L&T FINANCE HOLDINGS | BHARAT FINANCIAL INCLUSION | L&T FINANCE HOLDINGS/ BHARAT FINANCIAL INCLUSION |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 17.6 | 12.8 | 137.5% | View Chart |
P/BV | x | 1.9 | 4.3 | 44.2% | View Chart |
Dividend Yield | % | 1.2 | 0.0 | - |
L&T FINANCE HOLDINGS BHARAT FINANCIAL INCLUSION |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
L&T FINANCE HOLDINGS Mar-23 |
BHARAT FINANCIAL INCLUSION Mar-18 |
L&T FINANCE HOLDINGS/ BHARAT FINANCIAL INCLUSION |
5-Yr Chart Click to enlarge
|
||
High | Rs | 98 | 1,107 | 8.9% | |
Low | Rs | 66 | 651 | 10.1% | |
Income per share (Unadj.) | Rs | 51.5 | 137.6 | 37.4% | |
Earnings per share (Unadj.) | Rs | -2.6 | 32.7 | -7.9% | |
Cash flow per share (Unadj.) | Rs | 30.6 | -7,323,114.8 | -0.0% | |
Dividends per share (Unadj.) | Rs | 2.00 | 0 | - | |
Avg Dividend yield | % | 2.4 | 0 | - | |
Book value per share (Unadj.) | Rs | 86.3 | 209.6 | 41.1% | |
Shares outstanding (eoy) | m | 2,479.67 | 139.32 | 1,779.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.6 | 6.4 | 25.0% | |
Avg P/E ratio | x | -31.7 | 26.9 | -118.0% | |
Avg P/CF ratio | x | -32.8 | 0 | -27,316,646.7% | |
Avg Price/Bookvalue ratio | x | 1.0 | 4.2 | 22.7% | |
Dividend payout | % | -77.2 | 0 | - | |
Avg Mkt Cap | Rs m | 203,643 | 122,435 | 166.3% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 14,059 | 5,264 | 267.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 127,750 | 19,172 | 666.3% | |
Other income | Rs m | 33,759 | 2,244 | 1,504.4% | |
Interest expense | Rs m | 58,222 | 7,104 | 819.6% | |
Net interest income | Rs m | 69,527 | 12,068 | 576.1% | |
Operating expense | Rs m | 80,867 | 9,632 | 839.6% | |
Gross profit | Rs m | -11,340 | 2,436 | -465.5% | |
Gross profit margin | % | -8.9 | 12.7 | -69.9% | |
Provisions/contingencies | Rs m | 209 | 1,020,270,534 | 0.0% | |
Profit before tax | Rs m | -5,565 | 4,548 | -122.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 868 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 1,724 | -7 | -24,659.5% | |
Profit after tax | Rs m | -6,421 | 4,555 | -141.0% | |
Net profit margin | % | -5.0 | 23.8 | -21.2% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 751,546 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 7.7 | 75.6 | 10.2% | |
Net fixed assets | Rs m | 2,410 | 217 | 1,108.7% | |
Share capital | Rs m | 24,797 | 1,393 | 1,779.8% | |
Free reserves | Rs m | 189,077 | 27,810 | 679.9% | |
Net worth | Rs m | 213,873 | 29,203 | 732.4% | |
Borrowings | Rs m | 252,490 | 6,064 | 4,164.1% | |
Investments | Rs m | 152,282 | 15,960 | 954.2% | |
Total assets | Rs m | 1,045,011 | 115,307 | 906.3% | |
Debt/equity ratio | x | 1.2 | 0.2 | 568.6% | |
Return on assets | % | -0.6 | 4.0 | -15.6% | |
Return on equity | % | -3.0 | 15.6 | -19.2% | |
Capital adequacy ratio | % | 24.5 | 33.2 | 73.9% | |
Net NPAs | % | 0 | 0.1 | 0.0% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 74,905 | -11,618 | -644.7% | |
From Investments | Rs m | -11,070 | -129 | 8,550.1% | |
From Financial Activity | Rs m | -16,638 | 5,282 | -315.0% | |
Net Cashflow | Rs m | 41,927 | -6,465 | -648.5% |
Indian Promoters | % | 65.9 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 1.6 | - | |
Indian inst/Mut Fund | % | 19.7 | 85.0 | 23.2% | |
FIIs | % | 11.0 | 60.3 | 18.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 34.1 | 98.4 | 34.7% | |
Shareholders | 711,555 | 34,575 | 2,058.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE HOLDINGS With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | SKS MICROFINANCE |
---|---|---|
1-Day | -2.38% | -0.81% |
1-Month | 4.63% | -13.85% |
1-Year | 81.32% | -23.28% |
3-Year CAGR | 23.16% | 5.58% |
5-Year CAGR | 5.01% | 26.25% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the SKS MICROFINANCE share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 65.9% stake in the company. In case of SKS MICROFINANCE the stake stands at 1.6%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of SKS MICROFINANCE.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of -77.2%.
SKS MICROFINANCE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of SKS MICROFINANCE.
For a sector overview, read our finance sector report.
After opening the day on high, Indian share markets reversed the trend as the session progressed and ended the lower.