MEMBER'S LOGINX
| Login Failure | ||||||||
|
||||||||
| Sign Up | Forgot Password? | ||||||||
- Home
- Research It
- UNION BANK OF INDIA (banking)
- UNION BANK OF INDIA Financial Data
Union Bank Fact Sheet (UNBK)
Here is the latest financial fact sheet of Union Bank. For more details, see the Union Bank quarterly results and Union Bank share price and chart. For a sector overview, read our banking sector report.
UNION BANK Price History
| % ch | % | -3.7 |
| No. of shares | m | 635.78 |
| % ch week | % | -8.5 |
| % ch 1-mth | % | -14.7 |
| % ch 12-mth | % | -26.9 |
| 52 week H/L | Rs | 100.3/52.4 |
UNION BANK Financials
| No. of Mths Year Ending |
12 Mar-15* |
12 Mar-16* |
12 Mar-17* |
12 Mar-18* |
12 Mar-19* |
5-Yr Chart Click to enlarge
|
|---|
| UNION BANK EQUITY SHARE DATA | |||||||
|---|---|---|---|---|---|---|---|
| High | Rs | 260 | 223 | 173 | 205 | 106 | |
| Low | Rs | 132 | 104 | 105 | 86 | 61 | |
| Income per share (Unadj.) | Rs | 505.9 | 470.1 | 477.4 | 282.0 | 194.6 | |
| Earnings per share (Unadj.) | Rs | 27.7 | 19.7 | 8.3 | -44.6 | -16.6 | |
| Diluted earnings per share | Rs | 27.7 | 21.3 | 9.0 | -82.0 | -46.0 | |
| Cash flow per share (Unadj.) | Rs | 82.0 | 67.0 | 4.2 | -116.9 | -42.9 | |
| Dividends per share (Unadj.) | Rs | 6.00 | 1.95 | 0 | 0 | 0 | |
| Adj. dividends per share | Rs | 6.00 | 2.11 | 0.00 | 0.00 | 0.00 | |
| Avg Dividend yield | % | 3.1 | 1.2 | 0 | 0 | 0 | |
| Book value per share (Unadj.) | Rs | 313.0 | 335.3 | 342.9 | 216.1 | 151.6 | |
| Adj. book value per share | Rs | 313.0 | 362.5 | 370.7 | 397.2 | 420.5 | |
| Shares outstanding (eoy) | m | 635.77 | 687.44 | 687.44 | 1,168.57 | 1,763.02 | |
| Bonus/Rights/Conversions | PI | PI | - | - | - | ||
| Avg Price / Income ratio | x | 0.4 | 0.3 | 0.3 | 0.5 | 0.4 | |
| Avg P/E ratio | x | 7.1 | 8.3 | 16.6 | -3.3 | -5.0 | |
| Avg P/CF ratio | x | 2.3 | 2.1 | 1.2 | 1.9 | 1.7 | |
| Avg Price/Bookvalue ratio | x | 0.6 | 0.5 | 0.4 | 0.7 | 0.6 | |
| Dividend payout | % | 21.7 | 9.9 | 0 | 0 | 0 | |
| Avg Mkt Cap | Rs m | 124,579 | 112,259 | 95,279 | 170,027 | 147,388 | |
| No. of employees | `000 | 35.5 | 35.5 | 36.9 | 37.6 | 37.3 | |
| Total wages & salary | Rs m | 38,446 | 37,681 | 35,094 | 33,322 | 32,372 | |
| Avg. income/employee | Rs Th | 9,056.8 | 9,109.9 | 8,899.0 | 8,766.7 | 9,208.8 | |
| Avg. wages/employee | Rs Th | 1,082.6 | 1,062.2 | 951.7 | 886.5 | 868.8 | |
| Avg. net profit/employee | Rs Th | 495.8 | 382.5 | 155.3 | -1,386.8 | -784.3 | |
| UNION BANK INCOME DATA | |||||||
|---|---|---|---|---|---|---|---|
| Interest income | Rs m | 321,643 | 323,157 | 328,170 | 329,516 | 343,137 | |
| Other income | Rs m | 39,571 | 393,443 | 54,300 | 54,621 | 50,417 | |
| Interest expense | Rs m | 236,396 | 238,940 | 237,763 | 234,709 | 238,961 | |
| Net interest income | Rs m | 85,247 | 84,216 | 90,407 | 94,807 | 104,176 | |
| Operating expense | Rs m | 66,833 | 67,159 | 70,213 | 72,508 | 78,562 | |
| Provisions/contingencies | Rs m | 36,369 | 38,822 | 70,952 | 143,063 | 115,157 | |
| Profit before tax | Rs m | 21,548 | 17,629 | 3,600 | -66,062 | -39,016 | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | 0 | 0 | 0 | |
| Minority Interest | Rs m | 104 | 90 | 0 | 0 | 0 | |
| Prior Period Items | Rs m | 0 | 0 | 0 | 0 | 0 | |
| Tax | Rs m | 4,042 | 4,151 | -2,126 | -13,938 | -9,792 | |
| Profit after tax | Rs m | 17,609 | 13,569 | 5,727 | -52,125 | -29,224 | |
| Net profit margin | % | 5.5 | 4.2 | 1.7 | -15.8 | -8.5 | |
| UNION BANK BALANCE SHEET DATA | |||||||
|---|---|---|---|---|---|---|---|
| Advances | Rs m | 2,559,211 | 2,682,496 | 2,879,498 | 2,905,715 | 2,987,801 | |
| Deposits | Rs m | 3,174,503 | 3,441,175 | 3,771,947 | 4,102,884 | 4,175,048 | |
| Credit/Deposit ratio | x | 80.6 | 78.0 | 76.3 | 70.8 | 71.6 | |
| Yield on advances | % | 9.4 | 8.8 | 8.0 | 7.9 | 8.0 | |
| Cost of deposits | % | 6.8 | 6.4 | 5.8 | 5.3 | 5.3 | |
| Net Interest Margin | % | 2.3 | 2.2 | 2.1 | 2.0 | 2.2 | |
| Net fixed assets | Rs m | 26,944 | 39,519 | 39,054 | 38,461 | 37,745 | |
| Share capital | Rs m | 6,358 | 6,874 | 6,874 | 11,686 | 17,630 | |
| Free reserves | Rs m | 181,916 | 200,761 | 207,141 | 228,925 | 249,686 | |
| Net worth | Rs m | 198,992 | 230,481 | 235,711 | 252,518 | 267,317 | |
| Borrowings | Rs m | 351,680 | 306,366 | 412,255 | 456,804 | 432,756 | |
| Investments | Rs m | 954,494 | 905,732 | 1,134,413 | 1,254,848 | 1,283,912 | |
| Total assets | Rs m | 3,835,690 | 4,073,646 | 4,556,687 | 4,911,205 | 4,985,805 | |
| Debt/equity ratio | x | 17.7 | 16.3 | 17.8 | 18.1 | 17.2 | |
| Return on assets | % | 0.5 | 0.3 | 0.1 | -1.1 | -0.6 | |
| Return on equity | % | 8.8 | 5.9 | 2.4 | -20.6 | -10.9 | |
| Capital adequacy ratio | % | 10.7 | 11.1 | 12.9 | 11.5 | 11.8 | |
| Net NPAs | % | 2.7 | 5.3 | 6.6 | 8.4 | 6.9 | |
| UNION BANK CASH FLOW | |||||||
|---|---|---|---|---|---|---|---|
| From Operations | Rs m | -35,675 | 80,768 | -66,245 | 60,974 | -77,784 | |
| From Investments | Rs m | -3,180 | -8,718 | -2,802 | -3,149 | -2,971 | |
| From Financial Activity | Rs m | 31,678 | -1,912 | 101,938 | 107,919 | 17,582 | |
| Net Cashflow | Rs m | -7,176 | 70,138 | 32,891 | 165,744 | -63,173 | |
Share Holding
|
Company Information
|
|||||||||||||||||||||||||||||||||||||||||
| CHM: Arun Tiwari (MD) | COMP SEC: Neha Agrawal | YEAR OF INC: 1919 | BSE CODE: 532477 | FV (Rs): 10 | DIV YIELD (%): - |
More Banking Company Fact Sheets: BANK OF MAHARASHTRA BANDHAN BANK LTD SOUTH IND.BANK DENA BANK BANK OF BARODA
Compare UNION BANK With: BANK OF MAHARASHTRA BANDHAN BANK LTD SOUTH IND.BANK DENA BANK BANK OF BARODA
Compare UNION BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
|
| |
Today's Market
Indian Indices Extend Losses; Yes Bank & Tata Steel Top Losers(12:30 pm)
Share markets in India have extended early losses and are presently trading deep in the red. Despite the cool-off in global oil prices, benchmark indices struggled as foreign investors.
Views on news
UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 73.3% (Quarterly Result Update)
Aug 5, 2019 | Updated on Aug 5, 2019For the quarter ended June 2019, UNION BANK has posted a net profit of Rs 2 bn (up 73.3% YoY). Sales on the other hand came in at Rs 89 bn (up 2.3% YoY). Read on for a complete analysis of UNION BANK's quarterly results.
UNION BANK Announces Quarterly Results (4QFY19); Net Profit Down 30.4% (Quarterly Result Update)
May 16, 2019 | Updated on May 16, 2019For the quarter ended March 2019, UNION BANK has posted a net profit of Rs 34 bn (down 30.4% YoY). Sales on the other hand came in at Rs 83 bn (up 2.9% YoY). Read on for a complete analysis of UNION BANK's quarterly results.
Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)
Mar 12, 2018Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?
MAS Financial Services Ltd. (IPO)
Oct 5, 2017Assets Under Management have increased at a CAGR of 33.3% in the preceding five years. The asset quality has remained intact with GNPAs hovering around 1%. With fundamentals looking good, should one subscribe to this IPO?
More Views on NewsMost Popular
Buy these 7 Stocks if You Believe in India (The 5 Minute Wrapup)
Sep 12, 2019News headlines predict gloom and doom for India these days. You should ignore them.
A Recession Proof Stock You Can Bet On (Profit Hunter)
Sep 10, 2019Usually, the typical horizon period for my smallcap recommendations is 3 to 5 years. But if you ask me, this could be one business that you could own and pass on to future generations.
This Company Will Do Well Despite the Slowdown (The 5 Minute Wrapup)
Sep 11, 2019How financial inclusion provides a big runway for this stock recommendation.
A Rare Opportunity to Buy the Top 5 Stocks in the Market (The 5 Minute Wrapup)
Sep 16, 2019The stock market today is throwing up a great opportunity to pile on quality stocks.
The 5 Best Trading Opportunities I've Spotted (Profit Hunter)
Sep 13, 2019These 10 auto stocks should be in your watchlist for the next 32 months. Paste them on your workstation NOW.
More|
| |
TRACK UNION BANK
- Track your investment in UNION BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
- Add To MyStocks
MORE ON UNION BANK
UNION BANK - WELLS FARGO COMPARISON
COMPARE UNION BANK WITH
OTHER USEFUL LINKS
MARKET STATS
ABOUT EQUITYMASTER
Since 1996, Equitymaster has been the source for honest and credible opinions on investing in India. With solid research and in-depth analysis Equitymaster is dedicated towards making its readers- smarter, more confident and richer every day. Here's why hundreds of thousands of readers spread across more than 70 countries Trust Equitymaster.
FREE NEWSLETTERS
PREMIUM PRODUCTS
QUICK LINKS
APPS
FOLLOW
Copyright © Equitymaster Agora Research Private Limited.
Whitelist | Refer | Terms | Privacy | Contact | About | Sitemap
Equitymaster Agora Research Private Limited (Research Analyst) 103, Regent Chambers, Above Status Restaurant, Nariman Point, Mumbai - 400 021. India.
Telephone: +91-22-61434055. Fax: +91-22-22028550. Email: info@equitymaster.com. Website: www.equitymaster.com. CIN:U74999MH2007PTC175407
All rights reserved. Any act of copying, reproducing or distributing this newsletter whether wholly or in part, for any purpose without the permission of Equitymaster is strictly prohibited and shall be deemed to be copyright infringement.
LEGAL DISCLAIMER: Equitymaster Agora Research Private Limited (Research Analyst) bearing Registration No. INH000000537 (hereinafter referred as 'Equitymaster') is an independent equity research Company. Equitymaster is not an Investment Adviser. Information herein should be regarded as a resource only and should be used at one's own risk. This is not an offer to sell or solicitation to buy any securities and Equitymaster will not be liable for any losses incurred or investment(s) made or decisions taken/or not taken based on the information provided herein. Information contained herein does not constitute investment advice or a personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual subscribers. Before acting on any recommendation, subscribers should consider whether it is suitable for their particular circumstances and, if necessary, seek an independent professional advice. This is not directed for access or use by anyone in a country, especially, USA, Canada or the European Union countries, where such use or access is unlawful or which may subject Equitymaster or its affiliates to any registration or licensing requirement. All content and information is provided on an 'As Is' basis by Equitymaster. Information herein is believed to be reliable but Equitymaster does not warrant its completeness or accuracy and expressly disclaims all warranties and conditions of any kind, whether express or implied. Equitymaster may hold shares in the company/ies discussed herein. As a condition to accessing Equitymaster content and website, you agree to our Terms and Conditions of Use, available here. The performance data quoted represents past performance and does not guarantee future results.
SEBI (Research Analysts) Regulations 2014, Registration No. INH000000537.