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United Bank of India Fact Sheet (UTBK)
FREE Event: How to Profit from the Massive Upcoming Revival in Smallcaps
Here is the latest financial fact sheet of United Bank of India. For more details, see the United Bank of India quarterly results and United Bank of India share price and chart. For a sector overview, read our banking sector report.
UNITED BANK OF INDIA Price History
| % ch | % | -0.4 |
| No. of shares | m | 716.66 |
| % ch week | % | -5.9 |
| % ch 1-mth | % | -42.2 |
| % ch 12-mth | % | -59.6 |
| 52 week H/L | Rs | 12.0/4.1 |
UNITED BANK OF INDIA Financials
| No. of Mths Year Ending |
12 Mar-15 |
12 Mar-16 |
12 Mar-17 |
12 Mar-18 |
12 Mar-19 |
5-Yr Chart Click to enlarge
|
|---|
| UNITED BANK OF INDIA EQUITY SHARE DATA | |||||||
|---|---|---|---|---|---|---|---|
| High | Rs | 62 | 32 | 29 | 23 | 15 | |
| Low | Rs | 27 | 17 | 17 | 11 | 9 | |
| Income per share (Unadj.) | Rs | 121.3 | 118.4 | 67.6 | 27.8 | 11.5 | |
| Earnings per share (Unadj.) | Rs | 3.0 | -3.4 | 1.6 | -4.8 | -3.1 | |
| Diluted earnings per share | Rs | 3.6 | -3.9 | 3.1 | -20.3 | -32.3 | |
| Cash flow per share (Unadj.) | Rs | 3.5 | 9.2 | -5.9 | -14.1 | -10.3 | |
| Dividends per share (Unadj.) | Rs | 0 | 0 | 0 | 0 | 0 | |
| Adj. dividends per share | Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Avg Dividend yield | % | 0 | 0 | 0 | 0 | 0 | |
| Book value per share (Unadj.) | Rs | 69.4 | 69.6 | 52.5 | 28.9 | 15.5 | |
| Adj. book value per share | Rs | 81.3 | 81.5 | 102.2 | 120.9 | 160.5 | |
| Shares outstanding (eoy) | m | 839.51 | 839.51 | 1,394.35 | 2,999.99 | 7,427.92 | |
| Bonus/Rights/Conversions | PS | - | - | - | - | ||
| Avg Price / Income ratio | x | 0.4 | 0.2 | 0.3 | 0.6 | 1.0 | |
| Avg P/E ratio | x | 14.5 | -7.2 | 14.5 | -3.4 | -3.8 | |
| Avg P/CF ratio | x | 1.7 | 1.7 | 1.2 | 2.0 | 2.4 | |
| Avg Price/Bookvalue ratio | x | 0.6 | 0.3 | 0.4 | 0.6 | 0.8 | |
| Dividend payout | % | 0 | 0 | 0 | 0 | 0 | |
| Avg Mkt Cap | Rs m | 37,190 | 20,358 | 31,931 | 49,950 | 88,764 | |
| No. of employees | `000 | 15.2 | 15.0 | 15.8 | NA | 14.3 | |
| Total wages & salary | Rs m | 10,383 | 21,339 | 16,242 | 17,126 | 19,545 | |
| Avg. income/employee | Rs Th | 6,701.2 | 6,632.8 | 5,953.5 | NM | 5,987.6 | |
| Avg. wages/employee | Rs Th | 683.4 | 1,424.4 | 1,025.6 | NM | 1,367.2 | |
| Avg. net profit/employee | Rs Th | 168.5 | -188.2 | 138.6 | N.A. | -1,620.0 | |
| UNITED BANK OF INDIA INCOME DATA | |||||||
|---|---|---|---|---|---|---|---|
| Interest income | Rs m | 101,805 | 99,367 | 94,279 | 83,416 | 85,599 | |
| Other income | Rs m | 17,469 | 14,675 | 21,866 | 22,146 | 23,846 | |
| Interest expense | Rs m | 76,898 | 76,561 | 75,002 | 68,488 | 65,853 | |
| Net interest income | Rs m | 24,907 | 22,806 | 19,277 | 14,929 | 19,746 | |
| Operating expense | Rs m | 18,096 | 29,728 | 25,615 | 26,834 | 29,476 | |
| Provisions/contingencies | Rs m | 19,739 | 14,863 | 24,674 | 39,728 | 59,925 | |
| Profit before tax | Rs m | 4,541 | -7,110 | -9,145 | -29,487 | -45,809 | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | 0 | 0 | 0 | |
| Minority Interest | Rs m | 0 | 0 | 0 | 0 | 0 | |
| Prior Period Items | Rs m | 0 | 0 | 0 | 0 | 0 | |
| Tax | Rs m | 1,981 | -4,290 | -11,340 | -14,942 | -22,650 | |
| Profit after tax | Rs m | 2,560 | -2,820 | 2,195 | -14,545 | -23,159 | |
| Net profit margin | % | 2.5 | -2.8 | 2.3 | -17.4 | -27.1 | |
| UNITED BANK OF INDIA BALANCE SHEET DATA | |||||||
|---|---|---|---|---|---|---|---|
| Advances | Rs m | 667,630 | 680,602 | 661,393 | 624,902 | 669,551 | |
| Deposits | Rs m | 1,088,176 | 1,164,013 | 1,269,393 | 1,293,264 | 1,349,833 | |
| Credit/Deposit ratio | x | 61.4 | 58.5 | 52.1 | 48.3 | 49.6 | |
| Yield on advances | % | 10.5 | 9.7 | 9.1 | 8.1 | 7.6 | |
| Cost of deposits | % | 6.7 | 6.2 | 5.6 | 5.1 | 4.7 | |
| Net Interest Margin | % | 2.1 | 1.9 | 1.5 | 1.1 | 1.4 | |
| Net fixed assets | Rs m | 8,774 | 12,109 | 11,817 | 12,931 | 12,401 | |
| Share capital | Rs m | 8,395 | 8,395 | 13,944 | 30,000 | 74,279 | |
| Free reserves | Rs m | 21,073 | 17,690 | 25,712 | 22,244 | 40,710 | |
| Net worth | Rs m | 58,280 | 58,392 | 73,258 | 86,616 | 114,989 | |
| Borrowings | Rs m | 40,617 | 29,125 | 25,518 | 33,061 | 22,037 | |
| Investments | Rs m | 466,031 | 447,234 | 530,355 | 504,018 | 609,760 | |
| Total assets | Rs m | 1,230,276 | 1,294,318 | 1,410,531 | 1,447,487 | 1,515,299 | |
| Debt/equity ratio | x | 19.4 | 20.4 | 17.7 | 15.3 | 11.9 | |
| Return on assets | % | 0.2 | -0.2 | 0.2 | -1.0 | -1.5 | |
| Return on equity | % | 4.4 | -4.8 | 3.0 | -16.8 | -20.1 | |
| Capital adequacy ratio | % | 11.4 | 10.5 | 11.4 | 12.6 | 13.0 | |
| Net NPAs | % | 6.2 | 9.0 | 10.0 | 16.5 | 8.7 | |
| UNITED BANK OF INDIA CASH FLOW | |||||||
|---|---|---|---|---|---|---|---|
| From Operations | Rs m | -48,031 | 24,276 | 41,230 | 46,588 | -150,737 | |
| From Investments | Rs m | -450 | -896 | -743 | -2,347 | -732 | |
| From Financial Activity | Rs m | 668 | -429 | 6,417 | 27,942 | 45,761 | |
| Net Cashflow | Rs m | -47,813 | 22,951 | 46,904 | 72,183 | -105,708 | |
Share Holding
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Company Information
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| CHM: Archana Bhargava | COMP SEC: Bikramjit Shom | YEAR OF INC: 1950 | BSE CODE: 533171 | FV (Rs): 10 | DIV YIELD (%): - |
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UNITED BANK OF INDIA Announces Quarterly Results (2QFY20); Net Profit Up 114.0% (Quarterly Result Update)
Nov 5, 2019 | Updated on Nov 5, 2019For the quarter ended September 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 114.0% YoY). Sales on the other hand came in at Rs 24 bn (up 14.9% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.
UNITED BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 127.0% (Quarterly Result Update)
Aug 1, 2019 | Updated on Aug 1, 2019For the quarter ended June 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 127.0% YoY). Sales on the other hand came in at Rs 24 bn (up 10.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.
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