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Where to Invest in Mutual Funds

Investing in mutual funds can be confusing. There are so many categories to choose from.

Apart from the two basic categories of equity and debt, there are many others like hybrid, international, gold, etc.

So which fund is the best for you?

First, you need to answer a very important question. Are you looking for growth or safety? Equity is for growth and debt is for safety.

But please keep in mind that debt mutual funds cannot guarantee safety and equity mutual funds cannot guarantee returns.

Next ask yourself if you are willing to be a long term investor, i.e. do you have a horizon of at least 5 years or more?

If yes, then equity mutual funds are the way to go. Only invest as much money in equity funds that you don't need for at least the next five years.

Otherwise it's best to stick to debt mutual funds and fixed deposits.

Within equity funds choose largecap funds if your goal is growth along with stability.

If you're fine with volatility in your portfolio, you can consider midcap and smallcap funds. But it's always a good idea to invest a majority of your portfolio in largecap funds for a stable portfolio.

If you don't like the idea of marketcap-based investing and prefer to trust a fund manager to invest your money across the entire market, then consider multi-cap funds. But keep in mind these funds are riskier than largecap funds.


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A look at what India's top equity mutual funds bought and sold in April 2023.

Investing in Midcap Stocks: A Look at Mutual Funds' Top 5 Picks of 2023

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Fund managers have put big money in these five midcap companies in 2023. Will these midcap stocks outperform benchmarks this year?

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A look at what India's top equity mutual funds bought and sold in December 2022.

Top 5 Stocks Mutual Funds Bought and Sold in November 2022

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A look at what India's top equity mutual funds bought and sold in November 2022.

Top 5 Stocks Mutual Funds Bought and Sold in October 2022

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A look at what India's top equity mutual funds bought and sold in October 2022.

Top 5 Stocks Mutual Funds Bought and Sold in September 2022

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A look at what India's top equity mutual funds bought and sold in September 2022.

Top 5 Stocks Mutual Funds Bought and Sold in August 2022

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A look at what India's top equity mutual funds bought and sold in August 2022.

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Mutual funds are looking to benefit from the meteoric rise of EVs.

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A look at what India's top equity mutual funds bought and sold in July 2022.

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With the advent of technology, starting SIPs online has become a trend.

Top 5 Stocks Mutual Funds Bought and Sold in February 2023

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A look at what India's top equity mutual funds bought and sold in February 2023.

Top 5 Stocks Mutual Funds Bought and Sold in January 2023

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A look at what India's top equity mutual funds bought and sold in January 2023.

Indian Mutual Funds are Buying These 5 Stocks Aggressively

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Mutual funds have consistently increased their holding in these stocks, in the past four or more quarters.

Best Debt Funds to Invest in 2023

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Given that interest rates are likely to move up further, make a sensible choice amongst various sub-categories of debt funds.

5 Mid-cap Stocks with High Mutual Fund Holding

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Come hell or high water, these are top Indian mid-cap stocks which mutual funds never sell.

Mutual Funds are Loading up this Beaten Down Midcap Stock. Here's Why...

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Recently, mutual funds added huge exposure in this auto ancillary company, which has a credible EV story.

5 Mutual Funds with High Exposure to Defence Stocks

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Amid escalating geopolitical tensions, mutual funds are strategically investing in defence stocks.

4 Multibagger Stocks that are Mutual Fund Darlings. What's so Special About Them?

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These multibagger stocks have seen buying from mutual funds for many quarters.

Should You Look at NAVs When Investing in Mutual Funds

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Buying into a mutual fund just because its NAV is low, is a meaningless exercise.

7 Stocks that Mutual Funds Can't get Enough of

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Come hell or high water, these are the top Indian stocks which mutual funds never leave.