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HERITAGE PAC vs ASHIKA CREDIT - Comparison Results

Rs 100 invested in...

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Current Valuations

    HERITAGE PAC ASHIKA CREDIT HERITAGE PAC/
ASHIKA CREDIT
 
P/E (TTM) x 10.5 2.4 443.6% View Chart
P/BV x 1.1 0.7 158.0% View Chart
Dividend Yield % 0.6 0.0 -  

Financials

 HERITAGE PAC   ASHIKA CREDIT
EQUITY SHARE DATA
    HERITAGE PAC
Mar-23
ASHIKA CREDIT
Mar-23
HERITAGE PAC/
ASHIKA CREDIT
5-Yr Chart
Click to enlarge
High Rs14547 308.8%   
Low Rs8628 305.3%   
Income per share (Unadj.) Rs57.28.9 641.1%  
Earnings per share (Unadj.) Rs19.85.0 400.5%  
Cash flow per share (Unadj.) Rs42.0-5.7 -738.7%  
Dividends per share (Unadj.) Rs1.200-  
Avg Dividend yield %1.00-  
Book value per share (Unadj.) Rs183.548.3 380.1%  
Shares outstanding (eoy) m3.4511.88 29.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.04.2 48.0%   
Avg P/E ratio x5.87.6 76.8%  
Avg P/CF ratio x4.01.8 223.1%  
Avg Price/Bookvalue ratio x0.60.8 80.9%  
Dividend payout %6.00-   
Avg Mkt Cap Rs m399447 89.3%   
No. of employees `000NANA-   
Total wages & salary Rs m2927 105.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m197106 186.2%  
Other income Rs m1519 75.4%   
Interest expense Rs m331 2,869.8%   
Net interest income Rs m164105 156.5%  
Operating expense Rs m8845 197.3%   
Gross profit Rs m7660 126.1%  
Gross profit margin %38.456.7 67.7%  
Provisions/contingencies Rs m32192 16.6%   
Profit before tax Rs m8879 111.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2021 97.1%   
Profit after tax Rs m6859 116.3%  
Net profit margin %34.755.5 62.5%  
BALANCE SHEET DATA
Advances Rs m8850-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %18.427.8 66.2%  
Net fixed assets Rs m142 722.8%   
Share capital Rs m35119 29.0%   
Free reserves Rs m599455 131.6%   
Net worth Rs m633574 110.4%   
Borrowings Rs m2840-   
Investments Rs m5377 1.4%   
Total assets Rs m938605 155.0%  
Debt/equity ratio x0.40-   
Return on assets %7.39.7 75.1%  
Return on equity %10.810.3 105.4%  
Capital adequacy ratio %67.80-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-4199 -41.9%  
From Investments Rs m-3-2 211.2%  
From Financial Activity Rs m39-98 -40.5%  
Net Cashflow Rs m-50 2,056.0%  

Share Holding

Indian Promoters % 59.0 59.0 100.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 2.7 -  
FIIs % 0.0 2.7 -  
ADR/GDR % 0.0 0.0 -  
Free float % 41.0 41.1 99.8%  
Shareholders   2,750 1,697 162.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HERITAGE PAC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on HERITAGE PAC vs Ashika Credit

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HERITAGE PAC vs Ashika Credit Share Price Performance

Period HERITAGE PAC Ashika Credit
1-Day 4.52% 3.08%
1-Month 5.07% -2.90%
1-Year 82.99% -14.43%
3-Year CAGR 38.49% -1.07%
5-Year CAGR 15.01% -2.39%

* Compound Annual Growth Rate

Here are more details on the HERITAGE PAC share price and the Ashika Credit share price.

Moving on to shareholding structures...

The promoters of HERITAGE PAC hold a 59.0% stake in the company. In case of Ashika Credit the stake stands at 59.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HERITAGE PAC and the shareholding pattern of Ashika Credit.

Finally, a word on dividends...

In the most recent financial year, HERITAGE PAC paid a dividend of Rs 1.2 per share. This amounted to a Dividend Payout ratio of 6.0%.

Ashika Credit paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of HERITAGE PAC, and the dividend history of Ashika Credit.



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