L&T FINANCE HOLDINGS | BENGAL & ASSAM | L&T FINANCE HOLDINGS/ BENGAL & ASSAM |
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P/E (TTM) | x | 17.6 | 2.6 | 665.4% | View Chart |
P/BV | x | 1.9 | 1.7 | 111.0% | View Chart |
Dividend Yield | % | 1.2 | 0.3 | 409.5% |
L&T FINANCE HOLDINGS BENGAL & ASSAM |
EQUITY SHARE DATA | |||||
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L&T FINANCE HOLDINGS Mar-23 |
BENGAL & ASSAM Mar-23 |
L&T FINANCE HOLDINGS/ BENGAL & ASSAM |
5-Yr Chart Click to enlarge
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High | Rs | 98 | 4,662 | 2.1% | |
Low | Rs | 66 | 2,161 | 3.1% | |
Income per share (Unadj.) | Rs | 51.5 | 14,594.4 | 0.4% | |
Earnings per share (Unadj.) | Rs | -2.6 | 829.8 | -0.3% | |
Cash flow per share (Unadj.) | Rs | 30.6 | 13,658.5 | 0.2% | |
Dividends per share (Unadj.) | Rs | 2.00 | 25.00 | 8.0% | |
Avg Dividend yield | % | 2.4 | 0.7 | 332.3% | |
Book value per share (Unadj.) | Rs | 86.3 | 4,879.1 | 1.8% | |
Shares outstanding (eoy) | m | 2,479.67 | 11.30 | 21,944.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.6 | 0.2 | 682.2% | |
Avg P/E ratio | x | -31.7 | 4.1 | -771.7% | |
Avg P/CF ratio | x | -32.8 | 2.5 | -1,325.8% | |
Avg Price/Bookvalue ratio | x | 1.0 | 0.7 | 136.2% | |
Dividend payout | % | -77.2 | 3.0 | -2,564.5% | |
Avg Mkt Cap | Rs m | 203,643 | 38,537 | 528.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 14,059 | 14,508 | 96.9% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 127,750 | 164,916 | 77.5% | |
Other income | Rs m | 33,759 | 835 | 4,042.4% | |
Interest expense | Rs m | 58,222 | 4,878 | 1,193.5% | |
Net interest income | Rs m | 69,527 | 160,038 | 43.4% | |
Operating expense | Rs m | 80,867 | 149,030 | 54.3% | |
Gross profit | Rs m | -11,340 | 11,008 | -103.0% | |
Gross profit margin | % | -8.9 | 6.7 | -133.0% | |
Provisions/contingencies | Rs m | 209 | 6,209 | 3.4% | |
Profit before tax | Rs m | -5,565 | 6,670 | -83.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 868 | -1,329 | -65.3% | |
Prior Period Items | Rs m | 0 | 6,179 | 0.0% | |
Tax | Rs m | 1,724 | 2,142 | 80.5% | |
Profit after tax | Rs m | -6,421 | 9,377 | -68.5% | |
Net profit margin | % | -5.0 | 5.7 | -88.4% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 751,546 | 0 | - | |
Deposits | Rs m | 0 | 1,229 | 0.0% | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 7.7 | 439.9 | 1.7% | |
Net fixed assets | Rs m | 2,410 | 69,027 | 3.5% | |
Share capital | Rs m | 24,797 | 113 | 21,951.8% | |
Free reserves | Rs m | 189,077 | 55,021 | 343.6% | |
Net worth | Rs m | 213,873 | 55,134 | 387.9% | |
Borrowings | Rs m | 252,490 | 21,272 | 1,186.9% | |
Investments | Rs m | 152,282 | 36,385 | 418.5% | |
Total assets | Rs m | 1,045,011 | 172,260 | 606.6% | |
Debt/equity ratio | x | 1.2 | 0.5 | 218.3% | |
Return on assets | % | -0.6 | 5.4 | -11.3% | |
Return on equity | % | -3.0 | 17.0 | -17.7% | |
Capital adequacy ratio | % | 24.5 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 74,905 | 14,373 | 521.2% | |
From Investments | Rs m | -11,070 | -6,502 | 170.3% | |
From Financial Activity | Rs m | -16,638 | -7,782 | 213.8% | |
Net Cashflow | Rs m | 41,927 | 119 | 35,324.8% |
Indian Promoters | % | 65.9 | 73.0 | 90.2% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 19.7 | 4.3 | 456.9% | |
FIIs | % | 11.0 | 4.3 | 256.1% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 34.1 | 27.0 | 126.5% | |
Shareholders | 711,555 | 21,019 | 3,385.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE HOLDINGS With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | BENGAL & ASSAM |
---|---|---|
1-Day | -2.38% | 0.37% |
1-Month | 4.63% | 7.55% |
1-Year | 81.32% | 135.10% |
3-Year CAGR | 23.16% | 84.45% |
5-Year CAGR | 5.01% | 38.75% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the BENGAL & ASSAM share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 65.9% stake in the company. In case of BENGAL & ASSAM the stake stands at 73.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of BENGAL & ASSAM.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of -77.2%.
BENGAL & ASSAM paid Rs 25.0, and its dividend payout ratio stood at 3.0%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of BENGAL & ASSAM.
For a sector overview, read our finance sector report.
After opening the day on high, Indian share markets reversed the trend as the session progressed and ended the lower.