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CUBICAL FINANCIAL vs GRUH FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    CUBICAL FINANCIAL GRUH FINANCE CUBICAL FINANCIAL/
GRUH FINANCE
 
P/E (TTM) x 44.2 52.0 84.9% View Chart
P/BV x 0.8 12.4 6.4% View Chart
Dividend Yield % 0.0 0.6 -  

Financials

 CUBICAL FINANCIAL   GRUH FINANCE
EQUITY SHARE DATA
    CUBICAL FINANCIAL
Mar-23
GRUH FINANCE
Mar-19
CUBICAL FINANCIAL/
GRUH FINANCE
5-Yr Chart
Click to enlarge
High Rs3382 0.9%   
Low Rs1205 0.6%   
Income per share (Unadj.) Rs0.227.6 0.6%  
Earnings per share (Unadj.) Rs06.1 -0.7%  
Cash flow per share (Unadj.) Rs-330.710.1 -3,264.4%  
Dividends per share (Unadj.) Rs02.00 0.0%  
Avg Dividend yield %00.7 0.0%  
Book value per share (Unadj.) Rs2.125.6 8.1%  
Shares outstanding (eoy) m65.17733.69 8.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x12.510.6 117.8%   
Avg P/E ratio x-50.948.1 -105.7%  
Avg P/CF ratio x048.1 0.0%  
Avg Price/Bookvalue ratio x1.111.4 9.4%  
Dividend payout %032.8 -0.0%   
Avg Mkt Cap Rs m145215,172 0.1%   
No. of employees `000NANA-   
Total wages & salary Rs m1648 0.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1220,262 0.1%  
Other income Rs m0216 0.0%   
Interest expense Rs m013,012 0.0%   
Net interest income Rs m127,250 0.2%  
Operating expense Rs m141,282 1.1%   
Gross profit Rs m-25,968 -0.0%  
Gross profit margin %-16.929.5 -57.5%  
Provisions/contingencies Rs m21,5620-   
Profit before tax Rs m-26,150 -0.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m11,678 0.1%   
Profit after tax Rs m-34,472 -0.1%  
Net profit margin %-24.622.1 -111.4%  
BALANCE SHEET DATA
Advances Rs m0172,883 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %03.9- 
Net fixed assets Rs m0151 0.0%   
Share capital Rs m1301,467 8.9%   
Free reserves Rs m517,342 0.0%   
Net worth Rs m13618,809 0.7%   
Borrowings Rs m0150,129 0.0%   
Investments Rs m010,945 0.0%   
Total assets Rs m138195,417 0.1%  
Debt/equity ratio x08.0 0.0%   
Return on assets %-2.12.3 -90.2%  
Return on equity %-2.123.8 -8.9%  
Capital adequacy ratio %020.3 0.0%  
Net NPAs %00.4 0.0%  
CASH FLOW
From Operations Rs m-2-14,322 0.0%  
From Investments Rs mNA491 0.0%  
From Financial Activity Rs mNA24,184 0.0%  
Net Cashflow Rs m-210,354 -0.0%  

Share Holding

Indian Promoters % 30.8 47.4 64.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 30.8 -  
FIIs % 0.0 18.7 -  
ADR/GDR % 0.0 0.0 -  
Free float % 69.2 52.6 131.6%  
Shareholders   11,961 72,213 16.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CUBICAL FINANCIAL With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on CUBICAL FIN. vs GRUH FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

CUBICAL FIN. vs GRUH FINANCE Share Price Performance

Period CUBICAL FIN. GRUH FINANCE
1-Day 4.46% 3.73%
1-Month 7.89% 27.02%
1-Year -5.75% 13.06%
3-Year CAGR 0.83% 23.04%
5-Year CAGR 9.33% 27.87%

* Compound Annual Growth Rate

Here are more details on the CUBICAL FIN. share price and the GRUH FINANCE share price.

Moving on to shareholding structures...

The promoters of CUBICAL FIN. hold a 30.8% stake in the company. In case of GRUH FINANCE the stake stands at 47.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CUBICAL FIN. and the shareholding pattern of GRUH FINANCE.

Finally, a word on dividends...

In the most recent financial year, CUBICAL FIN. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.

GRUH FINANCE paid Rs 2.0, and its dividend payout ratio stood at 32.8%.

You may visit here to review the dividend history of CUBICAL FIN., and the dividend history of GRUH FINANCE.

For a sector overview, read our finance sector report.



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