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INDUSTRIAL & PRUD. INVST. vs ORACLE CREDIT - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDUSTRIAL & PRUD. INVST. ORACLE CREDIT INDUSTRIAL & PRUD. INVST./
ORACLE CREDIT
 
P/E (TTM) x 157.6 33.4 472.2% View Chart
P/BV x 1.4 6.0 23.8% View Chart
Dividend Yield % 1.1 0.3 323.8%  

Financials

 INDUSTRIAL & PRUD. INVST.   ORACLE CREDIT
EQUITY SHARE DATA
    INDUSTRIAL & PRUD. INVST.
Mar-23
ORACLE CREDIT
Mar-23
INDUSTRIAL & PRUD. INVST./
ORACLE CREDIT
5-Yr Chart
Click to enlarge
High Rs2,189341 641.9%   
Low Rs1,20041 2,944.8%   
Income per share (Unadj.) Rs43.228.1 154.0%  
Earnings per share (Unadj.) Rs266.29.7 2,742.4%  
Cash flow per share (Unadj.) Rs278.015.6 1,782.5%  
Dividends per share (Unadj.) Rs60.000.50 12,000.0%  
Avg Dividend yield %3.50.3 1,351.8%  
Book value per share (Unadj.) Rs3,690.835.2 10,470.9%  
Shares outstanding (eoy) m1.686.94 24.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x39.16.8 575.4%   
Avg P/E ratio x6.319.7 32.3%  
Avg P/CF ratio x6.310.4 61.0%  
Avg Price/Bookvalue ratio x0.55.4 8.5%  
Dividend payout %22.55.1 436.6%   
Avg Mkt Cap Rs m2,8401,324 214.4%   
No. of employees `000NANA-   
Total wages & salary Rs m126 2.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m73195 37.3%  
Other income Rs m11 70.2%   
Interest expense Rs m019 0.0%   
Net interest income Rs m73176 41.3%  
Operating expense Rs m1167 15.8%   
Gross profit Rs m62109 57.1%  
Gross profit margin %85.455.7 153.1%  
Provisions/contingencies Rs m060 0.0%   
Profit before tax Rs m456101 452.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m934 27.7%   
Profit after tax Rs m44767 663.9%  
Net profit margin %616.334.6 1,781.2%  
BALANCE SHEET DATA
Advances Rs m500-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %1.162.2 1.8%  
Net fixed assets Rs m0120 0.0%   
Share capital Rs m1769 24.2%   
Free reserves Rs m6,184175 3,528.5%   
Net worth Rs m6,201245 2,534.7%   
Borrowings Rs m0384 0.0%   
Investments Rs m6,320282 2,237.1%   
Total assets Rs m6,390758 842.9%  
Debt/equity ratio x01.6 0.0%   
Return on assets %7.08.9 78.8%  
Return on equity %7.227.5 26.2%  
Capital adequacy ratio %41.10-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m107-236 -45.5%  
From Investments Rs m-26-174 14.9%  
From Financial Activity Rs m-84442 -19.0%  
Net Cashflow Rs m-232 -7.4%  

Share Holding

Indian Promoters % 68.2 15.7 434.5%  
Foreign collaborators % 0.0 15.4 -  
Indian inst/Mut Fund % 0.1 0.3 27.6%  
FIIs % 0.0 0.3 -  
ADR/GDR % 0.0 0.0 -  
Free float % 31.8 68.9 46.2%  
Shareholders   1,979 4,276 46.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDUSTRIAL & PRUD. INVST. With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on INDUSTRIAL & PRUD. INVST. vs ORACLE CREDIT

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

INDUSTRIAL & PRUD. INVST. vs ORACLE CREDIT Share Price Performance

Period INDUSTRIAL & PRUD. INVST. ORACLE CREDIT
1-Day -2.95% -1.48%
1-Month 7.62% -4.67%
1-Year 174.20% 8.70%
3-Year CAGR 67.88% 150.57%
5-Year CAGR 42.24% 62.55%

* Compound Annual Growth Rate

Here are more details on the INDUSTRIAL & PRUD. INVST. share price and the ORACLE CREDIT share price.

Moving on to shareholding structures...

The promoters of INDUSTRIAL & PRUD. INVST. hold a 68.2% stake in the company. In case of ORACLE CREDIT the stake stands at 31.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INDUSTRIAL & PRUD. INVST. and the shareholding pattern of ORACLE CREDIT.

Finally, a word on dividends...

In the most recent financial year, INDUSTRIAL & PRUD. INVST. paid a dividend of Rs 60.0 per share. This amounted to a Dividend Payout ratio of 22.5%.

ORACLE CREDIT paid Rs 0.5, and its dividend payout ratio stood at 5.1%.

You may visit here to review the dividend history of INDUSTRIAL & PRUD. INVST., and the dividend history of ORACLE CREDIT.

For a sector overview, read our finance sector report.



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