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U.Y. FINCORP vs L&T FINANCE HOLDINGS - Comparison Results

Rs 100 invested in...

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Current Valuations

    U.Y. FINCORP L&T FINANCE HOLDINGS U.Y. FINCORP/
L&T FINANCE HOLDINGS
 
P/E (TTM) x 8.3 17.6 47.1% View Chart
P/BV x 2.0 1.9 104.8% View Chart
Dividend Yield % 0.0 1.2 -  

Financials

 U.Y. FINCORP   L&T FINANCE HOLDINGS
EQUITY SHARE DATA
    U.Y. FINCORP
Mar-23
L&T FINANCE HOLDINGS
Mar-23
U.Y. FINCORP/
L&T FINANCE HOLDINGS
5-Yr Chart
Click to enlarge
High Rs1898 18.7%   
Low Rs1066 14.4%   
Income per share (Unadj.) Rs2.951.5 5.7%  
Earnings per share (Unadj.) Rs0.4-2.6 -15.7%  
Cash flow per share (Unadj.) Rs3.030.6 9.7%  
Dividends per share (Unadj.) Rs02.00 0.0%  
Avg Dividend yield %02.4 0.0%  
Book value per share (Unadj.) Rs13.386.3 15.4%  
Shares outstanding (eoy) m190.242,479.67 7.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.81.6 298.8%   
Avg P/E ratio x34.2-31.7 -107.8%  
Avg P/CF ratio x33.5-32.8 -102.3%  
Avg Price/Bookvalue ratio x1.01.0 109.9%  
Dividend payout %0-77.2 -0.0%   
Avg Mkt Cap Rs m2,647203,643 1.3%   
No. of employees `000NANA-   
Total wages & salary Rs m1014,059 0.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m556127,750 0.4%  
Other income Rs m1733,759 0.1%   
Interest expense Rs m358,222 0.0%   
Net interest income Rs m55269,527 0.8%  
Operating expense Rs m45780,867 0.6%   
Gross profit Rs m96-11,340 -0.8%  
Gross profit margin %17.2-8.9 -194.1%  
Provisions/contingencies Rs m1209 0.7%   
Profit before tax Rs m111-5,565 -2.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0868 0.0%   
Prior Period Items Rs m00-   
Tax Rs m341,724 2.0%   
Profit after tax Rs m77-6,421 -1.2%  
Net profit margin %13.9-5.0 -277.3%  
BALANCE SHEET DATA
Advances Rs m0751,546 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %157.77.7 2,050.1%  
Net fixed assets Rs m82,410 0.3%   
Share capital Rs m95124,797 3.8%   
Free reserves Rs m1,579189,077 0.8%   
Net worth Rs m2,530213,873 1.2%   
Borrowings Rs m0252,490 0.0%   
Investments Rs m350152,282 0.2%   
Total assets Rs m2,8551,045,011 0.3%  
Debt/equity ratio x01.2 0.0%   
Return on assets %2.7-0.6 -441.6%  
Return on equity %3.1-3.0 -102.0%  
Capital adequacy ratio %024.5 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-3374,905 -0.0%  
From Investments Rs mNA-11,070 -0.0%  
From Financial Activity Rs m-3-16,638 0.0%  
Net Cashflow Rs m-3641,927 -0.1%  

Share Holding

Indian Promoters % 71.4 65.9 108.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 19.7 -  
FIIs % 0.0 11.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 28.6 34.1 83.8%  
Shareholders   15,869 711,555 2.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare U.Y. FINCORP With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on GOLDEN SECURITIES vs L&T FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GOLDEN SECURITIES vs L&T FINANCE Share Price Performance

Period GOLDEN SECURITIES L&T FINANCE
1-Day -2.03% -2.38%
1-Month 6.24% 4.63%
1-Year 52.41% 81.32%
3-Year CAGR 99.45% 23.16%
5-Year CAGR 54.49% 5.01%

* Compound Annual Growth Rate

Here are more details on the GOLDEN SECURITIES share price and the L&T FINANCE share price.

Moving on to shareholding structures...

The promoters of GOLDEN SECURITIES hold a 71.4% stake in the company. In case of L&T FINANCE the stake stands at 65.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GOLDEN SECURITIES and the shareholding pattern of L&T FINANCE.

Finally, a word on dividends...

In the most recent financial year, GOLDEN SECURITIES paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

L&T FINANCE paid Rs 2.0, and its dividend payout ratio stood at -77.2%.

You may visit here to review the dividend history of GOLDEN SECURITIES, and the dividend history of L&T FINANCE.

For a sector overview, read our finance sector report.



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