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Where to Invest in Mutual Funds

Investing in mutual funds can be confusing. There are so many categories to choose from.

Apart from the two basic categories of equity and debt, there are many others like hybrid, international, gold, etc.

So which fund is the best for you?

First, you need to answer a very important question. Are you looking for growth or safety? Equity is for growth and debt is for safety.

But please keep in mind that debt mutual funds cannot guarantee safety and equity mutual funds cannot guarantee returns.

Next ask yourself if you are willing to be a long term investor, i.e. do you have a horizon of at least 5 years or more?

If yes, then equity mutual funds are the way to go. Only invest as much money in equity funds that you don't need for at least the next five years.

Otherwise it's best to stick to debt mutual funds and fixed deposits.

Within equity funds choose largecap funds if your goal is growth along with stability.

If you're fine with volatility in your portfolio, you can consider midcap and smallcap funds. But it's always a good idea to invest a majority of your portfolio in largecap funds for a stable portfolio.

If you don't like the idea of marketcap-based investing and prefer to trust a fund manager to invest your money across the entire market, then consider multi-cap funds. But keep in mind these funds are riskier than largecap funds.


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A close look at what FIIs are buying and what we can glean from it.

Why Suzlon Energy is the Current Favourite Stock of Indian Mutual Funds

Jun 19, 2024

With renewable energy gaining momentum, a poster boy of this sector, Suzlon Energy, has grabbed eyeballs off late.

India's Second Largest Mutual Fund Bets Big on ITC. Will it Pay Off?

Apr 26, 2024

ITC shares will remain in focus ahead of its shareholder meet for demerger of the hotel business on 6 June 2024.

Top 5 Stocks Mutual Funds Bought and Sold in February 2024

Mar 18, 2024

The optimism over midcap and smallcap stocks has come down as mutual funds reduced holdings and even completely exited several smallcap stocks.

Top 5 Mutual Funds Betting Big on Bajaj Group Stocks

Mar 3, 2024

Bajaj Group becomes the fifth corporate house in India to reach the milestone of having a market capitalization of more than Rs 10 lakh crore. This impressive performance has gained investors traction to Bajaj Group stocks.

Top 5 Stocks that Mutual Fund Managers are Buying Aggressively

Feb 13, 2024

Fund managers have loaded up big-time into these 5 stocks in the most recent quarter. Do you own?

Top 5 Mutual Funds Paving the Way to Wealth with Indian Road & Highway Stocks

Feb 4, 2024

India's economy is growing rapidly, and its infrastructure needs are vast. The government has committed to investing heavily in infrastructure development, including roads and highways.

Top 5 Stocks Mutual Funds Bought and Sold in December 2023

Jan 17, 2024

Zomato, SAIL and Himadri were the top buys while IRFC, IREDA and Delta Corp saw massive selling.

How to Select the Best ELSS for Tax-saving in 2024

Dec 24, 2023

At present, there are around 40 ELSS, or Tax Saving Mutual Funds, in India offered by different mutual fund houses. So how should one select the best ELSS for their portfolio?

Mahindra Group Stocks: Best Mutual Funds with Substantial Exposure

Dec 17, 2023

The Mahindra Group began with the steel trading business seven decades ago and now has become a brand that traverses nations and sectors. This has brought the Mahindra group stocks into the limelight and gained decent investor traction.

Top 5 Smallcap Stocks in Which Mutual Funds Increased their Stake in Q1

Aug 24, 2024

Let's look at the top 5 stocks in which mutual funds have increased their stakes the most in the recent quarter.

Top 5 Stocks Mutual Funds Bought and Sold in April 2024

May 16, 2024

Recent data released by the governing body shows that monthly SIP data crossed the Rs 200 bn mark for the first time in April 2024.

This Smallcap Stock Could Profit from India's EV, Transformer, and Data Centre Gold Rush

Apr 17, 2024

This company has an established market position with one-third market share in the domestic transformer oil and white oil segments.

Liquidity Check: Is Your Small Cap Fund Under Pressure?

Mar 10, 2024

SEBI has directed mutual funds to control inflows in small and mid-cap funds, rationalise portfolios for investor protection, and conduct stress tests, with results to be publicly disclosed.

Invest in a Sustainable Future with Mutual Funds Focused on Solar Energy

Feb 18, 2024

India is ranked 5th in the world with an excellent installed solar power capacity of 73.32 gigawatts (GW) as of December 2023. If one wants to benefit from the growth potential of this sgement, they can even think about investing in Indian solar businesses.

Paytm Shares Tread Troubled Waters: These Mutual Funds May Feel the Impact

Feb 11, 2024

India's leading Fintech company, Paytm, has been embroiled in a regulatory hurdle amid RBI's directive. Find out if this will impact mutual fund investors.

4 Best ELSS for 2024 - Top Performing Tax Saving Mutual Funds in India

Jan 21, 2024

ELSS (Tax Saving Mutual Funds) offer investors an opportunity to create wealth through equities and at the same time enables them to save tax. But which are the best ELSS for 2024?

Investing in India's Electrifying Future: Top 5 Power & Energy Sector Mutual Funds

Jan 9, 2024

Here are the top mutual funds boasting high allocations to power and energy sector stocks.

Top 5 Stocks Mutual Funds Bought and Sold in November 2023

Dec 18, 2023

Despite a 22% decline in funds flow in November, it was the 33rd straight month of net inflows, according to data released by the industry trade body for mutual funds.

Capitalize on Specialty Chemical Boom with these Top 5 Mutual Funds

Dec 10, 2023

The market for specialty chemicals in India has grown to be an essential part of the country's economic development. To benefit from this sector's growth potential one may consider mutual funds with high exposure to specialty chemical stocks.