Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

INTER ST.FIN vs BHARAT FINANCIAL INCLUSION - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    INTER ST.FIN BHARAT FINANCIAL INCLUSION INTER ST.FIN/
BHARAT FINANCIAL INCLUSION
 
P/E (TTM) x -1,246.9 12.8 - View Chart
P/BV x 1.4 4.3 32.6% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 INTER ST.FIN   BHARAT FINANCIAL INCLUSION
EQUITY SHARE DATA
    INTER ST.FIN
Mar-23
BHARAT FINANCIAL INCLUSION
Mar-18
INTER ST.FIN/
BHARAT FINANCIAL INCLUSION
5-Yr Chart
Click to enlarge
High Rs321,107 2.8%   
Low Rs2651 0.3%   
Income per share (Unadj.) Rs0.2137.6 0.1%  
Earnings per share (Unadj.) Rs032.7 0.0%  
Cash flow per share (Unadj.) Rs0.2-7,323,114.8 -0.0%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs1.5209.6 0.7%  
Shares outstanding (eoy) m95.00139.32 68.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x95.36.4 1,492.6%   
Avg P/E ratio x21,804.126.9 81,114.7%  
Avg P/CF ratio x1,531.00 1,275,842,918.8%  
Avg Price/Bookvalue ratio x11.24.2 266.2%  
Dividend payout %00-   
Avg Mkt Cap Rs m1,581122,435 1.3%   
No. of employees `000NANA-   
Total wages & salary Rs m35,264 0.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1719,172 0.1%  
Other income Rs m12,244 0.1%   
Interest expense Rs m07,104 0.0%   
Net interest income Rs m1612,068 0.1%  
Operating expense Rs m179,632 0.2%   
Gross profit Rs m-12,436 -0.0%  
Gross profit margin %-4.812.7 -37.4%  
Provisions/contingencies Rs m11,020,270,534 0.0%   
Profit before tax Rs m04,548 0.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m0-7 -5.0%   
Profit after tax Rs m04,555 0.0%  
Net profit margin %0.423.8 1.8%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %40,715.075.6 53,844.1%  
Net fixed assets Rs m0217 0.0%   
Share capital Rs m951,393 6.8%   
Free reserves Rs m4727,810 0.2%   
Net worth Rs m14229,203 0.5%   
Borrowings Rs m186,064 0.3%   
Investments Rs m015,960 0.0%   
Total assets Rs m160115,307 0.1%  
Debt/equity ratio x0.10.2 62.4%   
Return on assets %04.0 1.1%  
Return on equity %0.115.6 0.3%  
Capital adequacy ratio %033.2 0.0%  
Net NPAs %00.1 0.0%  
CASH FLOW
From Operations Rs m-12-11,618 0.1%  
From Investments Rs mNA-129 -0.0%  
From Financial Activity Rs m85,282 0.2%  
Net Cashflow Rs m-4-6,465 0.1%  

Share Holding

Indian Promoters % 0.1 0.0 -  
Foreign collaborators % 0.5 1.6 32.9%  
Indian inst/Mut Fund % 0.0 85.0 -  
FIIs % 0.0 60.3 -  
ADR/GDR % 0.0 0.0 -  
Free float % 99.4 98.4 101.0%  
Shareholders   39,481 34,575 114.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INTER ST.FIN With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    CHOLAMANDALAM INVEST    TATA INVESTMENT    


More on INTER ST.FIN vs SKS MICROFINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

INTER ST.FIN vs SKS MICROFINANCE Share Price Performance

Period INTER ST.FIN SKS MICROFINANCE
1-Day -1.41% -0.81%
1-Month 9.38% -13.85%
1-Year 4.48% -23.28%
3-Year CAGR 9.04% 5.58%
5-Year CAGR 42.29% 26.25%

* Compound Annual Growth Rate

Here are more details on the INTER ST.FIN share price and the SKS MICROFINANCE share price.

Moving on to shareholding structures...

The promoters of INTER ST.FIN hold a 0.6% stake in the company. In case of SKS MICROFINANCE the stake stands at 1.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INTER ST.FIN and the shareholding pattern of SKS MICROFINANCE.

Finally, a word on dividends...

In the most recent financial year, INTER ST.FIN paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

SKS MICROFINANCE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of INTER ST.FIN, and the dividend history of SKS MICROFINANCE.

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Ends 189 Points Lower | IT Stocks Drag | REC Rallies 10%, Hitachi Energy 9% Sensex Today Ends 189 Points Lower | IT Stocks Drag | REC Rallies 10%, Hitachi Energy 9%(Closing)

After opening the day on positive note, Indian share markets reversed the trend as the session progressed and ended lower.