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IRFC vs L&T FINANCE HOLDINGS - Comparison Results

Rs 100 invested in...

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Current Valuations

    IRFC L&T FINANCE HOLDINGS IRFC/
L&T FINANCE HOLDINGS
 
P/E (TTM) x 36.3 17.0 212.9% View Chart
P/BV x 5.1 1.8 277.9% View Chart
Dividend Yield % 0.8 1.3 66.6%  

Financials

 IRFC   L&T FINANCE HOLDINGS
EQUITY SHARE DATA
    IRFC
Mar-23
L&T FINANCE HOLDINGS
Mar-23
IRFC/
L&T FINANCE HOLDINGS
5-Yr Chart
Click to enlarge
High Rs3798 37.8%   
Low Rs1966 29.2%   
Income per share (Unadj.) Rs18.351.5 35.5%  
Earnings per share (Unadj.) Rs4.8-2.6 -187.3%  
Cash flow per share (Unadj.) Rs4.930.6 15.9%  
Dividends per share (Unadj.) Rs1.502.00 75.0%  
Avg Dividend yield %5.32.4 218.4%  
Book value per share (Unadj.) Rs34.886.3 40.3%  
Shares outstanding (eoy) m13,068.512,479.67 527.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.51.6 96.8%   
Avg P/E ratio x5.8-31.7 -18.3%  
Avg P/CF ratio x5.7-32.8 -17.5%  
Avg Price/Bookvalue ratio x0.81.0 85.1%  
Dividend payout %30.9-77.2 -40.1%   
Avg Mkt Cap Rs m368,532203,643 181.0%   
No. of employees `000NANA-   
Total wages & salary Rs m13114,059 0.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m238,918127,750 187.0%  
Other income Rs m40833,759 1.2%   
Interest expense Rs m174,47258,222 299.7%   
Net interest income Rs m64,44669,527 92.7%  
Operating expense Rs m1,34380,867 1.7%   
Gross profit Rs m63,103-11,340 -556.5%  
Gross profit margin %26.4-8.9 -297.5%  
Provisions/contingencies Rs m1,048209 501.7%   
Profit before tax Rs m63,370-5,565 -1,138.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0868 0.0%   
Prior Period Items Rs m00-   
Tax Rs m01,724 0.0%   
Profit after tax Rs m63,370-6,421 -986.9%  
Net profit margin %26.5-5.0 -527.7%  
BALANCE SHEET DATA
Advances Rs m0751,546 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %86.77.7 1,126.6%  
Net fixed assets Rs m1922,410 8.0%   
Share capital Rs m130,68524,797 527.0%   
Free reserves Rs m324,018189,077 171.4%   
Net worth Rs m454,703213,873 212.6%   
Borrowings Rs m0252,490 0.0%   
Investments Rs m74,362152,282 48.8%   
Total assets Rs m4,911,4671,045,011 470.0%  
Debt/equity ratio x01.2 0.0%   
Return on assets %1.3-0.6 -210.0%  
Return on equity %13.9-3.0 -464.2%  
Capital adequacy ratio %512.024.5 2,088.2%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-285,83874,905 -381.6%  
From Investments Rs m1-11,070 -0.0%  
From Financial Activity Rs m286,433-16,638 -1,721.5%  
Net Cashflow Rs m59541,927 1.4%  

Share Holding

Indian Promoters % 86.4 65.9 131.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 2.0 19.7 10.0%  
FIIs % 1.1 11.0 9.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.6 34.1 40.0%  
Shareholders   4,526,341 711,555 636.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare IRFC With:   CHOLAMANDALAM INVEST    BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    EDELWEISS FINANCIAL    


More on IRFC vs L&T FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

IRFC vs L&T FINANCE Share Price Performance

Period IRFC L&T FINANCE
1-Day 3.06% -1.09%
1-Month 23.87% -3.17%
1-Year 434.91% 58.97%
3-Year CAGR 96.99% 20.36%
5-Year CAGR 48.34% 6.44%

* Compound Annual Growth Rate

Here are more details on the IRFC share price and the L&T FINANCE share price.

Moving on to shareholding structures...

The promoters of IRFC hold a 86.4% stake in the company. In case of L&T FINANCE the stake stands at 65.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of IRFC and the shareholding pattern of L&T FINANCE.

Finally, a word on dividends...

In the most recent financial year, IRFC paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 30.9%.

L&T FINANCE paid Rs 2.0, and its dividend payout ratio stood at -77.2%.

You may visit here to review the dividend history of IRFC, and the dividend history of L&T FINANCE.

For a sector overview, read our finance sector report.



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