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United Bank of India Fact Sheet    (UTBK)


Tomorrow at 5pm: Get the details of India's #1 defence stock


Here is the latest financial fact sheet of United Bank of India. For more details, see the United Bank of India quarterly results and United Bank of India share price and chart. For a sector overview, read our banking sector report.

UNITED BANK OF INDIA Price History

Price Rs 4.5
Mkt Cap Rs m 3,211
Vol '000 36.4
P/E X 0.7
P/CF X 0.5
EPS (TTM) Rs 6.1
% ch % -0.4
No. of shares m 716.66
% ch week % -5.9
% ch 1-mth % -42.2
% ch 12-mth % -59.6
52 week H/L Rs 12.0/4.1
(As on Mar 20, 2020 (Close))
* Results Consolidated
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UNITED BANK OF INDIA Financials

No. of Mths
Year Ending
12
Mar-15
12
Mar-16
12
Mar-17
12
Mar-18
12
Mar-19
5-Yr Chart
Click to enlarge
UNITED BANK OF INDIA EQUITY SHARE DATA
High Rs6232292315 
Low Rs271717119 
Income per share (Unadj.) Rs121.3118.467.627.811.5 
Earnings per share (Unadj.) Rs3.0-3.41.6-4.8-3.1 
Diluted earnings per shareRs3.6-3.93.1-20.3-32.3 
Cash flow per share (Unadj.) Rs3.59.2-5.9-14.1-10.3 
Dividends per share (Unadj.) Rs00000 
Adj. dividends per shareRs0.000.000.000.000.00 
Avg Dividend yield %00000 
Book value per share (Unadj.) Rs69.469.652.528.915.5 
Adj. book value per shareRs81.381.5102.2120.9160.5 
Shares outstanding (eoy) m839.51839.511,394.352,999.997,427.92 
Bonus/Rights/Conversions  PS---- 
Avg Price / Income ratio x0.40.20.30.61.0 
Avg P/E ratio x14.5-7.214.5-3.4-3.8 
Avg P/CF ratio x1.71.71.22.02.4 
Avg Price/Bookvalue ratio x0.60.30.40.60.8 
Dividend payout %00000 
Avg Mkt Cap Rs m37,19020,35831,93149,95088,764 
No. of employees `00015.215.015.8NA14.3 
Total wages & salary Rs m10,38321,33916,24217,12619,545 
Avg. income/employee Rs Th6,701.26,632.85,953.5NM5,987.6 
Avg. wages/employee Rs Th683.41,424.41,025.6NM1,367.2 
Avg. net profit/employee Rs Th168.5-188.2138.6N.A.-1,620.0 
UNITED BANK OF INDIA INCOME DATA
Interest income Rs m101,80599,36794,27983,41685,599 
Other income Rs m17,46914,67521,86622,14623,846 
Interest expense Rs m76,89876,56175,00268,48865,853 
Net interest income Rs m24,90722,80619,27714,92919,746 
Operating expense Rs m18,09629,72825,61526,83429,476 
Gross profit Rs m6,810-6,922-6,337-11,905-9,730 
Gross profit margin %6.7-7.0-6.7-14.3-11.4 
Provisions/contingencies Rs m19,73914,86324,67439,72859,925 
Profit before tax Rs m4,541-7,110-9,145-29,487-45,809 
Extraordinary Inc (Exp) Rs m00000 
Minority Interest Rs m00000 
Prior Period Items Rs m00000 
Tax Rs m1,981-4,290-11,340-14,942-22,650 
Profit after tax Rs m2,560-2,8202,195-14,545-23,159 
Net profit margin %2.5-2.82.3-17.4-27.1 
UNITED BANK OF INDIA BALANCE SHEET DATA
Advances Rs m667,630680,602661,393624,902669,551 
Deposits Rs m1,088,1761,164,0131,269,3931,293,2641,349,833 
Credit/Deposit ratio x61.458.552.148.349.6 
Yield on advances %10.59.79.18.17.6 
Cost of deposits %6.76.25.65.14.7 
Net Interest Margin %2.11.91.51.11.4 
Net fixed assets Rs m8,77412,10911,81712,93112,401 
Share capital Rs m8,3958,39513,94430,00074,279 
Free reserves Rs m21,07317,69025,71222,24440,710 
Net worth Rs m58,28058,39273,25886,616114,989 
Borrowings Rs m40,61729,12525,51833,06122,037 
Investments Rs m466,031447,234530,355504,018609,760 
Total assets Rs m1,230,2761,294,3181,410,5311,447,4871,515,299 
Debt/equity ratio x19.420.417.715.311.9 
Return on assets %0.2-0.20.2-1.0-1.5 
Return on equity %4.4-4.83.0-16.8-20.1 
Capital adequacy ratio %11.410.511.412.613.0 
Net NPAs %6.29.010.016.58.7 
UNITED BANK OF INDIA CASH FLOW
From Operations Rs m -48,031 24,276 41,230 46,588 -150,737 
From Investments Rs m -450 -896 -743 -2,347 -732 
From Financial Activity Rs m 668 -429 6,417 27,942 45,761 
Net Cashflow Rs m -47,813 22,951 46,904 72,183 -105,708 
* Results Consolidated
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Share Holding

Indian Promoters 88.0%
Foreign collaborators 0.0%
Indian inst/Mut Fund 5.2%
FIIs 0.3%
ADR/GDR 0.0%
Free float 6.5%
Shareholders 78,272
Pledged promoter(s) holding 0.0%
 

Company Information

REGD OFF 11, Hemanta Basu Sarani, Kolkata, West Bengal - 700 001
E-MAIL investors@unitedbank.co.in WEB www.unitedbankofindia.com
TELEPHONE (033) 2248 7472 FAX (033) 2248 9391
SECTOR BANKING GROUP MISCELLANEOUS
TR AGENT Link Intime India, 59C, Chowringhee Road, 3rd floor, Kolkata-20
AUDITOR Dinesh Mehta & Co.
CHM: Archana Bhargava COMP SEC: Bikramjit Shom YEAR OF INC: 1950 BSE CODE: 533171 FV (Rs): 10 DIV YIELD (%): -

More Banking Company Fact Sheets:   KOTAK MAHINDRA BANK  ING VYSYA BANK  FEDERAL BANK  PUNJAB & SIND BANK  INDUSIND BANK  

Compare UNITED BANK OF INDIA With:   KOTAK MAHINDRA BANK  ING VYSYA BANK  FEDERAL BANK  PUNJAB & SIND BANK  INDUSIND BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  




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