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ICDS vs UNITED CRED. - Comparison Results

Rs 100 invested in...

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Current Valuations

    ICDS UNITED CRED. ICDS/
UNITED CRED.
 
P/E (TTM) x 52.7 8.8 597.3% View Chart
P/BV x 1.9 0.4 429.9% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 ICDS   UNITED CRED.
EQUITY SHARE DATA
    ICDS
Mar-23
UNITED CRED.
Mar-23
ICDS/
UNITED CRED.
5-Yr Chart
Click to enlarge
High Rs4628 162.4%   
Low Rs1710 179.6%   
Income per share (Unadj.) Rs1.55.4 27.2%  
Earnings per share (Unadj.) Rs0.31.4 21.5%  
Cash flow per share (Unadj.) Rs1.85.4 33.3%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs19.651.3 38.2%  
Shares outstanding (eoy) m13.035.33 244.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x21.43.5 613.9%   
Avg P/E ratio x108.213.9 776.0%  
Avg P/CF ratio x108.213.9 776.0%  
Avg Price/Bookvalue ratio x1.60.4 436.9%  
Dividend payout %00-   
Avg Mkt Cap Rs m412101 407.7%   
No. of employees `000NANA-   
Total wages & salary Rs m77 98.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1929 66.4%  
Other income Rs m80 2,776.7%   
Interest expense Rs m10 914.3%   
Net interest income Rs m1929 64.4%  
Operating expense Rs m1820 90.0%   
Gross profit Rs m19 7.2%  
Gross profit margin %3.330.8 10.8%  
Provisions/contingencies Rs m00-   
Profit before tax Rs m59 61.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m21 107.0%   
Profit after tax Rs m47 52.6%  
Net profit margin %19.825.0 79.1%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %17.228.1 61.2%  
Net fixed assets Rs m352 1,596.8%   
Share capital Rs m13055 237.2%   
Free reserves Rs m125219 57.1%   
Net worth Rs m255273 93.3%   
Borrowings Rs m30-   
Investments Rs m108103 105.2%   
Total assets Rs m268285 94.2%  
Debt/equity ratio x00-   
Return on assets %1.42.5 55.8%  
Return on equity %1.52.6 56.3%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m643 2,079.1%  
From Investments Rs m-62-1 4,605.2%  
From Financial Activity Rs m-21 -156.3%  
Net Cashflow Rs m03 -2.0%  

Share Holding

Indian Promoters % 51.4 57.3 89.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.9 0.5 901.9%  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 48.6 42.7 113.9%  
Shareholders   7,994 2,460 325.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ICDS With:   BAJAJ FINANCE    CHOLAMANDALAM INVEST    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    INDIABULLS HOU. FIN.    


More on I.C.D.S. vs UNITED CRED.

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

I.C.D.S. vs UNITED CRED. Share Price Performance

Period I.C.D.S. UNITED CRED.
1-Day -2.00% 1.23%
1-Month -4.04% 10.95%
1-Year 38.21% 46.03%
3-Year CAGR 29.81% 31.26%
5-Year CAGR 16.94% 4.28%

* Compound Annual Growth Rate

Here are more details on the I.C.D.S. share price and the UNITED CRED. share price.

Moving on to shareholding structures...

The promoters of I.C.D.S. hold a 51.4% stake in the company. In case of UNITED CRED. the stake stands at 57.3%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of I.C.D.S. and the shareholding pattern of UNITED CRED..

Finally, a word on dividends...

In the most recent financial year, I.C.D.S. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

UNITED CRED. paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of I.C.D.S., and the dividend history of UNITED CRED..

For a sector overview, read our finance sector report.



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