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MASTER TRUST vs CAPITAL FIRST - Comparison Results

Rs 100 invested in...

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Current Valuations

    MASTER TRUST CAPITAL FIRST MASTER TRUST/
CAPITAL FIRST
 
P/E (TTM) x 18.8 15.0 125.4% View Chart
P/BV x 4.5 2.2 201.0% View Chart
Dividend Yield % 0.0 0.5 -  

Financials

 MASTER TRUST   CAPITAL FIRST
EQUITY SHARE DATA
    MASTER TRUST
Mar-23
CAPITAL FIRST
Mar-18
MASTER TRUST/
CAPITAL FIRST
5-Yr Chart
Click to enlarge
High Rs179902 19.8%   
Low Rs91610 14.9%   
Income per share (Unadj.) Rs156.0381.0 40.9%  
Earnings per share (Unadj.) Rs30.333.1 91.6%  
Cash flow per share (Unadj.) Rs139.437.8 368.6%  
Dividends per share (Unadj.) Rs02.80 0.0%  
Avg Dividend yield %00.4 0.0%  
Book value per share (Unadj.) Rs167.8264.5 63.5%  
Shares outstanding (eoy) m21.7598.97 22.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.92.0 43.6%   
Avg P/E ratio x4.522.8 19.5%  
Avg P/CF ratio x4.43.2 138.3%  
Avg Price/Bookvalue ratio x0.82.9 28.1%  
Dividend payout %08.5 0.0%   
Avg Mkt Cap Rs m2,93774,818 3.9%   
No. of employees `000NANA-   
Total wages & salary Rs m5643,348 16.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m3,39337,706 9.0%  
Other income Rs m1414 0.3%   
Interest expense Rs m32713,824 2.4%   
Net interest income Rs m3,06623,882 12.8%  
Operating expense Rs m2,19419,078 11.5%   
Gross profit Rs m8724,804 18.1%  
Gross profit margin %25.712.7 201.7%  
Provisions/contingencies Rs m1020,275 0.0%   
Profit before tax Rs m8474,939 17.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1881,664 11.3%   
Profit after tax Rs m6593,274 20.1%  
Net profit margin %19.48.7 223.6%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %1,686.315.0 11,219.5%  
Net fixed assets Rs m138831 16.6%   
Share capital Rs m109990 11.0%   
Free reserves Rs m3,54125,186 14.1%   
Net worth Rs m3,65026,175 13.9%   
Borrowings Rs m88940,449 2.2%   
Investments Rs m182158,893 0.1%   
Total assets Rs m12,285260,691 4.7%  
Debt/equity ratio x0.21.5 15.8%   
Return on assets %5.41.3 427.0%  
Return on equity %18.112.5 144.3%  
Capital adequacy ratio %015.9 0.0%  
Net NPAs %01.0 0.0%  
CASH FLOW
From Operations Rs m103-76,501 -0.1%  
From Investments Rs m26-947 -2.7%  
From Financial Activity Rs mNA75,797 0.0%  
Net Cashflow Rs m129-1,651 -7.8%  

Share Holding

Indian Promoters % 74.8 0.0 -  
Foreign collaborators % 0.0 35.5 -  
Indian inst/Mut Fund % 0.1 30.4 0.2%  
FIIs % 0.1 19.9 0.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 25.2 64.5 39.0%  
Shareholders   4,146 139,594 3.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare MASTER TRUST With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    CHOLAMANDALAM INVEST    EDELWEISS FINANCIAL    


More on MASTER TRUST vs CAPITAL FIRST

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

MASTER TRUST vs CAPITAL FIRST Share Price Performance

Period MASTER TRUST CAPITAL FIRST
1-Day -0.80% -0.53%
1-Month 4.38% 8.41%
1-Year 463.80% -16.11%
3-Year CAGR 161.47% 12.35%
5-Year CAGR 110.31% 30.82%

* Compound Annual Growth Rate

Here are more details on the MASTER TRUST share price and the CAPITAL FIRST share price.

Moving on to shareholding structures...

The promoters of MASTER TRUST hold a 74.8% stake in the company. In case of CAPITAL FIRST the stake stands at 35.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of MASTER TRUST and the shareholding pattern of CAPITAL FIRST.

Finally, a word on dividends...

In the most recent financial year, MASTER TRUST paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

CAPITAL FIRST paid Rs 2.8, and its dividend payout ratio stood at 8.5%.

You may visit here to review the dividend history of MASTER TRUST, and the dividend history of CAPITAL FIRST.

For a sector overview, read our finance sector report.



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