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UNITED BANK OF INDIA Fact Sheet  (UTBK)



For You: Midcap Stocks Research at Less than Its Launch Price


Here is the latest financial fact sheet of UNITED BANK OF INDIA. For more details, see the UNITED BANK OF INDIA quarterly results and UNITED BANK OF INDIA share price. For a sector overview, read our banking sector report.

UNITED BANK OF INDIA Price History

Price Rs 4.5
Mkt Cap Rs m 40,630
Vol '000 36.4
P/E X 9.3
P/CF X 6.4
EPS (TTM) Rs 0.5
1 Day % -0.4
No. of shares m 9,069.30
1 Week % -5.9
1 Month % -42.2
1 Year % -59.6
52 week H/L Rs 12.0/4.1
As on Mar 20, 2020 (Close)
* Results Consolidated
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UNITED BANK OF INDIA Financials

No. of Mths
Year Ending
12
Mar-15
*
12
Mar-16
*
12
Mar-17
*
12
Mar-18
*
12
Mar-19
*
5-Yr Chart
Click to enlarge
UNITED BANK OF INDIA EQUITY SHARE DATA
High Rs6232292415 
Low Rs271716129 
Income per share (Unadj.) Rs121.3118.467.627.811.5 
Earnings per share (Unadj.) Rs3.0-3.41.6-4.8-3.1 
Diluted earnings per shareRs0.3-0.30.2-1.6-2.6 
Cash flow per share (Unadj.) Rs2.814.42.3-9.1-7.2 
Dividends per share (Unadj.) Rs00000 
Adj. dividends per shareRs0.000.000.000.000.00 
Avg Dividend yield %00000 
Book value per share (Unadj.) Rs69.469.652.528.915.5 
Adj. book value per shareRs6.46.48.19.612.7 
Shares outstanding (eoy) m839.52839.521,394.363,000.007,427.92 
Bonus / Rights / Conversions  00000 
Avg Price / Income ratio x0.40.20.30.61.0 
Avg P/E ratio x14.5-7.214.5-3.7-3.8 
Avg P/CF ratio x1.52.62.15.36.3 
Avg Price/Bookvalue ratio x0.60.30.40.60.8 
Dividend payout %00000 
Avg Mkt Cap Rs m37,14920,35831,86154,00088,578 
No. of employees `000NANANANANA 
Total wages & salary Rs m10,38321,33916,24217,12619,545 
Avg. income/employee Rs Th00000 
Avg. wages/employee Rs Th00000 
Avg. net profit/employee Rs Th00000 
UNITED BANK OF INDIA INCOME DATA
Interest income Rs m101,80599,36794,27983,41685,599 
Other income Rs m17,46914,67521,86622,14623,846 
Interest expense Rs m76,89876,56175,00268,48865,853 
Net interest income Rs m24,90722,80619,27714,92919,746 
Operating expense Rs m18,09629,72825,61526,83429,476 
Gross profit Rs m6,810-6,922-6,337-11,905-9,730 
Gross profit margin %6.7-7.0-6.7-14.3-11.4 
Provisions/contingencies Rs m21,72010,57313,33424,78537,275 
Profit before tax Rs m5,953-7,107-9,142-29,467-45,809 
Extraordinary Inc (Exp) Rs m00000 
Minority Interest Rs m00000 
Prior Period Items Rs m00000 
Tax Rs m3,393-4,287-11,337-14,922-22,650 
Profit after tax Rs m2,560-2,8202,195-14,544-23,159 
Net profit margin %2.5-2.82.3-17.4-27.1 
UNITED BANK OF INDIA BALANCE SHEET DATA
Advances Rs m667,630680,602661,393624,902669,551 
Deposits Rs m1,088,1761,164,0131,269,3931,293,2641,349,833 
Credit/Deposit ratio x61.458.552.148.349.6 
Yield on advances %10.59.79.18.17.6 
Cost of deposits %6.76.25.65.14.7 
Net Interest Margin %2.32.01.61.31.5 
Net fixed assets Rs m8,73412,09311,77812,86512,341 
Share capital Rs m8,3958,39513,94430,00074,279 
Free reserves Rs m49,88549,99759,31556,61640,710 
Net worth Rs m58,28058,39273,25886,616114,989 
Borrowings Rs m40,61729,12525,51833,06122,037 
Investments Rs m432,455447,234530,355504,018609,760 
Total assets Rs m1,230,2761,294,3181,410,5311,447,4871,515,299 
Debt/equity ratio x19.420.417.715.311.9 
Return on assets %0.2-0.20.2-1.0-1.5 
Return on equity %4.4-4.83.0-16.8-20.1 
Capital adequacy ratio %11.410.511.712.613.0 
Net NPAs %6.29.010.016.58.7 
UNITED BANK OF INDIA CASH FLOW
From Operations Rs m -48,031 24,276 41,230 46,588 -150,737 
From Investments Rs m -450 -896 -743 -2,347 -732 
From Financial Activity Rs m 668 -428 6,417 27,942 45,761 
Net Cashflow Rs m -47,813 22,951 46,904 72,183 -105,708 
* Results Consolidated
Source: Accord Fintech, Equitymaster

Share Holding

Promoters 97.4%
Institution 1.2%
Non-Institution 1.4%
Total 100.0%
Free Float 2.6%
Pledged promoter holdings 0.0%
Shareholding as on Dec 2019
 

Company Information

Regd Off United Tower, 11, Hemanta Basu Sarani, Kolkata - 700001
E-mail investors@unitedbank.co.in Web www.unitedbankofindia.com
Tel +91-33-22487472 Fax +91-33-22489391
Sector BANKING Group PSU
Tr Agent Link Intime India Pvt Ltd., C 101 247 Park, LBS Marg, Vikhroli (West)
Auditor Dinesh Mehta & Co.
CHM: Ashok Kumar Pradhan COMP SEC: Bikramjit Shom YEAR OF INC: 1950 BSE CODE: 533171 FV (Rs): 10 DIV YIELD (%): -

More Banking Company Fact Sheets:   HDFC BANK    BANDHAN BANK    SBI    PNB    KOTAK MAHINDRA BANK    

Compare UNITED BANK OF INDIA With:   HDFC BANK    BANDHAN BANK    SBI    PNB    KOTAK MAHINDRA BANK    



 

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