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U.Y. FINCORP vs POONAWALLA FINCORP - Comparison Results

Rs 100 invested in...

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Current Valuations

    U.Y. FINCORP POONAWALLA FINCORP U.Y. FINCORP/
POONAWALLA FINCORP
 
P/E (TTM) x 8.3 25.0 33.1% View Chart
P/BV x 2.0 5.6 35.9% View Chart
Dividend Yield % 0.0 0.4 -  

Financials

 U.Y. FINCORP   POONAWALLA FINCORP
EQUITY SHARE DATA
    U.Y. FINCORP
Mar-23
POONAWALLA FINCORP
Mar-23
U.Y. FINCORP/
POONAWALLA FINCORP
5-Yr Chart
Click to enlarge
High Rs18344 5.3%   
Low Rs10209 4.5%   
Income per share (Unadj.) Rs2.925.2 11.6%  
Earnings per share (Unadj.) Rs0.47.4 5.5%  
Cash flow per share (Unadj.) Rs3.024.5 12.2%  
Dividends per share (Unadj.) Rs02.00 0.0%  
Avg Dividend yield %00.7 0.0%  
Book value per share (Unadj.) Rs13.387.8 15.1%  
Shares outstanding (eoy) m190.24767.95 24.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.811.0 43.5%   
Avg P/E ratio x34.237.3 91.6%  
Avg P/CF ratio x33.537.3 89.8%  
Avg Price/Bookvalue ratio x1.03.1 33.2%  
Dividend payout %027.0 0.0%   
Avg Mkt Cap Rs m2,647212,299 1.2%   
No. of employees `000NANA-   
Total wages & salary Rs m105,148 0.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m55619,386 2.9%  
Other income Rs m175,920 0.3%   
Interest expense Rs m35,953 0.1%   
Net interest income Rs m55213,433 4.1%  
Operating expense Rs m45711,303 4.0%   
Gross profit Rs m962,130 4.5%  
Gross profit margin %17.211.0 156.8%  
Provisions/contingencies Rs m10-   
Profit before tax Rs m1117,510 1.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-11 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m341,812 1.9%   
Profit after tax Rs m775,688 1.4%  
Net profit margin %13.929.3 47.5%  
BALANCE SHEET DATA
Advances Rs m0152,185 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %157.78.6 1,837.8%  
Net fixed assets Rs m82,214 0.4%   
Share capital Rs m9511,536 61.9%   
Free reserves Rs m1,57965,891 2.4%   
Net worth Rs m2,53067,427 3.8%   
Borrowings Rs m038,744 0.0%   
Investments Rs m3504,359 8.0%   
Total assets Rs m2,855231,729 1.2%  
Debt/equity ratio x00.6 0.0%   
Return on assets %2.72.5 110.5%  
Return on equity %3.18.4 36.3%  
Capital adequacy ratio %038.9 0.0%  
Net NPAs %00.8 0.0%  
CASH FLOW
From Operations Rs m-33-52,365 0.1%  
From Investments Rs mNA-1,105 -0.0%  
From Financial Activity Rs m-357,485 -0.0%  
Net Cashflow Rs m-364,015 -0.9%  

Share Holding

Indian Promoters % 71.4 62.1 114.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 13.6 -  
FIIs % 0.0 7.8 -  
ADR/GDR % 0.0 0.0 -  
Free float % 28.6 37.9 75.6%  
Shareholders   15,869 203,244 7.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare U.Y. FINCORP With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on GOLDEN SECURITIES vs MAGMA FINCORP

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GOLDEN SECURITIES vs MAGMA FINCORP Share Price Performance

Period GOLDEN SECURITIES MAGMA FINCORP
1-Day -2.03% -1.68%
1-Month 6.24% 1.45%
1-Year 52.41% 57.52%
3-Year CAGR 99.45% 60.05%
5-Year CAGR 54.49% 31.15%

* Compound Annual Growth Rate

Here are more details on the GOLDEN SECURITIES share price and the MAGMA FINCORP share price.

Moving on to shareholding structures...

The promoters of GOLDEN SECURITIES hold a 71.4% stake in the company. In case of MAGMA FINCORP the stake stands at 62.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GOLDEN SECURITIES and the shareholding pattern of MAGMA FINCORP.

Finally, a word on dividends...

In the most recent financial year, GOLDEN SECURITIES paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

MAGMA FINCORP paid Rs 2.0, and its dividend payout ratio stood at 27.0%.

You may visit here to review the dividend history of GOLDEN SECURITIES, and the dividend history of MAGMA FINCORP.

For a sector overview, read our finance sector report.



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