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VISAGAR FINANCIAL vs PNB GILTS - Comparison Results

Rs 100 invested in...

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Current Valuations

    VISAGAR FINANCIAL PNB GILTS VISAGAR FINANCIAL/
PNB GILTS
 
P/E (TTM) x 6.5 136.7 4.8% View Chart
P/BV x 0.8 1.6 47.1% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 VISAGAR FINANCIAL   PNB GILTS
EQUITY SHARE DATA
    VISAGAR FINANCIAL
Mar-23
PNB GILTS
Mar-23
VISAGAR FINANCIAL/
PNB GILTS
5-Yr Chart
Click to enlarge
High Rs379 3.6%   
Low Rs155 1.2%   
Income per share (Unadj.) Rs0.968.3 1.3%  
Earnings per share (Unadj.) Rs0-4.3 -0.5%  
Cash flow per share (Unadj.) Rs0.812.0 6.4%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs1.170.0 1.5%  
Shares outstanding (eoy) m583.92180.01 324.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.01.0 203.7%   
Avg P/E ratio x81.1-15.6 -518.2%  
Avg P/CF ratio x12.6-37.3 -33.7%  
Avg Price/Bookvalue ratio x1.71.0 174.8%  
Dividend payout %00-   
Avg Mkt Cap Rs m1,03612,079 8.6%   
No. of employees `000NANA-   
Total wages & salary Rs m3116 2.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m51812,298 4.2%  
Other income Rs m06 0.0%   
Interest expense Rs m19,756 0.0%   
Net interest income Rs m5172,542 20.3%  
Operating expense Rs m4983,464 14.4%   
Gross profit Rs m18-922 -2.0%  
Gross profit margin %3.5-7.5 -46.7%  
Provisions/contingencies Rs m70448 15.5%   
Profit before tax Rs m18-851 -2.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m5-78 -6.8%   
Profit after tax Rs m13-772 -1.7%  
Net profit margin %2.5-6.3 -39.3%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %88.11.4 6,482.0%  
Net fixed assets Rs m070 0.1%   
Share capital Rs m5841,800 32.4%   
Free reserves Rs m3510,800 0.3%   
Net worth Rs m61912,600 4.9%   
Borrowings Rs m149192,384 0.1%   
Investments Rs m586186,979 0.3%   
Total assets Rs m776214,872 0.4%  
Debt/equity ratio x0.215.3 1.6%   
Return on assets %1.6-0.4 -458.5%  
Return on equity %2.1-6.1 -33.7%  
Capital adequacy ratio %031.8 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-541-46,383 1.2%  
From Investments Rs mNA-144 0.0%  
From Financial Activity Rs m55346,180 1.2%  
Net Cashflow Rs m11-347 -3.3%  

Share Holding

Indian Promoters % 6.0 74.1 8.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 94.1 25.9 362.7%  
Shareholders   161,691 82,765 195.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare VISAGAR FINANCIAL With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on INCA FINLEASE vs PNB GILTS

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

INCA FINLEASE vs PNB GILTS Share Price Performance

Period INCA FINLEASE PNB GILTS
1-Day -2.44% 2.75%
1-Month -1.23% -1.88%
1-Year -20.00% 85.43%
3-Year CAGR 46.71% 29.20%
5-Year CAGR 46.14% 30.00%

* Compound Annual Growth Rate

Here are more details on the INCA FINLEASE share price and the PNB GILTS share price.

Moving on to shareholding structures...

The promoters of INCA FINLEASE hold a 6.0% stake in the company. In case of PNB GILTS the stake stands at 74.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INCA FINLEASE and the shareholding pattern of PNB GILTS.

Finally, a word on dividends...

In the most recent financial year, INCA FINLEASE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

PNB GILTS paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of INCA FINLEASE, and the dividend history of PNB GILTS.

For a sector overview, read our finance sector report.



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