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VISAGAR FINANCIAL vs UJJIVAN FINANCIAL SERVICES - Comparison Results

Rs 100 invested in...

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Current Valuations

    VISAGAR FINANCIAL UJJIVAN FINANCIAL SERVICES VISAGAR FINANCIAL/
UJJIVAN FINANCIAL SERVICES
 
P/E (TTM) x 6.4 6.2 104.6% View Chart
P/BV x 0.7 2.2 34.1% View Chart
Dividend Yield % 0.0 0.9 -  

Financials

 VISAGAR FINANCIAL   UJJIVAN FINANCIAL SERVICES
EQUITY SHARE DATA
    VISAGAR FINANCIAL
Mar-23
UJJIVAN FINANCIAL SERVICES
Mar-23
VISAGAR FINANCIAL/
UJJIVAN FINANCIAL SERVICES
5-Yr Chart
Click to enlarge
High Rs3313 0.9%   
Low Rs1103 0.7%   
Income per share (Unadj.) Rs0.9363.4 0.2%  
Earnings per share (Unadj.) Rs073.2 0.0%  
Cash flow per share (Unadj.) Rs0.8226.8 0.3%  
Dividends per share (Unadj.) Rs05.00 0.0%  
Avg Dividend yield %02.4 0.0%  
Book value per share (Unadj.) Rs1.1259.9 0.4%  
Shares outstanding (eoy) m583.92121.68 479.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.00.6 349.4%   
Avg P/E ratio x81.12.8 2,851.1%  
Avg P/CF ratio x12.62.5 499.4%  
Avg Price/Bookvalue ratio x1.70.8 209.2%  
Dividend payout %06.8 0.0%   
Avg Mkt Cap Rs m1,03625,321 4.1%   
No. of employees `000NANA-   
Total wages & salary Rs m39,298 0.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m51844,213 1.2%  
Other income Rs m03,582 0.0%   
Interest expense Rs m114,931 0.0%   
Net interest income Rs m51729,282 1.8%  
Operating expense Rs m49815,928 3.1%   
Gross profit Rs m1813,354 0.1%  
Gross profit margin %3.530.2 11.6%  
Provisions/contingencies Rs m701,138 6.1%   
Profit before tax Rs m1815,308 0.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-2,496 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m53,905 0.1%   
Profit after tax Rs m138,907 0.1%  
Net profit margin %2.520.1 12.3%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %88.133.9 260.2%  
Net fixed assets Rs m06,836 0.0%   
Share capital Rs m5841,217 48.0%   
Free reserves Rs m3530,405 0.1%   
Net worth Rs m61931,622 2.0%   
Borrowings Rs m1490-   
Investments Rs m58686,441 0.7%   
Total assets Rs m776351,533 0.2%  
Debt/equity ratio x0.20-   
Return on assets %1.62.5 65.0%  
Return on equity %2.128.2 7.3%  
Capital adequacy ratio %025.8 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-54120,727 -2.6%  
From Investments Rs mNA-45,541 0.0%  
From Financial Activity Rs m55326,402 2.1%  
Net Cashflow Rs m111,587 0.7%  

Share Holding

Indian Promoters % 6.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 42.7 -  
FIIs % 0.0 35.3 -  
ADR/GDR % 0.0 0.0 -  
Free float % 94.1 100.0 94.1%  
Shareholders   161,691 96,524 167.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare VISAGAR FINANCIAL With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on INCA FINLEASE vs UJJIVAN FINANCIAL SERVICES

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

INCA FINLEASE vs UJJIVAN FINANCIAL SERVICES Share Price Performance

Period INCA FINLEASE UJJIVAN FINANCIAL SERVICES
1-Day -3.66% 1.39%
1-Month -2.47% 12.72%
1-Year -21.00% 101.24%
3-Year CAGR 46.10% 39.85%
5-Year CAGR 45.78% 11.82%

* Compound Annual Growth Rate

Here are more details on the INCA FINLEASE share price and the UJJIVAN FINANCIAL SERVICES share price.

Moving on to shareholding structures...

The promoters of INCA FINLEASE hold a 6.0% stake in the company. In case of UJJIVAN FINANCIAL SERVICES the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INCA FINLEASE and the shareholding pattern of UJJIVAN FINANCIAL SERVICES.

Finally, a word on dividends...

In the most recent financial year, INCA FINLEASE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

UJJIVAN FINANCIAL SERVICES paid Rs 5.0, and its dividend payout ratio stood at 6.8%.

You may visit here to review the dividend history of INCA FINLEASE, and the dividend history of UJJIVAN FINANCIAL SERVICES.

For a sector overview, read our finance sector report.



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