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HERITAGE PAC vs SG FINSERVE - Comparison Results

Rs 100 invested in...

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Current Valuations

    HERITAGE PAC SG FINSERVE HERITAGE PAC/
SG FINSERVE
 
P/E (TTM) x 10.4 35.2 29.5% View Chart
P/BV x 1.1 4.7 23.2% View Chart
Dividend Yield % 0.6 0.0 -  

Financials

 HERITAGE PAC   SG FINSERVE
EQUITY SHARE DATA
    HERITAGE PAC
Mar-23
SG FINSERVE
Mar-23
HERITAGE PAC/
SG FINSERVE
5-Yr Chart
Click to enlarge
High Rs145615 23.6%   
Low Rs8641 212.1%   
Income per share (Unadj.) Rs57.210.0 569.4%  
Earnings per share (Unadj.) Rs19.84.5 444.9%  
Cash flow per share (Unadj.) Rs42.0-2.9 -1,437.3%  
Dividends per share (Unadj.) Rs1.200-  
Avg Dividend yield %1.00-  
Book value per share (Unadj.) Rs183.5125.4 146.3%  
Shares outstanding (eoy) m3.4541.27 8.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.032.6 6.2%   
Avg P/E ratio x5.873.5 7.9%  
Avg P/CF ratio x4.021.1 18.8%  
Avg Price/Bookvalue ratio x0.62.6 24.1%  
Dividend payout %6.00-   
Avg Mkt Cap Rs m39913,527 2.9%   
No. of employees `000NANA-   
Total wages & salary Rs m2921 137.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m197414 47.6%  
Other income Rs m155 285.8%   
Interest expense Rs m3384 39.5%   
Net interest income Rs m164330 49.7%  
Operating expense Rs m8885 103.9%   
Gross profit Rs m76245 30.9%  
Gross profit margin %38.459.2 64.9%  
Provisions/contingencies Rs m32456 7.0%   
Profit before tax Rs m88250 35.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2066 30.2%   
Profit after tax Rs m68184 37.2%  
Net profit margin %34.744.4 78.1%  
BALANCE SHEET DATA
Advances Rs m8850-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %18.40- 
Net fixed assets Rs m142 625.6%   
Share capital Rs m35413 8.4%   
Free reserves Rs m5994,763 12.6%   
Net worth Rs m6335,175 12.2%   
Borrowings Rs m2844,930 5.8%   
Investments Rs m50-   
Total assets Rs m93810,782 8.7%  
Debt/equity ratio x0.41.0 47.0%   
Return on assets %7.31.7 427.5%  
Return on equity %10.83.6 304.0%  
Capital adequacy ratio %67.854.0 125.6%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-41-9,407 0.4%  
From Investments Rs m-320 -15.8%  
From Financial Activity Rs m3910,300 0.4%  
Net Cashflow Rs m-5913 -0.6%  

Share Holding

Indian Promoters % 59.0 47.8 123.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 1.6 -  
FIIs % 0.0 0.2 -  
ADR/GDR % 0.0 0.0 -  
Free float % 41.0 52.2 78.4%  
Shareholders   2,750 11,368 24.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HERITAGE PAC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on HERITAGE PAC vs SG FINSERVE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HERITAGE PAC vs SG FINSERVE Share Price Performance

Period HERITAGE PAC SG FINSERVE
1-Day 3.38% -2.03%
1-Month 3.92% 5.23%
1-Year 80.99% -13.49%
3-Year CAGR 37.98% 467.66%
5-Year CAGR 14.75% 172.20%

* Compound Annual Growth Rate

Here are more details on the HERITAGE PAC share price and the SG FINSERVE share price.

Moving on to shareholding structures...

The promoters of HERITAGE PAC hold a 59.0% stake in the company. In case of SG FINSERVE the stake stands at 47.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HERITAGE PAC and the shareholding pattern of SG FINSERVE.

Finally, a word on dividends...

In the most recent financial year, HERITAGE PAC paid a dividend of Rs 1.2 per share. This amounted to a Dividend Payout ratio of 6.0%.

SG FINSERVE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of HERITAGE PAC, and the dividend history of SG FINSERVE.



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