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MASTER TRUST vs LIC HOUSING - Comparison Results

Rs 100 invested in...

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Current Valuations

    MASTER TRUST LIC HOUSING MASTER TRUST/
LIC HOUSING
 
P/E (TTM) x 18.9 7.4 256.3% View Chart
P/BV x 4.5 1.3 340.6% View Chart
Dividend Yield % 0.0 1.3 -  

Financials

 MASTER TRUST   LIC HOUSING
EQUITY SHARE DATA
    MASTER TRUST
Mar-23
LIC HOUSING
Mar-23
MASTER TRUST/
LIC HOUSING
5-Yr Chart
Click to enlarge
High Rs179444 40.4%   
Low Rs91292 31.2%   
Income per share (Unadj.) Rs156.0412.9 37.8%  
Earnings per share (Unadj.) Rs30.352.6 57.6%  
Cash flow per share (Unadj.) Rs139.4118.6 117.5%  
Dividends per share (Unadj.) Rs08.50 0.0%  
Avg Dividend yield %02.3 0.0%  
Book value per share (Unadj.) Rs167.8494.2 34.0%  
Shares outstanding (eoy) m21.75550.06 4.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.90.9 97.2%   
Avg P/E ratio x4.57.0 63.7%  
Avg P/CF ratio x4.47.0 62.8%  
Avg Price/Bookvalue ratio x0.80.7 108.2%  
Dividend payout %016.2 0.0%   
Avg Mkt Cap Rs m2,937202,217 1.5%   
No. of employees `000NANA-   
Total wages & salary Rs m5645,164 10.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m3,393227,139 1.5%  
Other income Rs m1143 1.0%   
Interest expense Rs m327161,348 0.2%   
Net interest income Rs m3,06665,791 4.7%  
Operating expense Rs m2,19429,637 7.4%   
Gross profit Rs m87236,155 2.4%  
Gross profit margin %25.715.9 161.4%  
Provisions/contingencies Rs m104 246.3%   
Profit before tax Rs m84735,608 2.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-4 0.2%   
Prior Period Items Rs m02 0.0%   
Tax Rs m1886,696 2.8%   
Profit after tax Rs m65928,910 2.3%  
Net profit margin %19.412.7 152.6%  
BALANCE SHEET DATA
Advances Rs m02,677,612 0.0%   
Deposits Rs m035,054 0.0%  
Credit/Deposit ratio x07,638.5- 
Yield on advances %00-  
Cost of deposits %027.4-  
Net Interest Margin %1,686.32.4 70,534.0%  
Net fixed assets Rs m1383,885 3.6%   
Share capital Rs m1091,101 9.9%   
Free reserves Rs m3,541270,746 1.3%   
Net worth Rs m3,650271,847 1.3%   
Borrowings Rs m889344,696 0.3%   
Investments Rs m18274,289 0.2%   
Total assets Rs m12,2852,766,631 0.4%  
Debt/equity ratio x0.21.4 17.4%   
Return on assets %5.41.0 513.2%  
Return on equity %18.110.6 169.7%  
Capital adequacy ratio %018.2 0.0%  
Net NPAs %02.5 0.0%  
CASH FLOW
From Operations Rs m103-196,324 -0.1%  
From Investments Rs m26-7,992 -0.3%  
From Financial Activity Rs mNA202,487 0.0%  
Net Cashflow Rs m129-1,830 -7.0%  

Share Holding

Indian Promoters % 74.8 45.2 165.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.1 44.6 0.1%  
FIIs % 0.1 22.3 0.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 25.2 54.8 46.0%  
Shareholders   4,146 297,899 1.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare MASTER TRUST With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    CHOLAMANDALAM INVEST    TATA INVESTMENT    


More on MASTER TRUST vs LIC Housing

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

MASTER TRUST vs LIC Housing Share Price Performance

Period MASTER TRUST LIC Housing
1-Day -0.12% -2.49%
1-Month 5.09% 1.86%
1-Year 467.67% 83.54%
3-Year CAGR 162.06% 16.97%
5-Year CAGR 110.60% 6.12%

* Compound Annual Growth Rate

Here are more details on the MASTER TRUST share price and the LIC Housing share price.

Moving on to shareholding structures...

The promoters of MASTER TRUST hold a 74.8% stake in the company. In case of LIC Housing the stake stands at 45.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of MASTER TRUST and the shareholding pattern of LIC Housing.

Finally, a word on dividends...

In the most recent financial year, MASTER TRUST paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

LIC Housing paid Rs 8.5, and its dividend payout ratio stood at 16.2%.

You may visit here to review the dividend history of MASTER TRUST, and the dividend history of LIC Housing.

For a sector overview, read our finance sector report.



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