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CUBICAL FINANCIAL vs SMART FINSEC - Comparison Results

Rs 100 invested in...

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Current Valuations

    CUBICAL FINANCIAL SMART FINSEC CUBICAL FINANCIAL/
SMART FINSEC
 
P/E (TTM) x 43.1 18.4 234.0% View Chart
P/BV x 0.8 2.9 26.6% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 CUBICAL FINANCIAL   SMART FINSEC
EQUITY SHARE DATA
    CUBICAL FINANCIAL
Mar-23
SMART FINSEC
Mar-23
CUBICAL FINANCIAL/
SMART FINSEC
5-Yr Chart
Click to enlarge
High Rs39 36.2%   
Low Rs15 22.6%   
Income per share (Unadj.) Rs0.210.3 1.7%  
Earnings per share (Unadj.) Rs00.5 -9.3%  
Cash flow per share (Unadj.) Rs-330.7-0.4 82,121.2%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs2.14.0 51.4%  
Shares outstanding (eoy) m65.1730.00 217.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x12.50.7 1,807.7%   
Avg P/E ratio x-50.915.1 -337.3%  
Avg P/CF ratio x00.6 1.1%  
Avg Price/Bookvalue ratio x1.11.8 61.1%  
Dividend payout %00-   
Avg Mkt Cap Rs m145213 68.2%   
No. of employees `000NANA-   
Total wages & salary Rs m11 78.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m12308 3.8%  
Other income Rs m00-   
Interest expense Rs m00 0.0%   
Net interest income Rs m12308 3.8%  
Operating expense Rs m14288 4.7%   
Gross profit Rs m-220 -10.0%  
Gross profit margin %-16.96.4 -264.0%  
Provisions/contingencies Rs m21,562319 6,752.8%   
Profit before tax Rs m-219 -10.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m15 17.6%   
Profit after tax Rs m-314 -20.3%  
Net profit margin %-24.64.6 -535.8%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %02,889.8- 
Net fixed assets Rs m014 0.2%   
Share capital Rs m13030 434.5%   
Free reserves Rs m591 5.9%   
Net worth Rs m136121 111.7%   
Borrowings Rs m00-   
Investments Rs m011 0.0%   
Total assets Rs m138136 102.0%  
Debt/equity ratio x00-   
Return on assets %-2.110.4 -19.8%  
Return on equity %-2.111.6 -18.1%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-2-5 46.3%  
From Investments Rs mNA16 0.0%  
From Financial Activity Rs mNA-12 -0.0%  
Net Cashflow Rs m-2-1 272.1%  

Share Holding

Indian Promoters % 30.8 75.0 41.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 69.2 25.0 276.7%  
Shareholders   11,961 14,080 85.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CUBICAL FINANCIAL With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on CUBICAL FIN. vs SMART FINSEC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

CUBICAL FIN. vs SMART FINSEC Share Price Performance

Period CUBICAL FIN. SMART FINSEC
1-Day 1.91% -1.60%
1-Month 5.26% -14.71%
1-Year -8.05% 51.68%
3-Year CAGR -0.00% 31.93%
5-Year CAGR 8.79% 17.36%

* Compound Annual Growth Rate

Here are more details on the CUBICAL FIN. share price and the SMART FINSEC share price.

Moving on to shareholding structures...

The promoters of CUBICAL FIN. hold a 30.8% stake in the company. In case of SMART FINSEC the stake stands at 75.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CUBICAL FIN. and the shareholding pattern of SMART FINSEC.

Finally, a word on dividends...

In the most recent financial year, CUBICAL FIN. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.

SMART FINSEC paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of CUBICAL FIN., and the dividend history of SMART FINSEC.

For a sector overview, read our finance sector report.



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