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GUJARAT CREDIT vs LAKSHMI FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    GUJARAT CREDIT LAKSHMI FINANCE GUJARAT CREDIT/
LAKSHMI FINANCE
 
P/E (TTM) x 539.2 6.6 8,218.9% View Chart
P/BV x 4.4 1.1 388.4% View Chart
Dividend Yield % 0.0 1.1 -  

Financials

 GUJARAT CREDIT   LAKSHMI FINANCE
EQUITY SHARE DATA
    GUJARAT CREDIT
Mar-23
LAKSHMI FINANCE
Mar-23
GUJARAT CREDIT/
LAKSHMI FINANCE
5-Yr Chart
Click to enlarge
High Rs73158 46.2%   
Low Rs2080 24.7%   
Income per share (Unadj.) Rs012.0 0.0%  
Earnings per share (Unadj.) Rs01.8 0.6%  
Cash flow per share (Unadj.) Rs0.111.4 0.6%  
Dividends per share (Unadj.) Rs02.00 0.0%  
Avg Dividend yield %01.7 0.0%  
Book value per share (Unadj.) Rs5.0155.6 3.2%  
Shares outstanding (eoy) m25.003.00 833.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x010.0-  
Avg P/E ratio x4,000.064.9 6,161.6%  
Avg P/CF ratio x1,000.064.9 1,540.4%  
Avg Price/Bookvalue ratio x9.40.8 1,222.2%  
Dividend payout %0108.9 0.0%   
Avg Mkt Cap Rs m1,160357 324.6%   
No. of employees `000NANA-   
Total wages & salary Rs m114 9.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m036 0.0%  
Other income Rs m30 1,961.5%   
Interest expense Rs m00 3.8%   
Net interest income Rs m036 -0.0%  
Operating expense Rs m233 6.5%   
Gross profit Rs m-23 -69.7%  
Gross profit margin %08.6- 
Provisions/contingencies Rs m10-   
Profit before tax Rs m02 18.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m0-4 -6.4%   
Profit after tax Rs m06 5.3%  
Net profit margin %015.3- 
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %07.8 -0.4%  
Net fixed assets Rs m2802 18,073.5%   
Share capital Rs m8530 283.3%   
Free reserves Rs m39437 8.9%   
Net worth Rs m124467 26.6%   
Borrowings Rs m00-   
Investments Rs m42458 9.1%   
Total assets Rs m327486 67.3%  
Debt/equity ratio x00-   
Return on assets %0.11.1 7.8%  
Return on equity %0.21.2 19.8%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-112 -10.9%  
From Investments Rs m-10-43 24.1%  
From Financial Activity Rs m12-11 -104.5%  
Net Cashflow Rs m0-42 -0.3%  

Share Holding

Indian Promoters % 31.6 43.5 72.6%  
Foreign collaborators % 0.0 3.5 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 68.4 53.0 129.0%  
Shareholders   8,905 5,111 174.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GUJARAT CREDIT With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on GUJ.CREDIT vs LAKSHMI FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GUJ.CREDIT vs LAKSHMI FINANCE Share Price Performance

Period GUJ.CREDIT LAKSHMI FINANCE
1-Day -3.93% -2.84%
1-Month 7.79% 0.71%
1-Year 1.76% 45.40%
3-Year CAGR 69.60% 31.43%
5-Year CAGR 19.05% 19.40%

* Compound Annual Growth Rate

Here are more details on the GUJ.CREDIT share price and the LAKSHMI FINANCE share price.

Moving on to shareholding structures...

The promoters of GUJ.CREDIT hold a 31.6% stake in the company. In case of LAKSHMI FINANCE the stake stands at 47.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GUJ.CREDIT and the shareholding pattern of LAKSHMI FINANCE.

Finally, a word on dividends...

In the most recent financial year, GUJ.CREDIT paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

LAKSHMI FINANCE paid Rs 2.0, and its dividend payout ratio stood at 108.9%.

You may visit here to review the dividend history of GUJ.CREDIT, and the dividend history of LAKSHMI FINANCE.

For a sector overview, read our finance sector report.



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