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GRUH FINANCE vs HUDCO - Comparison Results

Rs 100 invested in...

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Current Valuations

    GRUH FINANCE HUDCO GRUH FINANCE/
HUDCO
 
P/E (TTM) x 52.0 22.2 234.2% View Chart
P/BV x 12.4 3.0 418.8% View Chart
Dividend Yield % 0.6 1.7 37.3%  

Financials

 GRUH FINANCE   HUDCO
EQUITY SHARE DATA
    GRUH FINANCE
Mar-19
HUDCO
Mar-23
GRUH FINANCE/
HUDCO
5-Yr Chart
Click to enlarge
High Rs38259 649.0%   
Low Rs20531 662.1%   
Income per share (Unadj.) Rs27.635.2 78.4%  
Earnings per share (Unadj.) Rs6.18.5 71.7%  
Cash flow per share (Unadj.) Rs10.113.0 78.1%  
Dividends per share (Unadj.) Rs2.003.85 51.9%  
Avg Dividend yield %0.78.6 7.9%  
Book value per share (Unadj.) Rs25.677.1 33.2%  
Shares outstanding (eoy) m733.692,001.90 36.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x10.61.3 833.3%   
Avg P/E ratio x48.15.3 911.3%  
Avg P/CF ratio x48.15.1 934.7%  
Avg Price/Bookvalue ratio x11.40.6 1,966.6%  
Dividend payout %32.845.3 72.4%   
Avg Mkt Cap Rs m215,17289,835 239.5%   
No. of employees `000NANA-   
Total wages & salary Rs m6481,856 34.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m20,26270,495 28.7%  
Other income Rs m2161,104 19.6%   
Interest expense Rs m13,01245,071 28.9%   
Net interest income Rs m7,25025,424 28.5%  
Operating expense Rs m1,2823,521 36.4%   
Gross profit Rs m5,96821,903 27.2%  
Gross profit margin %29.531.1 94.8%  
Provisions/contingencies Rs m0438 0.0%   
Profit before tax Rs m6,15022,892 26.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,6785,878 28.6%   
Profit after tax Rs m4,47217,014 26.3%  
Net profit margin %22.124.1 91.4%  
BALANCE SHEET DATA
Advances Rs m172,883792,027 21.8%   
Deposits Rs m01 0.0%  
Credit/Deposit ratio x0113,146,700.0- 
Yield on advances %00-   
Cost of deposits %0400.0-  
Net Interest Margin %3.93.2 123.9%  
Net fixed assets Rs m151694 21.8%   
Share capital Rs m1,46720,019 7.3%   
Free reserves Rs m17,342134,417 12.9%   
Net worth Rs m18,809154,436 12.2%   
Borrowings Rs m150,129138,593 108.3%   
Investments Rs m10,9456,653 164.5%   
Total assets Rs m195,417813,928 24.0%  
Debt/equity ratio x8.00.9 889.4%   
Return on assets %2.32.1 109.5%  
Return on equity %23.811.0 215.8%  
Capital adequacy ratio %20.373.8 27.5%  
Net NPAs %0.40.5 72.9%  
CASH FLOW
From Operations Rs m-14,322-8,507 168.4%  
From Investments Rs m491-3,526 -13.9%  
From Financial Activity Rs m24,1846,911 349.9%  
Net Cashflow Rs m10,354-5,122 -202.2%  

Share Holding

Indian Promoters % 47.4 75.0 63.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 30.8 13.3 232.1%  
FIIs % 18.7 1.9 981.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 52.6 25.0 210.3%  
Shareholders   72,213 552,637 13.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GRUH FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on GRUH FINANCE vs HUDCO

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GRUH FINANCE vs HUDCO Share Price Performance

Period GRUH FINANCE HUDCO
1-Day 3.73% 12.28%
1-Month 27.02% 23.90%
1-Year 13.06% 366.08%
3-Year CAGR 23.04% 75.71%
5-Year CAGR 27.87% 40.11%

* Compound Annual Growth Rate

Here are more details on the GRUH FINANCE share price and the HUDCO share price.

Moving on to shareholding structures...

The promoters of GRUH FINANCE hold a 47.4% stake in the company. In case of HUDCO the stake stands at 75.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GRUH FINANCE and the shareholding pattern of HUDCO.

Finally, a word on dividends...

In the most recent financial year, GRUH FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 32.8%.

HUDCO paid Rs 3.9, and its dividend payout ratio stood at 45.3%.

You may visit here to review the dividend history of GRUH FINANCE, and the dividend history of HUDCO.

For a sector overview, read our finance sector report.



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