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POONAWALLA FINCORP vs IRFC - Comparison Results

Rs 100 invested in...

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Current Valuations

    POONAWALLA FINCORP IRFC POONAWALLA FINCORP/
IRFC
 
P/E (TTM) x 25.0 34.2 73.2% View Chart
P/BV x 5.6 4.5 122.6% View Chart
Dividend Yield % 0.4 0.9 43.5%  

Financials

 POONAWALLA FINCORP   IRFC
EQUITY SHARE DATA
    POONAWALLA FINCORP
Mar-23
IRFC
Mar-23
POONAWALLA FINCORP/
IRFC
5-Yr Chart
Click to enlarge
High Rs34437 926.5%   
Low Rs20919 1,083.7%   
Income per share (Unadj.) Rs25.218.3 138.1%  
Earnings per share (Unadj.) Rs7.44.8 152.7%  
Cash flow per share (Unadj.) Rs24.54.9 502.6%  
Dividends per share (Unadj.) Rs2.001.50 133.3%  
Avg Dividend yield %0.75.3 13.6%  
Book value per share (Unadj.) Rs87.834.8 252.3%  
Shares outstanding (eoy) m767.9513,068.51 5.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x11.01.5 710.0%   
Avg P/E ratio x37.35.8 641.8%  
Avg P/CF ratio x37.35.7 652.5%  
Avg Price/Bookvalue ratio x3.10.8 388.5%  
Dividend payout %27.030.9 87.3%   
Avg Mkt Cap Rs m212,299368,532 57.6%   
No. of employees `000NANA-   
Total wages & salary Rs m5,148131 3,930.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m19,386238,918 8.1%  
Other income Rs m5,920408 1,451.1%   
Interest expense Rs m5,953174,472 3.4%   
Net interest income Rs m13,43364,446 20.8%  
Operating expense Rs m11,3031,343 841.3%   
Gross profit Rs m2,13063,103 3.4%  
Gross profit margin %11.026.4 41.6%  
Provisions/contingencies Rs m01,048 0.0%   
Profit before tax Rs m7,51063,370 11.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-110-   
Prior Period Items Rs m00-   
Tax Rs m1,8120-   
Profit after tax Rs m5,68863,370 9.0%  
Net profit margin %29.326.5 110.6%  
BALANCE SHEET DATA
Advances Rs m152,1850-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %8.686.7 9.9%  
Net fixed assets Rs m2,214192 1,153.9%   
Share capital Rs m1,536130,685 1.2%   
Free reserves Rs m65,891324,018 20.3%   
Net worth Rs m67,427454,703 14.8%   
Borrowings Rs m38,7440-   
Investments Rs m4,35974,362 5.9%   
Total assets Rs m231,7294,911,467 4.7%  
Debt/equity ratio x0.60-   
Return on assets %2.51.3 190.2%  
Return on equity %8.413.9 60.5%  
Capital adequacy ratio %38.9512.0 7.6%  
Net NPAs %0.80-  
CASH FLOW
From Operations Rs m-52,365-285,838 18.3%  
From Investments Rs m-1,1051 -121,373.6%  
From Financial Activity Rs m57,485286,433 20.1%  
Net Cashflow Rs m4,015595 674.3%  

Share Holding

Indian Promoters % 62.1 86.4 71.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 13.6 2.0 689.3%  
FIIs % 7.8 1.1 718.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 37.9 13.6 277.6%  
Shareholders   203,244 4,526,341 4.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare POONAWALLA FINCORP With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on MAGMA FINCORP vs IRFC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

MAGMA FINCORP vs IRFC Share Price Performance

Period MAGMA FINCORP IRFC
1-Day -1.68% 5.19%
1-Month 1.45% 8.44%
1-Year 57.52% 422.13%
3-Year CAGR 60.05% 95.82%
5-Year CAGR 31.15% 44.78%

* Compound Annual Growth Rate

Here are more details on the MAGMA FINCORP share price and the IRFC share price.

Moving on to shareholding structures...

The promoters of MAGMA FINCORP hold a 62.1% stake in the company. In case of IRFC the stake stands at 86.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of MAGMA FINCORP and the shareholding pattern of IRFC.

Finally, a word on dividends...

In the most recent financial year, MAGMA FINCORP paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 27.0%.

IRFC paid Rs 1.5, and its dividend payout ratio stood at 30.9%.

You may visit here to review the dividend history of MAGMA FINCORP, and the dividend history of IRFC.

For a sector overview, read our finance sector report.



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