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EDELWEISS FINANCIAL vs PAISALO DIGITAL - Comparison Results

Rs 100 invested in...

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Current Valuations

    EDELWEISS FINANCIAL PAISALO DIGITAL EDELWEISS FINANCIAL/
PAISALO DIGITAL
 
P/E (TTM) x 15.6 36.7 42.6% View Chart
P/BV x 1.1 5.6 19.1% View Chart
Dividend Yield % 2.0 0.1 1,439.9%  

Financials

 EDELWEISS FINANCIAL   PAISALO DIGITAL
EQUITY SHARE DATA
    EDELWEISS FINANCIAL
Mar-23
PAISALO DIGITAL
Mar-23
EDELWEISS FINANCIAL/
PAISALO DIGITAL
5-Yr Chart
Click to enlarge
High Rs4697 47.1%   
Low Rs2950 59.0%   
Income per share (Unadj.) Rs94.410.5 895.8%  
Earnings per share (Unadj.) Rs3.82.1 183.7%  
Cash flow per share (Unadj.) Rs65.8-18.2 -360.8%  
Dividends per share (Unadj.) Rs1.500.10 1,500.0%  
Avg Dividend yield %4.00.1 2,933.2%  
Book value per share (Unadj.) Rs74.325.9 286.9%  
Shares outstanding (eoy) m898.38449.02 200.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.47.0 5.7%   
Avg P/E ratio x9.835.2 27.8%  
Avg P/CF ratio x7.82.8 277.3%  
Avg Price/Bookvalue ratio x0.52.8 17.8%  
Dividend payout %39.24.8 816.4%   
Avg Mkt Cap Rs m33,70032,940 102.3%   
No. of employees `000NANA-   
Total wages & salary Rs m10,652283 3,759.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m84,8104,732 1,792.3%  
Other income Rs m1,5581 120,797.7%   
Interest expense Rs m25,7462,087 1,233.8%   
Net interest income Rs m59,0652,645 2,232.9%  
Operating expense Rs m56,7121,313 4,318.1%   
Gross profit Rs m2,3531,332 176.6%  
Gross profit margin %2.828.1 9.9%  
Provisions/contingencies Rs m87310,759 8.1%   
Profit before tax Rs m3,8471,262 304.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-6140-   
Prior Period Items Rs m00-   
Tax Rs m-208326 -63.9%   
Profit after tax Rs m3,442936 367.6%  
Net profit margin %4.119.8 20.5%  
BALANCE SHEET DATA
Advances Rs m173,5360-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %18.61,005.5 1.8%  
Net fixed assets Rs m11,850663 1,787.9%   
Share capital Rs m898449 200.0%   
Free reserves Rs m65,84411,176 589.1%   
Net worth Rs m66,74211,625 574.1%   
Borrowings Rs m37,90810,427 363.6%   
Investments Rs m144,628263 54,979.2%   
Total assets Rs m428,52734,364 1,247.0%  
Debt/equity ratio x0.60.9 63.3%   
Return on assets %0.82.7 29.5%  
Return on equity %5.28.1 64.0%  
Capital adequacy ratio %040.3 0.0%  
Net NPAs %00 0.0%  
CASH FLOW
From Operations Rs m17,199-4,522 -380.4%  
From Investments Rs m7,458-51 -14,697.6%  
From Financial Activity Rs m-17,0834,760 -358.9%  
Net Cashflow Rs m7,573188 4,034.8%  

Share Holding

Indian Promoters % 32.5 50.4 64.4%  
Foreign collaborators % 0.3 0.0 -  
Indian inst/Mut Fund % 31.6 27.9 113.1%  
FIIs % 28.9 15.1 191.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 67.2 49.6 135.5%  
Shareholders   231,290 52,323 442.0%  
Pledged promoter(s) holding % 0.0 18.5 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare EDELWEISS FINANCIAL With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on Edelweiss Financial vs Paisalo Digital

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Edelweiss Financial vs Paisalo Digital Share Price Performance

Period Edelweiss Financial Paisalo Digital
1-Day -0.91% -4.96%
1-Month 21.61% 16.28%
1-Year 121.95% 181.84%
3-Year CAGR 27.42% 32.50%
5-Year CAGR -4.30% 36.36%

* Compound Annual Growth Rate

Here are more details on the Edelweiss Financial share price and the Paisalo Digital share price.

Moving on to shareholding structures...

The promoters of Edelweiss Financial hold a 32.8% stake in the company. In case of Paisalo Digital the stake stands at 50.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Edelweiss Financial and the shareholding pattern of Paisalo Digital.

Finally, a word on dividends...

In the most recent financial year, Edelweiss Financial paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 39.2%.

Paisalo Digital paid Rs 0.1, and its dividend payout ratio stood at 4.8%.

You may visit here to review the dividend history of Edelweiss Financial, and the dividend history of Paisalo Digital.

For a sector overview, read our finance sector report.



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