CAPITAL FIRST | MAHINDRA & MAHINDRA FINANCIAL SERVICES | CAPITAL FIRST/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
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P/E (TTM) | x | 15.0 | 16.9 | 88.8% | View Chart |
P/BV | x | 2.2 | 1.7 | 128.9% | View Chart |
Dividend Yield | % | 0.5 | 2.3 | 20.5% |
CAPITAL FIRST MAHINDRA & MAHINDRA FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
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CAPITAL FIRST Mar-18 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
CAPITAL FIRST/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
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High | Rs | 902 | 272 | 331.6% | |
Low | Rs | 610 | 158 | 385.5% | |
Income per share (Unadj.) | Rs | 381.0 | 102.9 | 370.1% | |
Earnings per share (Unadj.) | Rs | 33.1 | 16.8 | 196.9% | |
Cash flow per share (Unadj.) | Rs | 37.8 | 72.1 | 52.4% | |
Dividends per share (Unadj.) | Rs | 2.80 | 6.00 | 46.7% | |
Avg Dividend yield | % | 0.4 | 2.8 | 13.3% | |
Book value per share (Unadj.) | Rs | 264.5 | 150.1 | 176.2% | |
Shares outstanding (eoy) | m | 98.97 | 1,233.60 | 8.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.0 | 2.1 | 95.0% | |
Avg P/E ratio | x | 22.8 | 12.8 | 178.4% | |
Avg P/CF ratio | x | 3.2 | 12.7 | 25.1% | |
Avg Price/Bookvalue ratio | x | 2.9 | 1.4 | 199.5% | |
Dividend payout | % | 8.5 | 35.7 | 23.7% | |
Avg Mkt Cap | Rs m | 74,818 | 265,378 | 28.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 3,348 | 21,153 | 15.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 37,706 | 126,995 | 29.7% | |
Other income | Rs m | 414 | 15,570 | 2.7% | |
Interest expense | Rs m | 13,824 | 50,943 | 27.1% | |
Net interest income | Rs m | 23,882 | 76,052 | 31.4% | |
Operating expense | Rs m | 19,078 | 61,198 | 31.2% | |
Gross profit | Rs m | 4,804 | 14,854 | 32.3% | |
Gross profit margin | % | 12.7 | 11.7 | 108.9% | |
Provisions/contingencies | Rs m | 20,275 | 248 | 8,159.6% | |
Profit before tax | Rs m | 4,939 | 28,038 | 17.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 12 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 1,664 | 7,326 | 22.7% | |
Profit after tax | Rs m | 3,274 | 20,724 | 15.8% | |
Net profit margin | % | 8.7 | 16.3 | 53.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 34,811 | 0.0% | |
Deposits | Rs m | 0 | 54,587 | 0.0% | |
Credit/Deposit ratio | x | 0 | 63.8 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 9.8 | - | |
Net Interest Margin | % | 15.0 | 50.1 | 30.0% | |
Net fixed assets | Rs m | 831 | 8,706 | 9.5% | |
Share capital | Rs m | 990 | 2,467 | 40.1% | |
Free reserves | Rs m | 25,186 | 182,732 | 13.8% | |
Net worth | Rs m | 26,175 | 185,199 | 14.1% | |
Borrowings | Rs m | 40,449 | 50,384 | 80.3% | |
Investments | Rs m | 158,893 | 116,974 | 135.8% | |
Total assets | Rs m | 260,691 | 1,043,390 | 25.0% | |
Debt/equity ratio | x | 1.5 | 0.6 | 272.6% | |
Return on assets | % | 1.3 | 2.0 | 63.2% | |
Return on equity | % | 12.5 | 11.2 | 111.8% | |
Capital adequacy ratio | % | 15.9 | 22.5 | 70.5% | |
Net NPAs | % | 1.0 | 1.9 | 53.5% |
CASH FLOW | |||||
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From Operations | Rs m | -76,501 | -173,953 | 44.0% | |
From Investments | Rs m | -947 | -16,354 | 5.8% | |
From Financial Activity | Rs m | 75,797 | 188,520 | 40.2% | |
Net Cashflow | Rs m | -1,651 | -1,787 | 92.4% |
Indian Promoters | % | 0.0 | 52.2 | - | |
Foreign collaborators | % | 35.5 | 0.0 | - | |
Indian inst/Mut Fund | % | 30.4 | 40.6 | 75.0% | |
FIIs | % | 19.9 | 12.0 | 166.7% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 64.5 | 47.8 | 134.8% | |
Shareholders | 139,594 | 227,512 | 61.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare CAPITAL FIRST With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | CAPITAL FIRST | M&M Financial |
---|---|---|
1-Day | -0.53% | 0.21% |
1-Month | 8.41% | -5.57% |
1-Year | -16.11% | 2.95% |
3-Year CAGR | 12.35% | 16.58% |
5-Year CAGR | 30.82% | 0.51% |
* Compound Annual Growth Rate
Here are more details on the CAPITAL FIRST share price and the M&M Financial share price.
Moving on to shareholding structures...
The promoters of CAPITAL FIRST hold a 35.5% stake in the company. In case of M&M Financial the stake stands at 52.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CAPITAL FIRST and the shareholding pattern of M&M Financial.
Finally, a word on dividends...
In the most recent financial year, CAPITAL FIRST paid a dividend of Rs 2.8 per share. This amounted to a Dividend Payout ratio of 8.5%.
M&M Financial paid Rs 6.0, and its dividend payout ratio stood at 35.7%.
You may visit here to review the dividend history of CAPITAL FIRST, and the dividend history of M&M Financial.
For a sector overview, read our finance sector report.
After opening the day on high, Indian share markets reversed the trend as the session progressed and ended the lower.