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GSB FINANCE vs PARNAMI CREDITS - Comparison Results

Rs 100 invested in...

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Current Valuations

    GSB FINANCE PARNAMI CREDITS GSB FINANCE/
PARNAMI CREDITS
 
P/E (TTM) x 6.0 17.8 34.0% View Chart
P/BV x 0.7 3.6 20.6% View Chart
Dividend Yield % 0.0 0.6 -  

Financials

 GSB FINANCE   PARNAMI CREDITS
EQUITY SHARE DATA
    GSB FINANCE
Mar-23
PARNAMI CREDITS
Mar-23
GSB FINANCE/
PARNAMI CREDITS
5-Yr Chart
Click to enlarge
High Rs1352 25.4%   
Low Rs621 30.3%   
Sales per share (Unadj.) Rs5.416.6 32.6%  
Earnings per share (Unadj.) Rs0.12.5 4.9%  
Cash flow per share (Unadj.) Rs0.12.8 4.5%  
Dividends per share (Unadj.) Rs00.40 0.0%  
Avg Dividend yield %01.1 0.0%  
Book value per share (Unadj.) Rs20.218.9 106.9%  
Shares outstanding (eoy) m6.006.95 86.3%   
Bonus / Rights / Conversions 00-  
Price / Sales ratio x1.82.2 82.1%   
Avg P/E ratio x79.414.4 551.5%  
P/CF ratio (eoy) x77.312.9 600.5%  
Price / Book Value ratio x0.51.9 25.0%  
Dividend payout %015.8 0.0%   
Avg Mkt Cap Rs m59253 23.1%   
No. of employees `000NANA-   
Total wages/salary Rs m43 123.8%   
Avg. sales/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Net Sales Rs m33116 28.2%  
Other income Rs m00 29.4%   
Total revenues Rs m33116 28.2%   
Gross profit Rs m5101 5.2%  
Depreciation Rs m02 1.0%   
Interest Rs m576 6.1%   
Profit before tax Rs m124 2.9%   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Extraordinary Inc (Exp) Rs m00-   
Tax Rs m06 -1.0%   
Profit after tax Rs m118 4.2%  
Gross profit margin %16.287.8 18.5%  
Effective tax rate %-9.025.8 -34.8%   
Net profit margin %2.315.2 14.9%  
BALANCE SHEET DATA
Current assets Rs m186827 22.5%   
Current liabilities Rs m679 755.1%   
Net working cap to sales %364.4708.3 51.5%  
Current ratio x2.893.0 3.0%  
Inventory Days Days220-  
Debtors Days Days033,760,395 0.0%  
Net fixed assets Rs m24 61.1%   
Share capital Rs m6070 86.3%   
"Free" reserves Rs m6162 99.0%   
Net worth Rs m121131 92.3%   
Long term debt Rs m0690 0.0%   
Total assets Rs m188830 22.6%  
Interest coverage x1.11.3 87.4%   
Debt to equity ratio x05.3 0.0%  
Sales to assets ratio x0.20.1 124.5%   
Return on assets %2.911.2 25.4%  
Return on equity %0.613.4 4.5%  
Return on capital %4.412.1 36.2%  
Exports to sales %00-   
Imports to sales %00-   
Exports (fob) Rs mNANA-   
Imports (cif) Rs mNANA-   
Fx inflow Rs m00-   
Fx outflow Rs m00-   
Net fx Rs m00-   
CASH FLOW
From Operations Rs m-1716 -106.6%  
From Investments Rs mNA-2 -0.0%  
From Financial Activity Rs m17-3 -609.7%  
Net Cashflow Rs m011 -2.5%  

Share Holding

Indian Promoters % 55.3 63.4 87.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 44.7 36.6 121.9%  
Shareholders   12,138 2,652 457.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GSB FINANCE With:   BAJAJ FINSERV    NALWA SONS INV    BF INVESTMENT    CHOLAMANDALAM FINANCIAL HOLDINGS    CAPRI GLOBAL CAPITAL    


More on GSB FINANCE vs PARNAMI CREDITS

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GSB FINANCE vs PARNAMI CREDITS Share Price Performance

Period GSB FINANCE PARNAMI CREDITS
1-Day 1.42% 6.04%
1-Month 7.83% 15.56%
1-Year 30.52% 60.32%
3-Year CAGR -0.72% 55.45%
5-Year CAGR 12.07% 34.72%

* Compound Annual Growth Rate

Here are more details on the GSB FINANCE share price and the PARNAMI CREDITS share price.

Moving on to shareholding structures...

The promoters of GSB FINANCE hold a 55.3% stake in the company. In case of PARNAMI CREDITS the stake stands at 63.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GSB FINANCE and the shareholding pattern of PARNAMI CREDITS.

Finally, a word on dividends...

In the most recent financial year, GSB FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

PARNAMI CREDITS paid Rs 0.4, and its dividend payout ratio stood at 15.8%.

You may visit here to review the dividend history of GSB FINANCE, and the dividend history of PARNAMI CREDITS.

For a sector overview, read our finance sector report.



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