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SBI CARDS Fact Sheet  (SCAR)



Revealed: Indirect Path to Riding EV Opportunity


Here is the latest financial fact sheet of SBI CARDS. For more details, see the SBI CARDS quarterly results and SBI CARDS share price. For a sector overview, read our finance sector report.

SBI CARDS Price History

Price Rs 702.0
Mkt Cap Rs m 667,626
Vol '000 16.5
P/E X 27.7
P/CF X 6.0
EPS (TTM) Rs 25.3
1 Day % -0.5
No. of shares m 951.03
1 Week % -1.1
1 Month % -3.0
1 Year % -22.5
52 week H/L Rs 932.4/678.8
As on May 29, 2024 11:19:00 AM
* Results Consolidated
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SBI CARDS Financials

No. of Mths
Year Ending
12
Mar-19
*
12
Mar-20
*
12
Mar-21
*
12
Mar-22
*
12
Mar-23
*
5-Yr Chart
Click to enlarge
SBI CARDS EQUITY SHARE DATA
High RsNA7691,1491,1651,029 
Low RsNA575495712656 
Income per share (Unadj.) Rs83.698.898.8113.2144.5 
Earnings per share (Unadj.) Rs10.313.310.517.123.9 
Diluted earnings per shareRs9.113.110.417.023.7 
Cash flow per share (Unadj.) Rs7.584.386.8107.9124.7 
Dividends per share (Unadj.) Rs1.001.0002.502.50 
Adj. dividends per shareRs0.880.990.002.482.49 
Avg Dividend yield %00.100.30.3 
Book value per share (Unadj.) Rs41.756.766.581.7103.5 
Adj. book value per shareRs36.756.065.881.0102.9 
Shares outstanding (eoy) m837.22938.96940.53943.17946.07 
Bonus / Rights / Conversions  00000 
Avg Price / Income ratio x06.88.38.35.8 
Avg P/E ratio x050.778.554.835.3 
Avg P/CF ratio x048.976.453.734.6 
Avg Price/Bookvalue ratio x011.912.411.58.1 
Dividend payout %9.77.5014.610.5 
Avg Mkt Cap Rs m0630,979773,230885,167796,997 
No. of employees `000NANANANANA 
Total wages & salary Rs m3,7894,6844,9164,7275,619 
Avg. income/employee Rs Th00000 
Avg. wages/employee Rs Th00000 
Avg. net profit/employee Rs Th00000 
SBI CARDS INCOME DATA
Interest income Rs m69,99192,76492,965106,773136,666 
Other income Rs m2,8774,7594,17111,8056,190 
Interest expense Rs m13,08416,88514,00115,03322,840 
Net interest income Rs m56,90875,87978,96491,739113,826 
Operating expense Rs m45,88262,30368,66580,33788,073 
Gross profit Rs m11,02613,57610,29911,40225,754 
Gross profit margin %15.814.611.110.718.8 
Provisions/contingencies Rs m52,993465279318449 
Profit before tax Rs m13,35117,29613,23721,72230,306 
Extraordinary Inc (Exp) Rs m00000 
Minority Interest Rs m00000 
Prior Period Items Rs m00000 
Tax Rs m4,7014,8483,3925,5607,721 
Profit after tax Rs m8,65012,4489,84516,16122,585 
Net profit margin %12.413.410.615.116.5 
SBI CARDS BALANCE SHEET DATA
Advances Rs m00000 
Deposits Rs m00000 
Credit/Deposit ratio x00000 
Yield on advances %00000 
Cost of deposits %00000 
Net Interest Margin %7,678.115,381.9766.9675.3524.4 
Net fixed assets Rs m1,9623,1093,0814,3955,510 
Share capital Rs m8,3729,3909,4059,4329,461 
Free reserves Rs m26,55443,84153,18167,61688,439 
Net worth Rs m34,92753,23062,58677,04797,899 
Borrowings Rs m103,174128,399128,757154,953231,429 
Investments Rs m74149310,29613,58521,705 
Total assets Rs m199,829250,316266,178344,299452,989 
Debt/equity ratio x3.02.42.12.02.4 
Return on assets %4.35.03.74.75.0 
Return on equity %24.823.415.721.023.1 
Capital adequacy ratio %20.122.424.823.823.1 
Net NPAs %0.80.71.20.80.9 
SBI CARDS CASH FLOW
From Operations Rs m -23,267 -40,629 6,923 -43,915 -66,705 
From Investments Rs m -758 -772 -9,968 -5,381 -9,214 
From Financial Activity Rs m 28,241 39,225 4,318 50,445 78,236 
Net Cashflow Rs m 4,216 -2,176 1,273 1,150 2,316 
* Results Consolidated
Source: Accord Fintech, Equitymaster

Share Holding

Promoters 68.6%
Institution 25.3%
Non-Institution 6.1%
Total 100.0%
Free Float 31.4%
Pledged promoter holdings 0.0%
Shareholding as on Mar 2024
 

Company Information

Regd Off Unit 401 & 402 4th Floor Aggarwal Millennium Tower, E - 1 2 3 Netaji Subhash Place, Wazirpur, New Delhi - 110034
E-mail investor.relations@sbicard.com Web www.sbicard.com
Tel 011-61268100 Fax
Sector INVESTMENT & FINANCE Group PSU - SBI
Tr Agent Link Intime India Pvt Ltd., C 101 247 Park, LBS Marg, Vikhroli (West)
CHM: Dinesh Khara COMP SEC: Payal Mittal Chhabra YEAR OF INC: 1998 BSE CODE: 543066 FV (Rs): 10 DIV YIELD (%): 0.4

Read: SBI CARDS 2022-23 Annual Report Analysis

More Investment & Finance Company Fact Sheets:   BAJAJ FINANCE    BAJAJ FINSERV    CHOLAMANDALAM INVEST    BAJAJ HOLDINGS & INVESTMENT    TATA INVESTMENT    

Compare SBI CARDS With:   BAJAJ FINANCE    BAJAJ FINSERV    CHOLAMANDALAM INVEST    BAJAJ HOLDINGS & INVESTMENT    TATA INVESTMENT    




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