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L&T FINANCE HOLDINGS vs ORACLE CREDIT - Comparison Results

Rs 100 invested in...

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Current Valuations

    L&T FINANCE HOLDINGS ORACLE CREDIT L&T FINANCE HOLDINGS/
ORACLE CREDIT
 
P/E (TTM) x 18.7 33.5 55.7% View Chart
P/BV x 1.9 6.0 31.5% View Chart
Dividend Yield % 1.2 0.3 351.1%  

Financials

 L&T FINANCE HOLDINGS   ORACLE CREDIT
EQUITY SHARE DATA
    L&T FINANCE HOLDINGS
Mar-23
ORACLE CREDIT
Mar-23
L&T FINANCE HOLDINGS/
ORACLE CREDIT
5-Yr Chart
Click to enlarge
High Rs98341 28.8%   
Low Rs6641 162.0%   
Income per share (Unadj.) Rs51.528.1 183.7%  
Earnings per share (Unadj.) Rs-2.69.7 -26.7%  
Cash flow per share (Unadj.) Rs30.615.6 196.4%  
Dividends per share (Unadj.) Rs2.000.50 400.0%  
Avg Dividend yield %2.40.3 929.7%  
Book value per share (Unadj.) Rs86.335.2 244.7%  
Shares outstanding (eoy) m2,479.676.94 35,730.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.66.8 23.4%   
Avg P/E ratio x-31.719.7 -161.3%  
Avg P/CF ratio x-32.810.4 -314.9%  
Avg Price/Bookvalue ratio x1.05.4 17.6%  
Dividend payout %-77.25.1 -1,499.8%   
Avg Mkt Cap Rs m203,6431,324 15,378.6%   
No. of employees `000NANA-   
Total wages & salary Rs m14,05926 53,949.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m127,750195 65,620.2%  
Other income Rs m33,7591 3,246,048.1%   
Interest expense Rs m58,22219 307,727.8%   
Net interest income Rs m69,527176 39,558.1%  
Operating expense Rs m80,86767 120,284.7%   
Gross profit Rs m-11,340109 -10,448.7%  
Gross profit margin %-8.955.7 -15.9%  
Provisions/contingencies Rs m20960 349.0%   
Profit before tax Rs m-5,565101 -5,517.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m8680-   
Prior Period Items Rs m00-   
Tax Rs m1,72434 5,143.8%   
Profit after tax Rs m-6,42167 -9,532.7%  
Net profit margin %-5.034.6 -14.5%  
BALANCE SHEET DATA
Advances Rs m751,5460-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %7.762.2 12.4%  
Net fixed assets Rs m2,410120 2,015.1%   
Share capital Rs m24,79769 35,740.4%   
Free reserves Rs m189,077175 107,889.7%   
Net worth Rs m213,873245 87,430.9%   
Borrowings Rs m252,490384 65,802.3%   
Investments Rs m152,282282 53,907.0%   
Total assets Rs m1,045,011758 137,856.9%  
Debt/equity ratio x1.21.6 75.3%   
Return on assets %-0.68.9 -6.9%  
Return on equity %-3.027.5 -10.9%  
Capital adequacy ratio %24.50-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m74,905-236 -31,701.7%  
From Investments Rs m-11,070-174 6,359.0%  
From Financial Activity Rs m-16,638442 -3,765.0%  
Net Cashflow Rs m41,92732 132,890.6%  

Share Holding

Indian Promoters % 65.9 15.7 419.8%  
Foreign collaborators % 0.0 15.4 -  
Indian inst/Mut Fund % 19.7 0.3 6,806.9%  
FIIs % 11.0 0.3 3,806.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 34.1 68.9 49.5%  
Shareholders   711,555 4,276 16,640.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare L&T FINANCE HOLDINGS With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on L&T FINANCE vs ORACLE CREDIT

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

L&T FINANCE vs ORACLE CREDIT Share Price Performance

Period L&T FINANCE ORACLE CREDIT
1-Day -2.38% -0.96%
1-Month 4.63% -4.17%
1-Year 81.32% 9.27%
3-Year CAGR 23.16% 151.00%
5-Year CAGR 5.01% 62.72%

* Compound Annual Growth Rate

Here are more details on the L&T FINANCE share price and the ORACLE CREDIT share price.

Moving on to shareholding structures...

The promoters of L&T FINANCE hold a 65.9% stake in the company. In case of ORACLE CREDIT the stake stands at 31.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of ORACLE CREDIT.

Finally, a word on dividends...

In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of -77.2%.

ORACLE CREDIT paid Rs 0.5, and its dividend payout ratio stood at 5.1%.

You may visit here to review the dividend history of L&T FINANCE, and the dividend history of ORACLE CREDIT.

For a sector overview, read our finance sector report.



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