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(UNBK)
Here is the latest financial fact sheet of Union Bank. For more details, see the Union Bank quarterly results and Union Bank share price and chart. For a sector overview, read our banking sector report.
| % ch | % | -0.2 |
| No. of shares | m | 635.78 |
| % ch week | % | -3.8 |
| % ch 1-mth | % | -5.1 |
| % ch 12-mth | % | 14.5 |
| 52 week H/L | Rs | 205.0/116.3 |
| No. of Mths Year Ending |
12 Mar-12* |
12 Mar-13* |
12 Mar-14* |
12 Mar-15* |
12 Mar-16* |
5-Yr Chart Click to enlarge
|
|---|
| UNION BANK EQUITY SHARE DATA | |||||||
|---|---|---|---|---|---|---|---|
| High | Rs | 359 | 288 | 255 | 260 | 223 | |
| Low | Rs | 156 | 150 | 97 | 132 | 104 | |
| Income per share (Unadj.) | Rs | 384.2 | 421.7 | 466.3 | 505.9 | 470.1 | |
| Earnings per share (Unadj.) | Rs | 32.2 | 36.1 | 26.6 | 27.7 | 19.7 | |
| Diluted earnings per share | Rs | 27.9 | 33.9 | 26.4 | 27.7 | 21.3 | |
| Cash flow per share (Unadj.) | Rs | 76.2 | 91.3 | 75.1 | 82.0 | 67.4 | |
| Dividends per share (Unadj.) | Rs | 8.00 | 8.00 | 4.00 | 6.00 | 1.95 | |
| Adj. dividends per share | Rs | 6.93 | 7.51 | 3.97 | 6.00 | 2.11 | |
| Avg Dividend yield | % | 3.1 | 3.7 | 2.3 | 3.1 | 1.2 | |
| Book value per share (Unadj.) | Rs | 266.4 | 291.9 | 297.2 | 313.0 | 335.3 | |
| Adj. book value per share | Rs | 230.7 | 274.0 | 294.7 | 313.0 | 362.5 | |
| Shares outstanding (eoy) | m | 550.54 | 596.79 | 630.31 | 635.77 | 687.44 | |
| Bonus/Rights/Conversions | PI | PI | PI | PI | PI | ||
| Avg Price / Income ratio | x | 0.7 | 0.5 | 0.4 | 0.4 | 0.3 | |
| Avg P/E ratio | x | 8.0 | 6.1 | 6.6 | 7.1 | 8.3 | |
| Avg P/CF ratio | x | 3.3 | 2.8 | 2.3 | 2.3 | 2.1 | |
| Avg Price/Bookvalue ratio | x | 1.0 | 0.8 | 0.6 | 0.6 | 0.5 | |
| Dividend payout | % | 24.9 | 22.1 | 15.0 | 21.7 | 9.9 | |
| Avg Mkt Cap | Rs m | 141,764 | 130,697 | 110,966 | 124,579 | 112,259 | |
| No. of employees | `000 | 30.8 | 31.8 | 33.8 | 35.5 | 35.5 | |
| Total wages & salary | Rs m | 24,980 | 27,953 | 33,093 | 38,446 | 37,681 | |
| Avg. income/employee | Rs Th | 6,859.2 | 7,915.1 | 8,694.8 | 9,056.8 | 9,109.9 | |
| Avg. wages/employee | Rs Th | 810.0 | 879.1 | 978.9 | 1,082.6 | 1,062.2 | |
| Avg. net profit/employee | Rs Th | 574.6 | 678.4 | 495.9 | 495.8 | 382.5 | |
| UNION BANK INCOME DATA | |||||||
|---|---|---|---|---|---|---|---|
| Interest income | Rs m | 211,525 | 251,685 | 293,935 | 321,643 | 323,157 | |
| Other income | Rs m | 23,163 | 28,680 | 31,407 | 39,571 | 393,443 | |
| Interest expense | Rs m | 142,297 | 175,754 | 214,667 | 236,396 | 238,940 | |
| Net interest income | Rs m | 69,228 | 75,932 | 79,268 | 85,247 | 84,216 | |
| Operating expense | Rs m | 40,163 | 49,055 | 58,761 | 66,833 | 67,159 | |
| Gross profit | Rs m | 29,065 | 26,877 | 20,507 | 18,415 | 17,057 | |
| Gross profit margin | % | 13.7 | 10.7 | 7.0 | 5.7 | 5.3 | |
| Provisions/contingencies | Rs m | 25,290 | 25,183 | 31,697 | 36,369 | 38,682 | |
| Profit before tax | Rs m | 26,979 | 30,528 | 20,181 | 21,548 | 17,769 | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | 0 | 0 | 0 | |
| Minority Interest | Rs m | 121 | 108 | 106 | 104 | 90 | |
| Prior Period Items | Rs m | 0 | 0 | 0 | 0 | 0 | |
| Tax | Rs m | 9,380 | 9,063 | 3,522 | 4,042 | 4,291 | |
| Profit after tax | Rs m | 17,720 | 21,572 | 16,765 | 17,609 | 13,569 | |
| Net profit margin | % | 8.4 | 8.6 | 5.7 | 5.5 | 4.2 | |
| UNION BANK BALANCE SHEET DATA | |||||||
|---|---|---|---|---|---|---|---|
| Advances | Rs m | 1,778,821 | 2,081,024 | 2,291,047 | 2,559,211 | 2,682,496 | |
| Deposits | Rs m | 2,227,765 | 2,636,816 | 2,976,511 | 3,174,503 | 3,441,175 | |
| Credit/Deposit ratio | x | 79.8 | 78.9 | 77.0 | 80.6 | 78.0 | |
| Yield on advances | % | 9.0 | 9.2 | 9.5 | 9.4 | 8.8 | |
| Cost of deposits | % | 6.0 | 6.3 | 6.7 | 6.8 | 6.4 | |
| Net Interest Margin | % | 2.7 | 2.5 | 2.3 | 2.3 | 2.2 | |
| Net fixed assets | Rs m | 23,478 | 24,954 | 26,234 | 26,944 | 39,519 | |
| Share capital | Rs m | 5,506 | 6,967 | 7,413 | 6,358 | 6,874 | |
| Free reserves | Rs m | 73,865 | 93,276 | 98,117 | 181,916 | 200,761 | |
| Net worth | Rs m | 146,677 | 174,191 | 187,342 | 198,992 | 230,481 | |
| Borrowings | Rs m | 179,095 | 237,969 | 293,162 | 351,680 | 306,366 | |
| Investments | Rs m | 631,038 | 818,083 | 946,364 | 954,494 | 905,732 | |
| Total assets | Rs m | 2,630,247 | 3,129,119 | 3,550,145 | 3,835,690 | 4,073,646 | |
| Debt/equity ratio | x | 16.4 | 16.5 | 17.5 | 17.7 | 16.3 | |
| Return on assets | % | 0.7 | 0.7 | 0.5 | 0.5 | 0.3 | |
| Return on equity | % | 12.1 | 12.4 | 8.9 | 8.8 | 5.9 | |
| Capital adequacy ratio | % | 11.9 | 11.5 | 11.9 | 10.7 | 11.1 | |
| Net NPAs | % | 1.7 | 1.6 | 2.3 | 2.7 | 5.3 | |
| UNION BANK CASH FLOW | |||||||
|---|---|---|---|---|---|---|---|
| From Operations | Rs m | -38,237 | -42,454 | 25,701 | -35,675 | 82,741 | |
| From Investments | Rs m | -2,353 | -3,432 | -3,630 | -3,180 | -8,718 | |
| From Financial Activity | Rs m | -3,701 | 50,959 | 49,024 | 31,678 | -3,886 | |
| Net Cashflow | Rs m | -44,290 | 5,074 | 71,095 | -7,176 | 70,138 | |
Share Holding
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Company Information
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| CHM: Arun Tiwari (MD) | COMP SEC: Neha Agrawal | YEAR OF INC: 1919 | BSE CODE: 532477 | FV (Rs): 10 | DIV YIELD (%): 1.4 |
More Banking Company Fact Sheets: ING VYSYA BANK IDBI BANK CORPORATION BANK KOTAK MAH. BANK INDIAN BANK
Compare UNION BANK With: ING VYSYA BANK IDBI BANK CORPORATION BANK KOTAK MAH. BANK INDIAN BANK
Compare UNION BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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