free reserves Rs m31,06132,39732,84232,48525,976 
Net worth Rs m55,96259,70261,42567,47655,318 
Borrowings Rs m30,48228,39029,58436,83027,140 
Investments Rs m240,066276,450279,485329,818261,729 
Total assets Rs m977,5341,025,814966,4341,137,5921,089,821 
Debt/equity ratio x16.015.814.415.618.3 
Return on assets %0.10.30.2-0.7-0.5 
Return on equity %2.25.63.3-11.0-9.8 
Capital adequacy ratio %11.211.811.111.310.9 
Net NPAs %3.64.67.56.97.2 
PUNJAB & SIND BANK CASH FLOW
From Operations Rs m -19,816 9,295 -4,952 10,633 -973 
From Investments Rs m -845 -379 -335 -514 -611 
From Financial Activity Rs m -392 -2,086 2,159 15,310 -3,561 
Net Cashflow Rs m -21,053 6,831 -3,128 25,429 -5,145 
* Results Consolidated
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Share Holding

Indian Promoters 79.6%
Foreign collaborators 0.0%
Indian inst/Mut Fund 10.8%
FIIs 1.8%
ADR/GDR 0.0%
Free float 7.8%
Shareholders 150,895
Pledged promoter(s) holding 0.0%
 

Company Information

REGD OFF 21, Bank House, Rajendra Place, New Delhi - 110 008
E-MAIL complianceofficer@psb.co.in WEB www.psbindia.com
TELEPHONE (011) 2578 2926 FAX (011) 2578 1639
SECTOR BANKING GROUP MISCELLANEOUS
TR AGENT Link Intime India, 44, Naraina Indl. Area, Phase-I, New Delhi-28
AUDITOR R. kothari & Co.
CHM: Jatinderbin Sing (IAS) COMP SEC: Ajit Singh Ahuja YEAR OF INC: 1980 BSE CODE: 533295 FV (Rs): 10 DIV YIELD (%): -

More Banking Company Fact Sheets:   IDFC FIRST BANK  HDFC BANK  BANK OF MAHARASHTRA  ING VYSYA BANK  FEDERAL BANK  

Compare PUNJAB & SIND BANK With:   IDFC FIRST BANK  HDFC BANK  BANK OF MAHARASHTRA  ING VYSYA BANK  FEDERAL BANK  

Compare PUNJAB & SIND BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Trades Marginally Lower; Metal & Automobile Stocks Slip(12:30 pm)

Share markets in India are presently trading on a negative note. Barring finance sector, all sectoral indices are trading in red with stocks in the metal sector.

Views on news

PUNJAB & SIND BANK Announces Quarterly Results (4QFY19); Net Profit Up 88.8% (Quarterly Result Update)

May 29, 2019 | Updated on May 29, 2019

For the quarter ended March 2019, PUNJAB & SIND BANK has posted a net profit of Rs 586 m (up 88.8% YoY). Sales on the other hand came in at Rs 20 bn (up 2.6% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

PUNJAB & SIND BANK Announces Quarterly Results (3QFY19); Net Profit Up 108.7% (Quarterly Result Update)

Feb 13, 2019 | Updated on Feb 13, 2019

For the quarter ended December 2018, PUNJAB & SIND BANK has posted a net profit of Rs 223 m (up 108.7% YoY). Sales on the other hand came in at Rs 22 bn (up 5.5% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

MAS Financial Services Ltd. (IPO)

Oct 5, 2017

Assets Under Management have increased at a CAGR of 33.3% in the preceding five years. The asset quality has remained intact with GNPAs hovering around 1%. With fundamentals looking good, should one subscribe to this IPO?

More Views on News

Most Popular

These 3 Smallcap Stocks are Set to Make the Most of Smallcap Rebound (Profit Hunter)

Jul 9, 2019

As the sense of normalcy returns to the markets, the rebound in the quality smallcaps could be huge.

2 Stocks from Super Investor Sanjay Bakshi's Portfolio You Can Bet On... (The 5 Minute Wrapup)

Jul 12, 2019

Despite the current fear prevailing in the markets, both these stocks have the potential to deliver in 4-5 years.

After Disappointing Budget, Here's a Document that Concerns Largecap and Smallcap Investors (The 5 Minute Wrapup)

Jul 8, 2019

A new 'definition' of the stock universe that triggered the smallcap sell-off is back with the latest list...

Union Budget 2019-2020: More Style Over Substance (The 5 Minute Wrapup)

Jul 5, 2019

Did the Union Budget announce measures to stimulate the economy and bolster corporate earnings growth?

Here's What to Do with Falling Small Cap Stocks (Profit Hunter)

Jul 10, 2019

There are some great buying opportunities in the market right now - and the small cap space is your best bet.

More

Get the Indian Stock Market's
Most Profitable Ideas

How To Beat Sensex Guide 2019
Get our special report, How to Beat Sensex Nearly 3X Now!
We will never sell or rent your email id.
Please read our Terms

TRACK PUNJAB & SIND BANK

  • Track your investment in PUNJAB & SIND BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON PUNJAB & SIND BANK

PUNJAB & SIND BANK - WELLS FARGO COMPARISON

COMPARE PUNJAB & SIND BANK WITH

MARKET STATS