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GOWRA LEASNG vs HERITAGE PAC - Comparison Results

Rs 100 invested in...

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Current Valuations

    GOWRA LEASNG HERITAGE PAC GOWRA LEASNG/
HERITAGE PAC
 
P/E (TTM) x 5.7 10.0 56.9% View Chart
P/BV x 0.8 1.0 76.0% View Chart
Dividend Yield % 0.0 0.6 -  

Financials

 GOWRA LEASNG   HERITAGE PAC
EQUITY SHARE DATA
    GOWRA LEASNG
Mar-23
HERITAGE PAC
Mar-23
GOWRA LEASNG/
HERITAGE PAC
5-Yr Chart
Click to enlarge
High Rs26145 17.9%   
Low Rs1886 20.4%   
Income per share (Unadj.) Rs5.457.2 9.5%  
Earnings per share (Unadj.) Rs3.419.8 17.3%  
Cash flow per share (Unadj.) Rs6.142.0 14.6%  
Dividends per share (Unadj.) Rs01.20 0.0%  
Avg Dividend yield %01.0 0.0%  
Book value per share (Unadj.) Rs50.5183.5 27.5%  
Shares outstanding (eoy) m3.003.45 87.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.02.0 198.7%   
Avg P/E ratio x6.35.8 108.7%  
Avg P/CF ratio x4.64.0 116.7%  
Avg Price/Bookvalue ratio x0.40.6 68.5%  
Dividend payout %06.0 0.0%   
Avg Mkt Cap Rs m65399 16.4%   
No. of employees `000NANA-   
Total wages & salary Rs m429 13.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m16197 8.2%  
Other income Rs m615 40.8%   
Interest expense Rs m033 0.1%   
Net interest income Rs m16164 9.9%  
Operating expense Rs m788 7.8%   
Gross profit Rs m976 12.3%  
Gross profit margin %57.538.4 149.7%  
Provisions/contingencies Rs m432 11.8%   
Profit before tax Rs m1588 17.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m520 25.0%   
Profit after tax Rs m1068 15.1%  
Net profit margin %63.434.7 182.8%  
BALANCE SHEET DATA
Advances Rs m0885 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %2,496.518.4 13,548.5%  
Net fixed assets Rs m514 37.8%   
Share capital Rs m3035 87.0%   
Free reserves Rs m121599 20.3%   
Net worth Rs m151633 23.9%   
Borrowings Rs m0284 0.0%   
Investments Rs m15 12.6%   
Total assets Rs m152938 16.2%  
Debt/equity ratio x00.4 0.0%   
Return on assets %6.87.3 93.0%  
Return on equity %6.810.8 63.0%  
Capital adequacy ratio %2.267.8 3.2%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m3-41 -6.3%  
From Investments Rs mNA-3 3.4%  
From Financial Activity Rs mNA39 0.0%  
Net Cashflow Rs m3-5 -48.8%  

Share Holding

Indian Promoters % 60.7 59.0 102.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 39.3 41.0 95.9%  
Shareholders   1,856 2,750 67.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GOWRA LEASNG With:   BAJAJ FINANCE    CHOLAMANDALAM INVEST    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    EDELWEISS FINANCIAL    


More on GOWRA LEASNG vs HERITAGE PAC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GOWRA LEASNG vs HERITAGE PAC Share Price Performance

Period GOWRA LEASNG HERITAGE PAC
1-Day 0.73% 0.00%
1-Month 1.27% 0.68%
1-Year 111.42% 69.14%
3-Year CAGR 35.72% 34.29%
5-Year CAGR 21.32% 12.75%

* Compound Annual Growth Rate

Here are more details on the GOWRA LEASNG share price and the HERITAGE PAC share price.

Moving on to shareholding structures...

The promoters of GOWRA LEASNG hold a 60.7% stake in the company. In case of HERITAGE PAC the stake stands at 59.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GOWRA LEASNG and the shareholding pattern of HERITAGE PAC.

Finally, a word on dividends...

In the most recent financial year, GOWRA LEASNG paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

HERITAGE PAC paid Rs 1.2, and its dividend payout ratio stood at 6.0%.

You may visit here to review the dividend history of GOWRA LEASNG, and the dividend history of HERITAGE PAC.

For a sector overview, read our finance sector report.



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