MAHINDRA & MAHINDRA FINANCIAL SERVICES | SIL INVESTMENTS | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ SIL INVESTMENTS |
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P/E (TTM) | x | 16.9 | 13.5 | 125.1% | View Chart |
P/BV | x | 1.7 | 0.3 | 537.9% | View Chart |
Dividend Yield | % | 2.3 | 0.5 | 477.2% |
MAHINDRA & MAHINDRA FINANCIAL SERVICES SIL INVESTMENTS |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
SIL INVESTMENTS Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ SIL INVESTMENTS |
5-Yr Chart Click to enlarge
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High | Rs | 272 | 429 | 63.3% | |
Low | Rs | 158 | 245 | 64.7% | |
Income per share (Unadj.) | Rs | 102.9 | 41.3 | 249.2% | |
Earnings per share (Unadj.) | Rs | 16.8 | 26.5 | 63.4% | |
Cash flow per share (Unadj.) | Rs | 72.1 | 36.2 | 199.3% | |
Dividends per share (Unadj.) | Rs | 6.00 | 2.50 | 240.0% | |
Avg Dividend yield | % | 2.8 | 0.7 | 376.0% | |
Book value per share (Unadj.) | Rs | 150.1 | 1,602.4 | 9.4% | |
Shares outstanding (eoy) | m | 1,233.60 | 10.60 | 11,637.7% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.1 | 8.2 | 25.6% | |
Avg P/E ratio | x | 12.8 | 12.7 | 100.7% | |
Avg P/CF ratio | x | 12.7 | 10.7 | 118.4% | |
Avg Price/Bookvalue ratio | x | 1.4 | 0.2 | 681.6% | |
Dividend payout | % | 35.7 | 9.4 | 378.6% | |
Avg Mkt Cap | Rs m | 265,378 | 3,571 | 7,431.9% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 21,153 | 12 | 181,573.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 126,995 | 438 | 28,996.3% | |
Other income | Rs m | 15,570 | 59 | 26,547.7% | |
Interest expense | Rs m | 50,943 | 37 | 138,094.3% | |
Net interest income | Rs m | 76,052 | 401 | 18,961.4% | |
Operating expense | Rs m | 61,198 | 67 | 91,572.5% | |
Gross profit | Rs m | 14,854 | 334 | 4,444.0% | |
Gross profit margin | % | 11.7 | 76.3 | 15.3% | |
Provisions/contingencies | Rs m | 248 | 53 | 466.5% | |
Profit before tax | Rs m | 28,038 | 375 | 7,469.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 12 | -5 | -226.8% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,326 | 89 | 8,204.3% | |
Profit after tax | Rs m | 20,724 | 281 | 7,380.3% | |
Net profit margin | % | 16.3 | 64.1 | 25.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 34,811 | 0 | - | |
Deposits | Rs m | 54,587 | 0 | - | |
Credit/Deposit ratio | x | 63.8 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 9.8 | 0 | - | |
Net Interest Margin | % | 50.1 | 2.3 | 2,145.1% | |
Net fixed assets | Rs m | 8,706 | 806 | 1,080.4% | |
Share capital | Rs m | 2,467 | 106 | 2,326.0% | |
Free reserves | Rs m | 182,732 | 16,879 | 1,082.6% | |
Net worth | Rs m | 185,199 | 16,985 | 1,090.4% | |
Borrowings | Rs m | 50,384 | 0 | - | |
Investments | Rs m | 116,974 | 17,172 | 681.2% | |
Total assets | Rs m | 1,043,390 | 18,889 | 5,523.8% | |
Debt/equity ratio | x | 0.6 | 0 | - | |
Return on assets | % | 2.0 | 1.5 | 133.6% | |
Return on equity | % | 11.2 | 1.7 | 676.9% | |
Capital adequacy ratio | % | 22.5 | 112.9 | 19.9% | |
Net NPAs | % | 1.9 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | -173,953 | 999 | -17,413.6% | |
From Investments | Rs m | -16,354 | -880 | 1,858.7% | |
From Financial Activity | Rs m | 188,520 | -59 | -319,850.0% | |
Net Cashflow | Rs m | -1,787 | 60 | -2,969.6% |
Indian Promoters | % | 52.2 | 63.8 | 81.8% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 40.6 | 0.1 | 45,077.8% | |
FIIs | % | 12.0 | 0.0 | 29,875.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 36.2 | 132.1% | |
Shareholders | 227,512 | 6,083 | 3,740.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | SIL INVESTMENTS |
---|---|---|
1-Day | 0.21% | -0.90% |
1-Month | -5.57% | 6.07% |
1-Year | 2.95% | 64.89% |
3-Year CAGR | 16.58% | 40.57% |
5-Year CAGR | 0.51% | 24.48% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the SIL INVESTMENTS share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of SIL INVESTMENTS the stake stands at 63.8%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of SIL INVESTMENTS.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.
SIL INVESTMENTS paid Rs 2.5, and its dividend payout ratio stood at 9.4%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of SIL INVESTMENTS.
For a sector overview, read our finance sector report.
After opening the day on high, Indian share markets reversed the trend as the session progressed and ended the lower.