BANDHAN BANK | J&K BANK | BANDHAN BANK/ J&K BANK |
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P/E (TTM) | x | 9.9 | 9.1 | 109.6% | View Chart |
P/BV | x | 1.5 | 1.5 | 102.9% | View Chart |
Dividend Yield | % | 0.8 | 0.4 | 215.6% |
BANDHAN BANK J&K BANK |
EQUITY SHARE DATA | |||||
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BANDHAN BANK Mar-23 |
J&K BANK Mar-23 |
BANDHAN BANK/ J&K BANK |
5-Yr Chart Click to enlarge
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High | Rs | 350 | 63 | 557.0% | |
Low | Rs | 182 | 24 | 765.5% | |
Income per share (Unadj.) | Rs | 98.7 | 90.7 | 108.9% | |
Earnings per share (Unadj.) | Rs | 13.6 | 11.4 | 119.0% | |
Cash flow per share (Unadj.) | Rs | 16.3 | 46.1 | 35.4% | |
Dividends per share (Unadj.) | Rs | 1.50 | 0.50 | 300.0% | |
Avg Dividend yield | % | 0.6 | 1.2 | 48.8% | |
Book value per share (Unadj.) | Rs | 121.5 | 95.9 | 126.6% | |
Shares outstanding (eoy) | m | 1,610.84 | 1,031.48 | 156.2% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.7 | 0.5 | 564.3% | |
Avg P/E ratio | x | 19.5 | 3.8 | 516.1% | |
Avg P/CF ratio | x | 6.0 | 2.4 | 249.2% | |
Avg Price/Bookvalue ratio | x | 2.2 | 0.5 | 485.1% | |
Dividend payout | % | 11.0 | 4.4 | 252.0% | |
Avg Mkt Cap | Rs m | 428,241 | 44,637 | 959.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 27,151 | 27,086 | 100.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 159,047 | 93,552 | 170.0% | |
Other income | Rs m | 24,686 | 7,652 | 322.6% | |
Interest expense | Rs m | 66,451 | 46,094 | 144.2% | |
Net interest income | Rs m | 92,596 | 47,458 | 195.1% | |
Operating expense | Rs m | 46,368 | 36,509 | 127.0% | |
Gross profit | Rs m | 46,228 | 10,949 | 422.2% | |
Gross profit margin | % | 29.1 | 11.7 | 248.3% | |
Provisions/contingencies | Rs m | 48,967 | 6,616 | 740.2% | |
Profit before tax | Rs m | 28,930 | 17,856 | 162.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | -181 | -0.0% | |
Tax | Rs m | 6,983 | 5,870 | 119.0% | |
Profit after tax | Rs m | 21,946 | 11,805 | 185.9% | |
Net profit margin | % | 13.8 | 12.6 | 109.4% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 1,047,568 | 822,776 | 127.3% | |
Deposits | Rs m | 1,080,693 | 1,220,272 | 88.6% | |
Credit/Deposit ratio | x | 96.9 | 67.4 | 143.8% | |
Yield on advances | % | 13.1 | 8.5 | 154.6% | |
Cost of deposits | % | 5.0 | 3.6 | 141.5% | |
Net Interest Margin | % | 6.8 | 4.1 | 166.6% | |
Net fixed assets | Rs m | 5,089 | 22,244 | 22.9% | |
Share capital | Rs m | 16,108 | 1,032 | 1,561.5% | |
Free reserves | Rs m | 179,614 | 97,932 | 183.4% | |
Net worth | Rs m | 195,722 | 98,963 | 197.8% | |
Borrowings | Rs m | 247,108 | 28,923 | 854.4% | |
Investments | Rs m | 323,659 | 347,804 | 93.1% | |
Total assets | Rs m | 1,557,700 | 1,459,126 | 106.8% | |
Debt/equity ratio | x | 6.8 | 12.6 | 53.7% | |
Return on assets | % | 1.4 | 0.8 | 174.1% | |
Return on equity | % | 11.2 | 11.9 | 94.0% | |
Capital adequacy ratio | % | 19.8 | 15.4 | 128.2% | |
Net NPAs | % | 1.2 | 1.6 | 72.2% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -42,446 | -4,071 | 1,042.6% | |
From Investments | Rs m | -16,179 | -1,235 | 1,309.9% | |
From Financial Activity | Rs m | 47,913 | 6,376 | 751.5% | |
Net Cashflow | Rs m | -10,713 | 1,070 | -1,001.7% |
Indian Promoters | % | 40.0 | 59.4 | 67.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 43.7 | 14.9 | 293.5% | |
FIIs | % | 31.2 | 7.0 | 446.4% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 60.0 | 40.6 | 147.8% | |
Shareholders | 724,153 | 215,294 | 336.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BANDHAN BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BANDHAN BANK | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -0.22% | 0.00% | -0.70% |
1-Month | 1.35% | 2.56% | 3.35% |
1-Year | -17.71% | 148.27% | 12.35% |
3-Year CAGR | -16.21% | 79.35% | 14.13% |
5-Year CAGR | -21.01% | 16.00% | 10.11% |
* Compound Annual Growth Rate
Here are more details on the BANDHAN BANK share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of BANDHAN BANK hold a 40.0% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BANDHAN BANK and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, BANDHAN BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 11.0%.
J&K Bank paid Rs 0.5, and its dividend payout ratio stood at 4.4%.
You may visit here to review the dividend history of BANDHAN BANK, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
After opening the day on high, Indian share markets reversed the trend as the session progressed and ended the lower.