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- UNION BANK OF INDIA (banking)
- UNION BANK OF INDIA Financial Data
Union Bank Fact Sheet (UNBK)
Revealed: 3 Stocks for Potentially Massive Gains
Here is the latest financial fact sheet of Union Bank. For more details, see the Union Bank quarterly results and Union Bank share price and chart. For a sector overview, read our banking sector report.
UNION BANK Price History
| % ch | % | 2.2 |
| No. of shares | m | 635.78 |
| % ch week | % | 3.1 |
| % ch 1-mth | % | -6.8 |
| % ch 12-mth | % | 23.4 |
| 52 week H/L | Rs | 45.3/22.6 |
UNION BANK Financials
| No. of Mths Year Ending |
12 Mar-15* |
12 Mar-16* |
12 Mar-17* |
12 Mar-18* |
12 Mar-19* |
5-Yr Chart Click to enlarge
|
|---|
| UNION BANK EQUITY SHARE DATA | |||||||
|---|---|---|---|---|---|---|---|
| High | Rs | 260 | 223 | 173 | 205 | 106 | |
| Low | Rs | 132 | 104 | 105 | 86 | 61 | |
| Income per share (Unadj.) | Rs | 505.9 | 470.1 | 477.4 | 282.0 | 194.6 | |
| Earnings per share (Unadj.) | Rs | 27.7 | 19.7 | 8.3 | -44.6 | -16.6 | |
| Diluted earnings per share | Rs | 27.7 | 21.3 | 9.0 | -82.0 | -46.0 | |
| Cash flow per share (Unadj.) | Rs | 82.0 | 67.0 | 4.2 | -116.9 | -42.9 | |
| Dividends per share (Unadj.) | Rs | 6.00 | 1.95 | 0 | 0 | 0 | |
| Adj. dividends per share | Rs | 6.00 | 2.11 | 0.00 | 0.00 | 0.00 | |
| Avg Dividend yield | % | 3.1 | 1.2 | 0 | 0 | 0 | |
| Book value per share (Unadj.) | Rs | 313.0 | 335.3 | 342.9 | 216.1 | 151.6 | |
| Adj. book value per share | Rs | 313.0 | 362.5 | 370.7 | 397.2 | 420.5 | |
| Shares outstanding (eoy) | m | 635.77 | 687.44 | 687.44 | 1,168.57 | 1,763.02 | |
| Bonus/Rights/Conversions | PI | PI | - | - | - | ||
| Avg Price / Income ratio | x | 0.4 | 0.3 | 0.3 | 0.5 | 0.4 | |
| Avg P/E ratio | x | 7.1 | 8.3 | 16.6 | -3.3 | -5.0 | |
| Avg P/CF ratio | x | 2.3 | 2.1 | 1.2 | 1.9 | 1.7 | |
| Avg Price/Bookvalue ratio | x | 0.6 | 0.5 | 0.4 | 0.7 | 0.6 | |
| Dividend payout | % | 21.7 | 9.9 | 0 | 0 | 0 | |
| Avg Mkt Cap | Rs m | 124,579 | 112,259 | 95,279 | 170,027 | 147,388 | |
| No. of employees | `000 | 35.5 | 35.5 | 36.9 | 37.6 | 37.3 | |
| Total wages & salary | Rs m | 38,446 | 37,681 | 35,094 | 33,322 | 32,372 | |
| Avg. income/employee | Rs Th | 9,056.8 | 9,109.9 | 8,899.0 | 8,766.7 | 9,208.8 | |
| Avg. wages/employee | Rs Th | 1,082.6 | 1,062.2 | 951.7 | 886.5 | 868.8 | |
| Avg. net profit/employee | Rs Th | 495.8 | 382.5 | 155.3 | -1,386.8 | -784.3 | |
| UNION BANK INCOME DATA | |||||||
|---|---|---|---|---|---|---|---|
| Interest income | Rs m | 321,643 | 323,157 | 328,170 | 329,516 | 343,137 | |
| Other income | Rs m | 39,571 | 393,443 | 54,300 | 54,621 | 50,417 | |
| Interest expense | Rs m | 236,396 | 238,940 | 237,763 | 234,709 | 238,961 | |
| Net interest income | Rs m | 85,247 | 84,216 | 90,407 | 94,807 | 104,176 | |
| Operating expense | Rs m | 66,833 | 67,159 | 70,213 | 72,508 | 78,562 | |
| Provisions/contingencies | Rs m | 36,369 | 38,822 | 70,952 | 143,063 | 115,157 | |
| Profit before tax | Rs m | 21,548 | 17,629 | 3,600 | -66,062 | -39,016 | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | 0 | 0 | 0 | |
| Minority Interest | Rs m | 104 | 90 | 0 | 0 | 0 | |
| Prior Period Items | Rs m | 0 | 0 | 0 | 0 | 0 | |
| Tax | Rs m | 4,042 | 4,151 | -2,126 | -13,938 | -9,792 | |
| Profit after tax | Rs m | 17,609 | 13,569 | 5,727 | -52,125 | -29,224 | |
| Net profit margin | % | 5.5 | 4.2 | 1.7 | -15.8 | -8.5 | |
| UNION BANK BALANCE SHEET DATA | |||||||
|---|---|---|---|---|---|---|---|
| Advances | Rs m | 2,559,211 | 2,682,496 | 2,879,498 | 2,905,715 | 2,987,801 | |
| Deposits | Rs m | 3,174,503 | 3,441,175 | 3,771,947 | 4,102,884 | 4,175,048 | |
| Credit/Deposit ratio | x | 80.6 | 78.0 | 76.3 | 70.8 | 71.6 | |
| Yield on advances | % | 9.4 | 8.8 | 8.0 | 7.9 | 8.0 | |
| Cost of deposits | % | 6.8 | 6.4 | 5.8 | 5.3 | 5.3 | |
| Net Interest Margin | % | 2.3 | 2.2 | 2.1 | 2.0 | 2.2 | |
| Net fixed assets | Rs m | 26,944 | 39,519 | 39,054 | 38,461 | 37,745 | |
| Share capital | Rs m | 6,358 | 6,874 | 6,874 | 11,686 | 17,630 | |
| Free reserves | Rs m | 181,916 | 200,761 | 207,141 | 228,925 | 249,686 | |
| Net worth | Rs m | 198,992 | 230,481 | 235,711 | 252,518 | 267,317 | |
| Borrowings | Rs m | 351,680 | 306,366 | 412,255 | 456,804 | 432,756 | |
| Investments | Rs m | 954,494 | 905,732 | 1,134,413 | 1,254,848 | 1,283,912 | |
| Total assets | Rs m | 3,835,690 | 4,073,646 | 4,556,687 | 4,911,205 | 4,985,805 | |
| Debt/equity ratio | x | 17.7 | 16.3 | 17.8 | 18.1 | 17.2 | |
| Return on assets | % | 0.5 | 0.3 | 0.1 | -1.1 | -0.6 | |
| Return on equity | % | 8.8 | 5.9 | 2.4 | -20.6 | -10.9 | |
| Capital adequacy ratio | % | 10.7 | 11.1 | 12.9 | 11.5 | 11.8 | |
| Net NPAs | % | 2.7 | 5.3 | 6.6 | 8.4 | 6.9 | |
| UNION BANK CASH FLOW | |||||||
|---|---|---|---|---|---|---|---|
| From Operations | Rs m | -35,675 | 80,768 | -66,245 | 60,974 | -77,784 | |
| From Investments | Rs m | -3,180 | -8,718 | -2,802 | -3,149 | -2,971 | |
| From Financial Activity | Rs m | 31,678 | -1,912 | 101,938 | 107,919 | 17,582 | |
| Net Cashflow | Rs m | -7,176 | 70,138 | 32,891 | 165,744 | -63,173 | |
Share Holding
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Company Information
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| CHM: Arun Tiwari (MD) | COMP SEC: Neha Agrawal | YEAR OF INC: 1919 | BSE CODE: 532477 | FV (Rs): 10 | DIV YIELD (%): - |
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