INDUSTRIAL & PRUD. INVST. | SBI CARDS | INDUSTRIAL & PRUD. INVST./ SBI CARDS |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 156.8 | 30.5 | 514.5% | View Chart |
P/BV | x | 1.4 | 7.3 | 19.6% | View Chart |
Dividend Yield | % | 1.1 | 0.3 | 341.5% |
INDUSTRIAL & PRUD. INVST. SBI CARDS |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
INDUSTRIAL & PRUD. INVST. Mar-23 |
SBI CARDS Mar-23 |
INDUSTRIAL & PRUD. INVST./ SBI CARDS |
5-Yr Chart Click to enlarge
|
||
High | Rs | 2,189 | 1,029 | 212.8% | |
Low | Rs | 1,200 | 656 | 182.9% | |
Income per share (Unadj.) | Rs | 43.2 | 144.5 | 29.9% | |
Earnings per share (Unadj.) | Rs | 266.2 | 23.9 | 1,115.0% | |
Cash flow per share (Unadj.) | Rs | 278.0 | 124.7 | 223.1% | |
Dividends per share (Unadj.) | Rs | 60.00 | 2.50 | 2,400.0% | |
Avg Dividend yield | % | 3.5 | 0.3 | 1,193.2% | |
Book value per share (Unadj.) | Rs | 3,690.8 | 103.5 | 3,566.7% | |
Shares outstanding (eoy) | m | 1.68 | 946.07 | 0.2% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 39.1 | 5.8 | 671.1% | |
Avg P/E ratio | x | 6.3 | 35.3 | 18.0% | |
Avg P/CF ratio | x | 6.3 | 34.6 | 18.4% | |
Avg Price/Bookvalue ratio | x | 0.5 | 8.1 | 5.6% | |
Dividend payout | % | 22.5 | 10.5 | 214.7% | |
Avg Mkt Cap | Rs m | 2,840 | 796,997 | 0.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 1 | 5,619 | 0.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 73 | 136,666 | 0.1% | |
Other income | Rs m | 1 | 6,190 | 0.0% | |
Interest expense | Rs m | 0 | 22,840 | 0.0% | |
Net interest income | Rs m | 73 | 113,826 | 0.1% | |
Operating expense | Rs m | 11 | 88,073 | 0.0% | |
Gross profit | Rs m | 62 | 25,754 | 0.2% | |
Gross profit margin | % | 85.4 | 18.8 | 452.9% | |
Provisions/contingencies | Rs m | 0 | 449 | 0.0% | |
Profit before tax | Rs m | 456 | 30,306 | 1.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 9 | 7,721 | 0.1% | |
Profit after tax | Rs m | 447 | 22,585 | 2.0% | |
Net profit margin | % | 616.3 | 16.5 | 3,729.3% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 50 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 1.1 | 524.4 | 0.2% | |
Net fixed assets | Rs m | 0 | 5,510 | 0.0% | |
Share capital | Rs m | 17 | 9,461 | 0.2% | |
Free reserves | Rs m | 6,184 | 88,439 | 7.0% | |
Net worth | Rs m | 6,201 | 97,899 | 6.3% | |
Borrowings | Rs m | 0 | 231,429 | 0.0% | |
Investments | Rs m | 6,320 | 21,705 | 29.1% | |
Total assets | Rs m | 6,390 | 452,989 | 1.4% | |
Debt/equity ratio | x | 0 | 2.4 | 0.0% | |
Return on assets | % | 7.0 | 5.0 | 140.4% | |
Return on equity | % | 7.2 | 23.1 | 31.3% | |
Capital adequacy ratio | % | 41.1 | 23.1 | 178.2% | |
Net NPAs | % | 0 | 0.9 | 0.0% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 107 | -66,705 | -0.2% | |
From Investments | Rs m | -26 | -9,214 | 0.3% | |
From Financial Activity | Rs m | -84 | 78,236 | -0.1% | |
Net Cashflow | Rs m | -2 | 2,316 | -0.1% |
Indian Promoters | % | 68.2 | 68.6 | 99.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.1 | 25.3 | 0.3% | |
FIIs | % | 0.0 | 8.6 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 31.8 | 31.4 | 101.5% | |
Shareholders | 1,979 | 1,036,632 | 0.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare INDUSTRIAL & PRUD. INVST. With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST AAVAS FINANCIERS INDIABULLS HOU. FIN.
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | INDUSTRIAL & PRUD. INVST. | SBI CARDS |
---|---|---|
1-Day | -3.42% | -1.02% |
1-Month | 7.09% | 7.71% |
1-Year | 172.86% | -3.29% |
3-Year CAGR | 67.60% | -6.54% |
5-Year CAGR | 42.10% | 1.89% |
* Compound Annual Growth Rate
Here are more details on the INDUSTRIAL & PRUD. INVST. share price and the SBI CARDS share price.
Moving on to shareholding structures...
The promoters of INDUSTRIAL & PRUD. INVST. hold a 68.2% stake in the company. In case of SBI CARDS the stake stands at 68.6%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INDUSTRIAL & PRUD. INVST. and the shareholding pattern of SBI CARDS.
Finally, a word on dividends...
In the most recent financial year, INDUSTRIAL & PRUD. INVST. paid a dividend of Rs 60.0 per share. This amounted to a Dividend Payout ratio of 22.5%.
SBI CARDS paid Rs 2.5, and its dividend payout ratio stood at 10.5%.
You may visit here to review the dividend history of INDUSTRIAL & PRUD. INVST., and the dividend history of SBI CARDS.
For a sector overview, read our finance sector report.
After opening the day on high, Indian share markets reversed the trend as the session progressed and ended the lower.