MAHINDRA & MAHINDRA FINANCIAL SERVICES | SONAL MERCANTILE | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ SONAL MERCANTILE |
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P/E (TTM) | x | 16.9 | 13.2 | 127.4% | View Chart |
P/BV | x | 1.7 | 0.5 | 351.8% | View Chart |
Dividend Yield | % | 2.3 | 0.0 | - |
MAHINDRA & MAHINDRA FINANCIAL SERVICES SONAL MERCANTILE |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
SONAL MERCANTILE Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ SONAL MERCANTILE |
5-Yr Chart Click to enlarge
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High | Rs | 272 | 170 | 159.8% | |
Low | Rs | 158 | 31 | 510.5% | |
Income per share (Unadj.) | Rs | 102.9 | 17.9 | 575.0% | |
Earnings per share (Unadj.) | Rs | 16.8 | 12.2 | 137.6% | |
Cash flow per share (Unadj.) | Rs | 72.1 | 14.6 | 493.6% | |
Dividends per share (Unadj.) | Rs | 6.00 | 0 | - | |
Avg Dividend yield | % | 2.8 | 0 | - | |
Book value per share (Unadj.) | Rs | 150.1 | 196.5 | 76.4% | |
Shares outstanding (eoy) | m | 1,233.60 | 14.74 | 8,369.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.1 | 5.6 | 37.2% | |
Avg P/E ratio | x | 12.8 | 8.2 | 155.4% | |
Avg P/CF ratio | x | 12.7 | 8.2 | 153.6% | |
Avg Price/Bookvalue ratio | x | 1.4 | 0.5 | 279.9% | |
Dividend payout | % | 35.7 | 0 | - | |
Avg Mkt Cap | Rs m | 265,378 | 1,483 | 17,898.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 21,153 | 3 | 842,761.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 126,995 | 264 | 48,126.2% | |
Other income | Rs m | 15,570 | 1 | 1,970,911.4% | |
Interest expense | Rs m | 50,943 | 150 | 33,887.4% | |
Net interest income | Rs m | 76,052 | 114 | 66,976.9% | |
Operating expense | Rs m | 61,198 | 9 | 697,014.8% | |
Gross profit | Rs m | 14,854 | 105 | 14,176.8% | |
Gross profit margin | % | 11.7 | 39.7 | 29.5% | |
Provisions/contingencies | Rs m | 248 | 0 | - | |
Profit before tax | Rs m | 28,038 | 105 | 26,661.8% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 12 | 0 | - | |
Prior Period Items | Rs m | 0 | 101 | 0.0% | |
Tax | Rs m | 7,326 | 27 | 27,457.3% | |
Profit after tax | Rs m | 20,724 | 180 | 11,515.3% | |
Net profit margin | % | 16.3 | 68.2 | 23.9% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 34,811 | 0 | - | |
Deposits | Rs m | 54,587 | 0 | - | |
Credit/Deposit ratio | x | 63.8 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 9.8 | 0 | - | |
Net Interest Margin | % | 50.1 | 1.9 | 2,676.8% | |
Net fixed assets | Rs m | 8,706 | 2 | 494,659.1% | |
Share capital | Rs m | 2,467 | 147 | 1,673.9% | |
Free reserves | Rs m | 182,732 | 2,749 | 6,646.6% | |
Net worth | Rs m | 185,199 | 2,897 | 6,393.6% | |
Borrowings | Rs m | 50,384 | 0 | - | |
Investments | Rs m | 116,974 | 6,067 | 1,928.2% | |
Total assets | Rs m | 1,043,390 | 6,083 | 17,151.5% | |
Debt/equity ratio | x | 0.6 | 0 | - | |
Return on assets | % | 2.0 | 3.0 | 67.1% | |
Return on equity | % | 11.2 | 6.2 | 180.1% | |
Capital adequacy ratio | % | 22.5 | 12.0 | 188.5% | |
Net NPAs | % | 1.9 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | -173,953 | -1,463 | 11,893.7% | |
From Investments | Rs m | -16,354 | 14 | -120,602.5% | |
From Financial Activity | Rs m | 188,520 | 1,450 | 13,002.8% | |
Net Cashflow | Rs m | -1,787 | 1 | -215,241.0% |
Indian Promoters | % | 52.2 | 24.9 | 209.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 40.6 | 0.0 | - | |
FIIs | % | 12.0 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 75.1 | 63.7% | |
Shareholders | 227,512 | 1,943 | 11,709.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | SONAL MERCANTILE |
---|---|---|
1-Day | 0.21% | 0.12% |
1-Month | -5.57% | 2.22% |
1-Year | 2.95% | 29.05% |
3-Year CAGR | 16.58% | 82.50% |
5-Year CAGR | 0.51% | 64.45% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the SONAL MERCANTILE share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of SONAL MERCANTILE the stake stands at 24.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of SONAL MERCANTILE.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.
SONAL MERCANTILE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of SONAL MERCANTILE.
For a sector overview, read our finance sector report.
After opening the day on high, Indian share markets reversed the trend as the session progressed and ended the lower.