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INTER ST.FIN vs SARASWATI COMMERCIAL (INDIA) - Comparison Results

Rs 100 invested in...

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Current Valuations

    INTER ST.FIN SARASWATI COMMERCIAL (INDIA) INTER ST.FIN/
SARASWATI COMMERCIAL (INDIA)
 
P/E (TTM) x -1,217.2 8.5 - View Chart
P/BV x 1.4 1.2 110.3% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 INTER ST.FIN   SARASWATI COMMERCIAL (INDIA)
EQUITY SHARE DATA
    INTER ST.FIN
Mar-23
SARASWATI COMMERCIAL (INDIA)
Mar-23
INTER ST.FIN/
SARASWATI COMMERCIAL (INDIA)
5-Yr Chart
Click to enlarge
High Rs324,499 0.7%   
Low Rs22,205 0.1%   
Income per share (Unadj.) Rs0.2426.7 0.0%  
Earnings per share (Unadj.) Rs0113.5 0.0%  
Cash flow per share (Unadj.) Rs0.2-1,683.7 -0.0%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs1.54,253.6 0.0%  
Shares outstanding (eoy) m95.001.03 9,223.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x95.37.9 1,213.5%   
Avg P/E ratio x21,804.129.5 73,823.2%  
Avg P/CF ratio x1,531.01.5 100,800.8%  
Avg Price/Bookvalue ratio x11.20.8 1,416.2%  
Dividend payout %00-   
Avg Mkt Cap Rs m1,5813,452 45.8%   
No. of employees `000NANA-   
Total wages & salary Rs m317 17.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m17440 3.8%  
Other income Rs m10 1,728.6%   
Interest expense Rs m018 1.7%   
Net interest income Rs m16422 3.9%  
Operating expense Rs m17231 7.4%   
Gross profit Rs m-1191 -0.4%  
Gross profit margin %-4.843.5 -10.9%  
Provisions/contingencies Rs m12,156 0.0%   
Profit before tax Rs m0191 0.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m074 0.5%   
Profit after tax Rs m0117 0.1%  
Net profit margin %0.426.6 1.6%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %40,715.08.6 472,833.2%  
Net fixed assets Rs m00 0.0%   
Share capital Rs m9510 922.3%   
Free reserves Rs m474,371 1.1%   
Net worth Rs m1424,381 3.2%   
Borrowings Rs m18223 8.2%   
Investments Rs m04,900 0.0%   
Total assets Rs m1605,119 3.1%  
Debt/equity ratio x0.10.1 253.9%   
Return on assets %02.3 2.0%  
Return on equity %0.12.7 1.9%  
Capital adequacy ratio %063.4 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-12270 -4.4%  
From Investments Rs mNA-218 -0.0%  
From Financial Activity Rs m8-69 -11.8%  
Net Cashflow Rs m-4-17 21.2%  

Share Holding

Indian Promoters % 0.1 70.2 0.2%  
Foreign collaborators % 0.5 2.1 24.3%  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 99.4 27.7 359.0%  
Shareholders   39,481 1,999 1,975.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INTER ST.FIN With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on INTER ST.FIN vs SARASWATI COMMERCIAL (INDIA)

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

INTER ST.FIN vs SARASWATI COMMERCIAL (INDIA) Share Price Performance

Period INTER ST.FIN SARASWATI COMMERCIAL (INDIA)
1-Day 0.00% 0.93%
1-Month 3.54% 4.60%
1-Year 2.50% 97.96%
3-Year CAGR 14.94% 35.70%
5-Year CAGR 41.61% 157.85%

* Compound Annual Growth Rate

Here are more details on the INTER ST.FIN share price and the SARASWATI COMMERCIAL (INDIA) share price.

Moving on to shareholding structures...

The promoters of INTER ST.FIN hold a 0.6% stake in the company. In case of SARASWATI COMMERCIAL (INDIA) the stake stands at 72.3%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INTER ST.FIN and the shareholding pattern of SARASWATI COMMERCIAL (INDIA).

Finally, a word on dividends...

In the most recent financial year, INTER ST.FIN paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

SARASWATI COMMERCIAL (INDIA) paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of INTER ST.FIN, and the dividend history of SARASWATI COMMERCIAL (INDIA).

For a sector overview, read our finance sector report.



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