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LAKSHMI FINANCE vs BANAS FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    LAKSHMI FINANCE BANAS FINANCE LAKSHMI FINANCE/
BANAS FINANCE
 
P/E (TTM) x 6.8 3.3 203.8% View Chart
P/BV x 1.2 1.0 113.6% View Chart
Dividend Yield % 1.1 0.0 -  

Financials

 LAKSHMI FINANCE   BANAS FINANCE
EQUITY SHARE DATA
    LAKSHMI FINANCE
Mar-23
BANAS FINANCE
Mar-23
LAKSHMI FINANCE/
BANAS FINANCE
5-Yr Chart
Click to enlarge
High Rs15850 319.0%   
Low Rs8010 821.4%   
Income per share (Unadj.) Rs12.03.7 324.2%  
Earnings per share (Unadj.) Rs1.8-11.2 -16.5%  
Cash flow per share (Unadj.) Rs11.44.6 250.3%  
Dividends per share (Unadj.) Rs2.000-  
Avg Dividend yield %1.70-  
Book value per share (Unadj.) Rs155.631.7 490.3%  
Shares outstanding (eoy) m3.0048.05 6.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x10.08.0 123.9%   
Avg P/E ratio x64.9-2.7 -2,441.8%  
Avg P/CF ratio x64.9-2.7 -2,441.8%  
Avg Price/Bookvalue ratio x0.80.9 81.9%  
Dividend payout %108.90-   
Avg Mkt Cap Rs m3571,425 25.1%   
No. of employees `000NANA-   
Total wages & salary Rs m1412 113.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m36177 20.2%  
Other income Rs m032 0.4%   
Interest expense Rs m01 27.1%   
Net interest income Rs m36176 20.2%  
Operating expense Rs m331,205 2.7%   
Gross profit Rs m3-1,028 -0.3%  
Gross profit margin %8.6-580.3 -1.5%  
Provisions/contingencies Rs m00-   
Profit before tax Rs m2-997 -0.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m012 0.0%   
Tax Rs m-4-449 0.8%   
Profit after tax Rs m6-536 -1.0%  
Net profit margin %15.3-302.3 -5.1%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %7.819.3 40.3%  
Net fixed assets Rs m20 673.9%   
Share capital Rs m30480 6.2%   
Free reserves Rs m4371,044 41.8%   
Net worth Rs m4671,525 30.6%   
Borrowings Rs m065 0.0%   
Investments Rs m458913 50.1%   
Total assets Rs m4861,340 36.3%  
Debt/equity ratio x00 0.0%   
Return on assets %1.1-40.0 -2.8%  
Return on equity %1.2-35.1 -3.4%  
Capital adequacy ratio %0169.7 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m12-8 -149.5%  
From Investments Rs m-43-492 8.7%  
From Financial Activity Rs m-11443 -2.5%  
Net Cashflow Rs m-42-57 72.8%  

Share Holding

Indian Promoters % 43.5 17.6 247.4%  
Foreign collaborators % 3.5 0.0 -  
Indian inst/Mut Fund % 0.0 0.1 60.0%  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 53.0 82.4 64.3%  
Shareholders   5,111 38,801 13.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare LAKSHMI FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on LAKSHMI FINANCE vs BANAS FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

LAKSHMI FINANCE vs BANAS FINANCE Share Price Performance

Period LAKSHMI FINANCE BANAS FINANCE
1-Day 2.75% 10.35%
1-Month 0.19% 50.18%
1-Year 67.08% 71.97%
3-Year CAGR 32.22% 72.33%
5-Year CAGR 20.09% 48.22%

* Compound Annual Growth Rate

Here are more details on the LAKSHMI FINANCE share price and the BANAS FINANCE share price.

Moving on to shareholding structures...

The promoters of LAKSHMI FINANCE hold a 47.0% stake in the company. In case of BANAS FINANCE the stake stands at 17.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of LAKSHMI FINANCE and the shareholding pattern of BANAS FINANCE.

Finally, a word on dividends...

In the most recent financial year, LAKSHMI FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 108.9%.

BANAS FINANCE paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of LAKSHMI FINANCE, and the dividend history of BANAS FINANCE.

For a sector overview, read our finance sector report.



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