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- UNION BANK OF INDIA (banking)
- UNION BANK OF INDIA Financial Data
Union Bank Fact Sheet (UNBK)
Latest: Chinese Aggression on the Border Triggers a Huge Opportunity
Here is the latest financial fact sheet of Union Bank. For more details, see the Union Bank quarterly results and Union Bank share price and chart. For a sector overview, read our banking sector report.
UNION BANK Price History
| % ch | % | 0.0 |
| No. of shares | m | 635.78 |
| % ch week | % | 3.8 |
| % ch 1-mth | % | 8.7 |
| % ch 12-mth | % | -56.0 |
| 52 week H/L | Rs | 65.7/22.6 |
UNION BANK Financials
| No. of Mths Year Ending |
12 Mar-15* |
12 Mar-16* |
12 Mar-17* |
12 Mar-18* |
12 Mar-19* |
5-Yr Chart Click to enlarge
|
|---|
| UNION BANK EQUITY SHARE DATA | |||||||
|---|---|---|---|---|---|---|---|
| High | Rs | 260 | 223 | 173 | 205 | 106 | |
| Low | Rs | 132 | 104 | 105 | 86 | 61 | |
| Income per share (Unadj.) | Rs | 505.9 | 470.1 | 477.4 | 282.0 | 194.6 | |
| Earnings per share (Unadj.) | Rs | 27.7 | 19.7 | 8.3 | -44.6 | -16.6 | |
| Diluted earnings per share | Rs | 27.7 | 21.3 | 9.0 | -82.0 | -46.0 | |
| Cash flow per share (Unadj.) | Rs | 82.0 | 67.0 | 4.2 | -116.9 | -42.9 | |
| Dividends per share (Unadj.) | Rs | 6.00 | 1.95 | 0 | 0 | 0 | |
| Adj. dividends per share | Rs | 6.00 | 2.11 | 0.00 | 0.00 | 0.00 | |
| Avg Dividend yield | % | 3.1 | 1.2 | 0 | 0 | 0 | |
| Book value per share (Unadj.) | Rs | 313.0 | 335.3 | 342.9 | 216.1 | 151.6 | |
| Adj. book value per share | Rs | 313.0 | 362.5 | 370.7 | 397.2 | 420.5 | |
| Shares outstanding (eoy) | m | 635.77 | 687.44 | 687.44 | 1,168.57 | 1,763.02 | |
| Bonus/Rights/Conversions | PI | PI | - | - | - | ||
| Avg Price / Income ratio | x | 0.4 | 0.3 | 0.3 | 0.5 | 0.4 | |
| Avg P/E ratio | x | 7.1 | 8.3 | 16.6 | -3.3 | -5.0 | |
| Avg P/CF ratio | x | 2.3 | 2.1 | 1.2 | 1.9 | 1.7 | |
| Avg Price/Bookvalue ratio | x | 0.6 | 0.5 | 0.4 | 0.7 | 0.6 | |
| Dividend payout | % | 21.7 | 9.9 | 0 | 0 | 0 | |
| Avg Mkt Cap | Rs m | 124,579 | 112,259 | 95,279 | 170,027 | 147,388 | |
| No. of employees | `000 | 35.5 | 35.5 | 36.9 | 37.6 | 37.3 | |
| Total wages & salary | Rs m | 38,446 | 37,681 | 35,094 | 33,322 | 32,372 | |
| Avg. income/employee | Rs Th | 9,056.8 | 9,109.9 | 8,899.0 | 8,766.7 | 9,208.8 | |
| Avg. wages/employee | Rs Th | 1,082.6 | 1,062.2 | 951.7 | 886.5 | 868.8 | |
| Avg. net profit/employee | Rs Th | 495.8 | 382.5 | 155.3 | -1,386.8 | -784.3 | |
| UNION BANK INCOME DATA | |||||||
|---|---|---|---|---|---|---|---|
| Interest income | Rs m | 321,643 | 323,157 | 328,170 | 329,516 | 343,137 | |
| Other income | Rs m | 39,571 | 393,443 | 54,300 | 54,621 | 50,417 | |
| Interest expense | Rs m | 236,396 | 238,940 | 237,763 | 234,709 | 238,961 | |
| Net interest income | Rs m | 85,247 | 84,216 | 90,407 | 94,807 | 104,176 | |
| Operating expense | Rs m | 66,833 | 67,159 | 70,213 | 72,508 | 78,562 | |
| Provisions/contingencies | Rs m | 36,369 | 38,822 | 70,952 | 143,063 | 115,157 | |
| Profit before tax | Rs m | 21,548 | 17,629 | 3,600 | -66,062 | -39,016 | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | 0 | 0 | 0 | |
| Minority Interest | Rs m | 104 | 90 | 0 | 0 | 0 | |
| Prior Period Items | Rs m | 0 | 0 | 0 | 0 | 0 | |
| Tax | Rs m | 4,042 | 4,151 | -2,126 | -13,938 | -9,792 | |
| Profit after tax | Rs m | 17,609 | 13,569 | 5,727 | -52,125 | -29,224 | |
| Net profit margin | % | 5.5 | 4.2 | 1.7 | -15.8 | -8.5 | |
| UNION BANK BALANCE SHEET DATA | |||||||
|---|---|---|---|---|---|---|---|
| Advances | Rs m | 2,559,211 | 2,682,496 | 2,879,498 | 2,905,715 | 2,987,801 | |
| Deposits | Rs m | 3,174,503 | 3,441,175 | 3,771,947 | 4,102,884 | 4,175,048 | |
| Credit/Deposit ratio | x | 80.6 | 78.0 | 76.3 | 70.8 | 71.6 | |
| Yield on advances | % | 9.4 | 8.8 | 8.0 | 7.9 | 8.0 | |
| Cost of deposits | % | 6.8 | 6.4 | 5.8 | 5.3 | 5.3 | |
| Net Interest Margin | % | 2.3 | 2.2 | 2.1 | 2.0 | 2.2 | |
| Net fixed assets | Rs m | 26,944 | 39,519 | 39,054 | 38,461 | 37,745 | |
| Share capital | Rs m | 6,358 | 6,874 | 6,874 | 11,686 | 17,630 | |
| Free reserves | Rs m | 181,916 | 200,761 | 207,141 | 228,925 | 249,686 | |
| Net worth | Rs m | 198,992 | 230,481 | 235,711 | 252,518 | 267,317 | |
| Borrowings | Rs m | 351,680 | 306,366 | 412,255 | 456,804 | 432,756 | |
| Investments | Rs m | 954,494 | 905,732 | 1,134,413 | 1,254,848 | 1,283,912 | |
| Total assets | Rs m | 3,835,690 | 4,073,646 | 4,556,687 | 4,911,205 | 4,985,805 | |
| Debt/equity ratio | x | 17.7 | 16.3 | 17.8 | 18.1 | 17.2 | |
| Return on assets | % | 0.5 | 0.3 | 0.1 | -1.1 | -0.6 | |
| Return on equity | % | 8.8 | 5.9 | 2.4 | -20.6 | -10.9 | |
| Capital adequacy ratio | % | 10.7 | 11.1 | 12.9 | 11.5 | 11.8 | |
| Net NPAs | % | 2.7 | 5.3 | 6.6 | 8.4 | 6.9 | |
| UNION BANK CASH FLOW | |||||||
|---|---|---|---|---|---|---|---|
| From Operations | Rs m | -35,675 | 80,768 | -66,245 | 60,974 | -77,784 | |
| From Investments | Rs m | -3,180 | -8,718 | -2,802 | -3,149 | -2,971 | |
| From Financial Activity | Rs m | 31,678 | -1,912 | 101,938 | 107,919 | 17,582 | |
| Net Cashflow | Rs m | -7,176 | 70,138 | 32,891 | 165,744 | -63,173 | |
Share Holding
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Company Information
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| CHM: Arun Tiwari (MD) | COMP SEC: Neha Agrawal | YEAR OF INC: 1919 | BSE CODE: 532477 | FV (Rs): 10 | DIV YIELD (%): - |
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UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 73.3% (Quarterly Result Update)
Aug 5, 2019 | Updated on Aug 5, 2019For the quarter ended June 2019, UNION BANK has posted a net profit of Rs 2 bn (up 73.3% YoY). Sales on the other hand came in at Rs 89 bn (up 2.3% YoY). Read on for a complete analysis of UNION BANK's quarterly results.
UNION BANK Announces Quarterly Results (4QFY19); Net Profit Down 30.4% (Quarterly Result Update)
May 16, 2019 | Updated on May 16, 2019For the quarter ended March 2019, UNION BANK has posted a net profit of Rs 34 bn (down 30.4% YoY). Sales on the other hand came in at Rs 83 bn (up 2.9% YoY). Read on for a complete analysis of UNION BANK's quarterly results.
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