UGRO CAPITAL | MAHINDRA & MAHINDRA FINANCIAL SERVICES | UGRO CAPITAL/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 23.6 | 17.0 | 138.5% | View Chart |
P/BV | x | 2.4 | 1.7 | 139.3% | View Chart |
Dividend Yield | % | 0.0 | 2.3 | - |
UGRO CAPITAL MAHINDRA & MAHINDRA FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
UGRO CAPITAL Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
UGRO CAPITAL/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
|
||
High | Rs | 212 | 272 | 77.8% | |
Low | Rs | 131 | 158 | 82.7% | |
Income per share (Unadj.) | Rs | 94.7 | 102.9 | 92.0% | |
Earnings per share (Unadj.) | Rs | 5.7 | 16.8 | 34.2% | |
Cash flow per share (Unadj.) | Rs | -61.0 | 72.1 | -84.6% | |
Dividends per share (Unadj.) | Rs | 0 | 6.00 | 0.0% | |
Avg Dividend yield | % | 0 | 2.8 | 0.0% | |
Book value per share (Unadj.) | Rs | 141.3 | 150.1 | 94.1% | |
Shares outstanding (eoy) | m | 69.32 | 1,233.60 | 5.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.8 | 2.1 | 86.5% | |
Avg P/E ratio | x | 29.8 | 12.8 | 233.0% | |
Avg P/CF ratio | x | 1.4 | 12.7 | 11.2% | |
Avg Price/Bookvalue ratio | x | 1.2 | 1.4 | 84.6% | |
Dividend payout | % | 0 | 35.7 | 0.0% | |
Avg Mkt Cap | Rs m | 11,868 | 265,378 | 4.5% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 1,407 | 21,153 | 6.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 6,565 | 126,995 | 5.2% | |
Other income | Rs m | 273 | 15,570 | 1.8% | |
Interest expense | Rs m | 2,933 | 50,943 | 5.8% | |
Net interest income | Rs m | 3,632 | 76,052 | 4.8% | |
Operating expense | Rs m | 2,890 | 61,198 | 4.7% | |
Gross profit | Rs m | 742 | 14,854 | 5.0% | |
Gross profit margin | % | 11.3 | 11.7 | 96.6% | |
Provisions/contingencies | Rs m | 7,959 | 248 | 3,203.3% | |
Profit before tax | Rs m | 838 | 28,038 | 3.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 12 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 441 | 7,326 | 6.0% | |
Profit after tax | Rs m | 398 | 20,724 | 1.9% | |
Net profit margin | % | 6.1 | 16.3 | 37.1% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 38,064 | 34,811 | 109.3% | |
Deposits | Rs m | 0 | 54,587 | 0.0% | |
Credit/Deposit ratio | x | 0 | 63.8 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 9.8 | - | |
Net Interest Margin | % | 9.2 | 50.1 | 18.4% | |
Net fixed assets | Rs m | 848 | 8,706 | 9.7% | |
Share capital | Rs m | 693 | 2,467 | 28.1% | |
Free reserves | Rs m | 9,099 | 182,732 | 5.0% | |
Net worth | Rs m | 9,792 | 185,199 | 5.3% | |
Borrowings | Rs m | 449 | 50,384 | 0.9% | |
Investments | Rs m | 1,388 | 116,974 | 1.2% | |
Total assets | Rs m | 42,880 | 1,043,390 | 4.1% | |
Debt/equity ratio | x | 0 | 0.6 | 8.1% | |
Return on assets | % | 0.9 | 2.0 | 46.7% | |
Return on equity | % | 4.1 | 11.2 | 36.3% | |
Capital adequacy ratio | % | 20.2 | 22.5 | 89.8% | |
Net NPAs | % | 1.3 | 1.9 | 70.1% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -12,204 | -173,953 | 7.0% | |
From Investments | Rs m | -845 | -16,354 | 5.2% | |
From Financial Activity | Rs m | 12,794 | 188,520 | 6.8% | |
Net Cashflow | Rs m | -256 | -1,787 | 14.3% |
Indian Promoters | % | 2.2 | 52.2 | 4.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 23.5 | 40.6 | 58.0% | |
FIIs | % | 19.8 | 12.0 | 165.4% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 97.8 | 47.8 | 204.4% | |
Shareholders | 28,773 | 227,512 | 12.6% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare UGRO CAPITAL With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | UGRO CAPITAL | M&M Financial |
---|---|---|
1-Day | 0.12% | 1.10% |
1-Month | 8.28% | -8.87% |
1-Year | 45.60% | -1.84% |
3-Year CAGR | 35.28% | 16.50% |
5-Year CAGR | 6.14% | 1.35% |
* Compound Annual Growth Rate
Here are more details on the UGRO CAPITAL share price and the M&M Financial share price.
Moving on to shareholding structures...
The promoters of UGRO CAPITAL hold a 2.2% stake in the company. In case of M&M Financial the stake stands at 52.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UGRO CAPITAL and the shareholding pattern of M&M Financial.
Finally, a word on dividends...
In the most recent financial year, UGRO CAPITAL paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
M&M Financial paid Rs 6.0, and its dividend payout ratio stood at 35.7%.
You may visit here to review the dividend history of UGRO CAPITAL, and the dividend history of M&M Financial.
For a sector overview, read our finance sector report.
After opening the day on positive note, Indian share markets continued the momentum as the session progressed and ended on firm footing.