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INTER ST.FIN vs KWALITY CREDIT - Comparison Results

Rs 100 invested in...

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Current Valuations

    INTER ST.FIN KWALITY CREDIT INTER ST.FIN/
KWALITY CREDIT
 
P/E (TTM) x -1,229.1 -802.3 - View Chart
P/BV x 1.4 0.3 449.3% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 INTER ST.FIN   KWALITY CREDIT
EQUITY SHARE DATA
    INTER ST.FIN
Mar-23
KWALITY CREDIT
Mar-21
INTER ST.FIN/
KWALITY CREDIT
5-Yr Chart
Click to enlarge
High Rs329 345.0%   
Low Rs29 19.5%   
Income per share (Unadj.) Rs0.20.6 29.4%  
Earnings per share (Unadj.) Rs0-1.2 -0.1%  
Cash flow per share (Unadj.) Rs0.2-55,722.2 -0.0%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs1.524.6 6.1%  
Shares outstanding (eoy) m95.004.22 2,251.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x95.315.4 619.9%   
Avg P/E ratio x21,804.1-7.8 -278,401.8%  
Avg P/CF ratio x1,531.00 933,835,141.0%  
Avg Price/Bookvalue ratio x11.20.4 3,006.7%  
Dividend payout %00-   
Avg Mkt Cap Rs m1,58139 4,100.4%   
No. of employees `000NANA-   
Total wages & salary Rs m32 146.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m173 661.0%  
Other income Rs m10-   
Interest expense Rs m00 150.0%   
Net interest income Rs m162 705.2%  
Operating expense Rs m177 241.2%   
Gross profit Rs m-1-5 16.6%  
Gross profit margin %-4.8-190.2 2.5%  
Provisions/contingencies Rs m1235,150 0.0%   
Profit before tax Rs m0-5 -8.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m00 233.3%   
Profit after tax Rs m0-5 -1.4%  
Net profit margin %0.4-196.2 -0.2%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %40,715.02.5 1,657,819.4%  
Net fixed assets Rs m00-   
Share capital Rs m9542 225.0%   
Free reserves Rs m4762 75.7%   
Net worth Rs m142104 136.4%   
Borrowings Rs m180-   
Investments Rs m094 0.0%   
Total assets Rs m160105 152.9%  
Debt/equity ratio x0.10-   
Return on assets %0-4.7 -1.0%  
Return on equity %0.1-4.7 -1.1%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-12-19 62.2%  
From Investments Rs mNA19 0.0%  
From Financial Activity Rs m8NA-  
Net Cashflow Rs m-40 770.2%  

Share Holding

Indian Promoters % 0.1 0.0 -  
Foreign collaborators % 0.5 0.0 -  
Indian inst/Mut Fund % 0.0 0.1 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 99.4 100.0 99.4%  
Shareholders   39,481 1,505 2,623.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INTER ST.FIN With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on INTER ST.FIN vs KWALITY CRED

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

INTER ST.FIN vs KWALITY CRED Share Price Performance

Period INTER ST.FIN KWALITY CRED
1-Day 0.98% 0.00%
1-Month 4.55% 0.00%
1-Year 3.50% -16.76%
3-Year CAGR 15.31% -10.67%
5-Year CAGR 41.88% -10.66%

* Compound Annual Growth Rate

Here are more details on the INTER ST.FIN share price and the KWALITY CRED share price.

Moving on to shareholding structures...

The promoters of INTER ST.FIN hold a 0.6% stake in the company. In case of KWALITY CRED the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INTER ST.FIN and the shareholding pattern of KWALITY CRED.

Finally, a word on dividends...

In the most recent financial year, INTER ST.FIN paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

KWALITY CRED paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of INTER ST.FIN, and the dividend history of KWALITY CRED.

For a sector overview, read our finance sector report.



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