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LAKSHMI FINANCE vs BAJAJ FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    LAKSHMI FINANCE BAJAJ FINANCE LAKSHMI FINANCE/
BAJAJ FINANCE
 
P/E (TTM) x 6.8 28.9 23.4% View Chart
P/BV x 1.2 7.8 15.2% View Chart
Dividend Yield % 1.1 0.4 245.2%  

Financials

 LAKSHMI FINANCE   BAJAJ FINANCE
EQUITY SHARE DATA
    LAKSHMI FINANCE
Mar-23
BAJAJ FINANCE
Mar-23
LAKSHMI FINANCE/
BAJAJ FINANCE
5-Yr Chart
Click to enlarge
High Rs1587,777 2.0%   
Low Rs805,236 1.5%   
Income per share (Unadj.) Rs12.0684.9 1.7%  
Earnings per share (Unadj.) Rs1.8190.4 1.0%  
Cash flow per share (Unadj.) Rs11.4466.9 2.5%  
Dividends per share (Unadj.) Rs2.0030.00 6.7%  
Avg Dividend yield %1.70.5 364.1%  
Book value per share (Unadj.) Rs155.6890.4 17.5%  
Shares outstanding (eoy) m3.00604.42 0.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x10.09.5 104.9%   
Avg P/E ratio x64.934.2 190.0%  
Avg P/CF ratio x64.934.2 190.0%  
Avg Price/Bookvalue ratio x0.87.3 10.5%  
Dividend payout %108.915.8 691.1%   
Avg Mkt Cap Rs m3573,932,543 0.0%   
No. of employees `000NANA-   
Total wages & salary Rs m1450,591 0.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m36413,974 0.0%  
Other income Rs m083 0.2%   
Interest expense Rs m0127,013 0.0%   
Net interest income Rs m36286,961 0.0%  
Operating expense Rs m33126,929 0.0%   
Gross profit Rs m3160,033 0.0%  
Gross profit margin %8.638.7 22.1%  
Provisions/contingencies Rs m029 0.0%   
Profit before tax Rs m2155,279 0.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-440,202 -0.0%   
Profit after tax Rs m6115,077 0.0%  
Net profit margin %15.327.8 55.2%  
BALANCE SHEET DATA
Advances Rs m02,422,689 0.0%   
Deposits Rs m0446,656 0.0%  
Credit/Deposit ratio x0542.4- 
Yield on advances %00-  
Cost of deposits %05.9-  
Net Interest Margin %7.810.8 71.9%  
Net fixed assets Rs m223,076 0.0%   
Share capital Rs m301,209 2.5%   
Free reserves Rs m437536,956 0.1%   
Net worth Rs m467538,165 0.1%   
Borrowings Rs m0222,689 0.0%   
Investments Rs m458230,624 0.2%   
Total assets Rs m4862,742,916 0.0%  
Debt/equity ratio x01.2 0.0%   
Return on assets %1.14.2 27.0%  
Return on equity %1.221.4 5.5%  
Capital adequacy ratio %025.0 0.0%  
Net NPAs %00.4 0.0%  
CASH FLOW
From Operations Rs m12-421,404 -0.0%  
From Investments Rs m-43-103,653 0.0%  
From Financial Activity Rs m-11506,750 -0.0%  
Net Cashflow Rs m-42-18,307 0.2%  

Share Holding

Indian Promoters % 43.5 54.7 79.6%  
Foreign collaborators % 3.5 0.0 34,900.0%  
Indian inst/Mut Fund % 0.0 35.0 0.1%  
FIIs % 0.0 20.6 -  
ADR/GDR % 0.0 0.0 -  
Free float % 53.0 45.3 117.0%  
Shareholders   5,111 799,199 0.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare LAKSHMI FINANCE With:   BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    AAVAS FINANCIERS    


More on LAKSHMI FINANCE vs Bajaj Finance

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

LAKSHMI FINANCE vs Bajaj Finance Share Price Performance

Period LAKSHMI FINANCE Bajaj Finance
1-Day 2.75% -7.73%
1-Month 0.19% -2.61%
1-Year 67.08% 11.15%
3-Year CAGR 32.22% 12.47%
5-Year CAGR 20.09% 16.83%

* Compound Annual Growth Rate

Here are more details on the LAKSHMI FINANCE share price and the Bajaj Finance share price.

Moving on to shareholding structures...

The promoters of LAKSHMI FINANCE hold a 47.0% stake in the company. In case of Bajaj Finance the stake stands at 54.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of LAKSHMI FINANCE and the shareholding pattern of Bajaj Finance.

Finally, a word on dividends...

In the most recent financial year, LAKSHMI FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 108.9%.

Bajaj Finance paid Rs 30.0, and its dividend payout ratio stood at 15.8%.

You may visit here to review the dividend history of LAKSHMI FINANCE, and the dividend history of Bajaj Finance.

For a sector overview, read our finance sector report.



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