IRFC | L&T FINANCE HOLDINGS | IRFC/ L&T FINANCE HOLDINGS |
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P/E (TTM) | x | 36.3 | 17.0 | 212.9% | View Chart |
P/BV | x | 5.1 | 1.8 | 277.9% | View Chart |
Dividend Yield | % | 0.8 | 1.3 | 66.6% |
IRFC L&T FINANCE HOLDINGS |
EQUITY SHARE DATA | |||||
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IRFC Mar-23 |
L&T FINANCE HOLDINGS Mar-23 |
IRFC/ L&T FINANCE HOLDINGS |
5-Yr Chart Click to enlarge
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High | Rs | 37 | 98 | 37.8% | |
Low | Rs | 19 | 66 | 29.2% | |
Income per share (Unadj.) | Rs | 18.3 | 51.5 | 35.5% | |
Earnings per share (Unadj.) | Rs | 4.8 | -2.6 | -187.3% | |
Cash flow per share (Unadj.) | Rs | 4.9 | 30.6 | 15.9% | |
Dividends per share (Unadj.) | Rs | 1.50 | 2.00 | 75.0% | |
Avg Dividend yield | % | 5.3 | 2.4 | 218.4% | |
Book value per share (Unadj.) | Rs | 34.8 | 86.3 | 40.3% | |
Shares outstanding (eoy) | m | 13,068.51 | 2,479.67 | 527.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.5 | 1.6 | 96.8% | |
Avg P/E ratio | x | 5.8 | -31.7 | -18.3% | |
Avg P/CF ratio | x | 5.7 | -32.8 | -17.5% | |
Avg Price/Bookvalue ratio | x | 0.8 | 1.0 | 85.1% | |
Dividend payout | % | 30.9 | -77.2 | -40.1% | |
Avg Mkt Cap | Rs m | 368,532 | 203,643 | 181.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 131 | 14,059 | 0.9% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 238,918 | 127,750 | 187.0% | |
Other income | Rs m | 408 | 33,759 | 1.2% | |
Interest expense | Rs m | 174,472 | 58,222 | 299.7% | |
Net interest income | Rs m | 64,446 | 69,527 | 92.7% | |
Operating expense | Rs m | 1,343 | 80,867 | 1.7% | |
Gross profit | Rs m | 63,103 | -11,340 | -556.5% | |
Gross profit margin | % | 26.4 | -8.9 | -297.5% | |
Provisions/contingencies | Rs m | 1,048 | 209 | 501.7% | |
Profit before tax | Rs m | 63,370 | -5,565 | -1,138.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 868 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 0 | 1,724 | 0.0% | |
Profit after tax | Rs m | 63,370 | -6,421 | -986.9% | |
Net profit margin | % | 26.5 | -5.0 | -527.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 751,546 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 86.7 | 7.7 | 1,126.6% | |
Net fixed assets | Rs m | 192 | 2,410 | 8.0% | |
Share capital | Rs m | 130,685 | 24,797 | 527.0% | |
Free reserves | Rs m | 324,018 | 189,077 | 171.4% | |
Net worth | Rs m | 454,703 | 213,873 | 212.6% | |
Borrowings | Rs m | 0 | 252,490 | 0.0% | |
Investments | Rs m | 74,362 | 152,282 | 48.8% | |
Total assets | Rs m | 4,911,467 | 1,045,011 | 470.0% | |
Debt/equity ratio | x | 0 | 1.2 | 0.0% | |
Return on assets | % | 1.3 | -0.6 | -210.0% | |
Return on equity | % | 13.9 | -3.0 | -464.2% | |
Capital adequacy ratio | % | 512.0 | 24.5 | 2,088.2% | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | -285,838 | 74,905 | -381.6% | |
From Investments | Rs m | 1 | -11,070 | -0.0% | |
From Financial Activity | Rs m | 286,433 | -16,638 | -1,721.5% | |
Net Cashflow | Rs m | 595 | 41,927 | 1.4% |
Indian Promoters | % | 86.4 | 65.9 | 131.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 2.0 | 19.7 | 10.0% | |
FIIs | % | 1.1 | 11.0 | 9.8% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 13.6 | 34.1 | 40.0% | |
Shareholders | 4,526,341 | 711,555 | 636.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare IRFC With: CHOLAMANDALAM INVEST BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT SBI CARDS EDELWEISS FINANCIAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | IRFC | L&T FINANCE |
---|---|---|
1-Day | 3.06% | -1.09% |
1-Month | 23.87% | -3.17% |
1-Year | 434.91% | 58.97% |
3-Year CAGR | 96.99% | 20.36% |
5-Year CAGR | 48.34% | 6.44% |
* Compound Annual Growth Rate
Here are more details on the IRFC share price and the L&T FINANCE share price.
Moving on to shareholding structures...
The promoters of IRFC hold a 86.4% stake in the company. In case of L&T FINANCE the stake stands at 65.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of IRFC and the shareholding pattern of L&T FINANCE.
Finally, a word on dividends...
In the most recent financial year, IRFC paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 30.9%.
L&T FINANCE paid Rs 2.0, and its dividend payout ratio stood at -77.2%.
You may visit here to review the dividend history of IRFC, and the dividend history of L&T FINANCE.
For a sector overview, read our finance sector report.
After opening the day lower, Indian share continued the momentum as the session progressed and ended the day lower.