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- MAHINDRA & MAHINDRA FINANCIAL SERVICES - UPASANA FINANCE
MAHINDRA & MAHINDRA FINANCIAL SERVICES vs UPASANA FINANCE - Comparison Results
Current Valuations
| MAHINDRA & MAHINDRA FINANCIAL SERVICES | UPASANA FINANCE | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ UPASANA FINANCE |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 17.2 | 17.9 | 96.4% | View Chart |
| P/BV | x | 1.8 | 2.7 | 65.2% | View Chart |
| Dividend Yield | % | 2.3 | 0.0 | - |
Financials
 MAHINDRA & MAHINDRA FINANCIAL SERVICES  UPASANA FINANCE |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
UPASANA FINANCE Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ UPASANA FINANCE |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 272 | 34 | 790.5% | |
| Low | Rs | 158 | 10 | 1,582.5% | |
| Income per share (Unadj.) | Rs | 102.9 | 7.8 | 1,315.3% | |
| Earnings per share (Unadj.) | Rs | 16.8 | 3.4 | 495.9% | |
| Cash flow per share (Unadj.) | Rs | 72.1 | -9.7 | -742.3% | |
| Dividends per share (Unadj.) | Rs | 6.00 | 0 | - | |
| Avg Dividend yield | % | 2.8 | 0 | - | |
| Book value per share (Unadj.) | Rs | 150.1 | 36.4 | 413.0% | |
| Shares outstanding (eoy) | m | 1,233.60 | 4.28 | 28,822.4% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 2.1 | 2.8 | 73.7% | |
| Avg P/E ratio | x | 12.8 | 6.6 | 195.5% | |
| Avg P/CF ratio | x | 12.7 | 1.2 | 1,045.7% | |
| Avg Price/Bookvalue ratio | x | 1.4 | 0.6 | 234.7% | |
| Dividend payout | % | 35.7 | 0 | - | |
| Avg Mkt Cap | Rs m | 265,378 | 95 | 279,367.2% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 21,153 | 1 | 3,525,550.0% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 126,995 | 34 | 379,090.4% | |
| Other income | Rs m | 15,570 | 1 | 1,730,022.2% | |
| Interest expense | Rs m | 50,943 | 12 | 431,720.3% | |
| Net interest income | Rs m | 76,052 | 22 | 350,471.4% | |
| Operating expense | Rs m | 61,198 | 3 | 1,854,481.8% | |
| Gross profit | Rs m | 14,854 | 18 | 80,730.4% | |
| Gross profit margin | % | 11.7 | 54.9 | 21.3% | |
| Provisions/contingencies | Rs m | 248 | 64 | 388.3% | |
| Profit before tax | Rs m | 28,038 | 19 | 146,793.7% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 12 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 7,326 | 5 | 159,252.2% | |
| Profit after tax | Rs m | 20,724 | 15 | 142,924.1% | |
| Net profit margin | % | 16.3 | 43.3 | 37.7% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 34,811 | 0 | - | |
| Deposits | Rs m | 54,587 | 0 | - | |
| Credit/Deposit ratio | x | 63.8 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 9.8 | 0 | - | |
| Net Interest Margin | % | 50.1 | 0 | - | |
| Net fixed assets | Rs m | 8,706 | 1 | 1,741,200.0% | |
| Share capital | Rs m | 2,467 | 43 | 5,764.5% | |
| Free reserves | Rs m | 182,732 | 113 | 161,996.3% | |
| Net worth | Rs m | 185,199 | 156 | 119,022.5% | |
| Borrowings | Rs m | 50,384 | 361 | 13,941.3% | |
| Investments | Rs m | 116,974 | 0 | - | |
| Total assets | Rs m | 1,043,390 | 606 | 172,148.1% | |
| Debt/equity ratio | x | 0.6 | 2.3 | 24.4% | |
| Return on assets | % | 2.0 | 2.4 | 83.0% | |
| Return on equity | % | 11.2 | 9.3 | 120.1% | |
| Capital adequacy ratio | % | 22.5 | 0 | - | |
| Net NPAs | % | 1.9 | 0 | - | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -173,953 | -260 | 66,956.5% | |
| From Investments | Rs m | -16,354 | NA | - | |
| From Financial Activity | Rs m | 188,520 | 430 | 43,852.0% | |
| Net Cashflow | Rs m | -1,787 | 170 | -1,050.3% | |
Share Holding
| Indian Promoters | % | 52.2 | 27.6 | 189.0% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 40.6 | 0.0 | - | |
| FIIs | % | 12.0 | 0.0 | - | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 47.8 | 72.4 | 66.1% | |
| Shareholders | 227,512 | 6,138 | 3,706.6% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: CHOLAMANDALAM INVEST BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT SBI CARDS EDELWEISS FINANCIAL
More on M&M Financial vs UPASANA FIN.
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
M&M Financial vs UPASANA FIN. Share Price Performance
| Period | M&M Financial | UPASANA FIN. |
|---|---|---|
| 1-Day | -0.38% | -3.80% |
| 1-Month | -5.56% | 15.92% |
| 1-Year | -6.98% | 53.08% |
| 3-Year CAGR | 18.01% | 50.61% |
| 5-Year CAGR | 1.43% | 1.05% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the UPASANA FIN. share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of UPASANA FIN. the stake stands at 27.6%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of UPASANA FIN..
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.
UPASANA FIN. paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of UPASANA FIN..
For a sector overview, read our finance sector report.
Today's Market
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Sensex Today Ends 53 Points Lower | Metal Index Soars 4% | RVNL Soars 13%, Delhivery Tanks 10%(Closing)
After opening the day lower, Indian share continued the momentum as the session progressed and ended the day lower.
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