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HERITAGE PAC vs JAYBH.CREDIT - Comparison Results

Rs 100 invested in...

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Current Valuations

    HERITAGE PAC JAYBH.CREDIT HERITAGE PAC/
JAYBH.CREDIT
 
P/E (TTM) x 10.4 -3.1 - View Chart
P/BV x 1.1 - - View Chart
Dividend Yield % 0.6 0.0 -  

Financials

 HERITAGE PAC   JAYBH.CREDIT
EQUITY SHARE DATA
    HERITAGE PAC
Mar-23
JAYBH.CREDIT
Mar-23
HERITAGE PAC/
JAYBH.CREDIT
5-Yr Chart
Click to enlarge
High Rs14515 954.3%   
Low Rs867 1,275.6%   
Income per share (Unadj.) Rs57.20-  
Earnings per share (Unadj.) Rs19.8-3.0 -663.1%  
Cash flow per share (Unadj.) Rs42.01.1 3,755.2%  
Dividends per share (Unadj.) Rs1.200-  
Avg Dividend yield %1.00-  
Book value per share (Unadj.) Rs183.5-117.6 -156.1%  
Shares outstanding (eoy) m3.455.00 69.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.00-  
Avg P/E ratio x5.8-3.7 -158.8%  
Avg P/CF ratio x4.0-3.7 -108.4%  
Avg Price/Bookvalue ratio x0.6-0.1 -674.7%  
Dividend payout %6.00-   
Avg Mkt Cap Rs m39955 726.6%   
No. of employees `000NANA-   
Total wages & salary Rs m290 11,900.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1970-  
Other income Rs m159 169.3%   
Interest expense Rs m333 1,102.3%   
Net interest income Rs m164-3 -5,430.5%  
Operating expense Rs m8812 759.5%   
Gross profit Rs m76-15 -517.5%  
Gross profit margin %38.40- 
Provisions/contingencies Rs m320-   
Profit before tax Rs m88-6 -1,466.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m209 223.9%   
Profit after tax Rs m68-15 -457.6%  
Net profit margin %34.70- 
BALANCE SHEET DATA
Advances Rs m8850-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %18.40- 
Net fixed assets Rs m140-   
Share capital Rs m3550 69.0%   
Free reserves Rs m599-638 -93.8%   
Net worth Rs m633-588 -107.7%   
Borrowings Rs m284581 48.8%   
Investments Rs m50-   
Total assets Rs m9381 180,365.4%  
Debt/equity ratio x0.4-1.0 -45.4%   
Return on assets %7.3-2,876.3 -0.3%  
Return on equity %10.82.5 424.9%  
Capital adequacy ratio %67.80-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-41-7 619.6%  
From Investments Rs m-39 -35.4%  
From Financial Activity Rs m39-2 -1,700.9%  
Net Cashflow Rs m-50 -6,425.0%  

Share Holding

Indian Promoters % 59.0 15.2 387.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 41.0 84.8 48.3%  
Shareholders   2,750 2,576 106.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HERITAGE PAC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on HERITAGE PAC vs JAYBH.CREDIT

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HERITAGE PAC vs JAYBH.CREDIT Share Price Performance

Period HERITAGE PAC JAYBH.CREDIT
1-Day 3.38% 4.91%
1-Month 3.92% -23.72%
1-Year 80.99% 57.37%
3-Year CAGR 37.98% 20.87%
5-Year CAGR 14.75% -2.46%

* Compound Annual Growth Rate

Here are more details on the HERITAGE PAC share price and the JAYBH.CREDIT share price.

Moving on to shareholding structures...

The promoters of HERITAGE PAC hold a 59.0% stake in the company. In case of JAYBH.CREDIT the stake stands at 15.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HERITAGE PAC and the shareholding pattern of JAYBH.CREDIT.

Finally, a word on dividends...

In the most recent financial year, HERITAGE PAC paid a dividend of Rs 1.2 per share. This amounted to a Dividend Payout ratio of 6.0%.

JAYBH.CREDIT paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of HERITAGE PAC, and the dividend history of JAYBH.CREDIT.



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