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MOTOR & GEN. FINAN vs PAISALO DIGITAL - Comparison Results

Rs 100 invested in...

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Current Valuations

    MOTOR & GEN. FINAN PAISALO DIGITAL MOTOR & GEN. FINAN/
PAISALO DIGITAL
 
P/E (TTM) x -63.0 36.7 - View Chart
P/BV x 1.9 5.6 33.7% View Chart
Dividend Yield % 0.0 0.1 -  

Financials

 MOTOR & GEN. FINAN   PAISALO DIGITAL
EQUITY SHARE DATA
    MOTOR & GEN. FINAN
Mar-23
PAISALO DIGITAL
Mar-23
MOTOR & GEN. FINAN/
PAISALO DIGITAL
5-Yr Chart
Click to enlarge
High Rs4597 46.1%   
Low Rs2450 47.8%   
Income per share (Unadj.) Rs1.410.5 13.3%  
Earnings per share (Unadj.) Rs-0.72.1 -32.5%  
Cash flow per share (Unadj.) Rs0.9-18.2 -5.2%  
Dividends per share (Unadj.) Rs00.10 0.0%  
Avg Dividend yield %00.1 0.0%  
Book value per share (Unadj.) Rs19.125.9 73.6%  
Shares outstanding (eoy) m38.73449.02 8.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x24.47.0 350.8%   
Avg P/E ratio x-50.535.2 -143.6%  
Avg P/CF ratio x141.02.8 5,006.1%  
Avg Price/Bookvalue ratio x1.82.8 63.4%  
Dividend payout %04.8 -0.0%   
Avg Mkt Cap Rs m1,32532,940 4.0%   
No. of employees `000NANA-   
Total wages & salary Rs m14283 4.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m544,732 1.1%  
Other income Rs m361 2,765.9%   
Interest expense Rs m52,087 0.2%   
Net interest income Rs m502,645 1.9%  
Operating expense Rs m991,313 7.5%   
Gross profit Rs m-491,332 -3.7%  
Gross profit margin %-90.028.1 -319.8%  
Provisions/contingencies Rs m3610,759 0.3%   
Profit before tax Rs m-261,262 -2.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m0326 0.0%   
Profit after tax Rs m-26936 -2.8%  
Net profit margin %-48.319.8 -244.3%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %153.11,005.5 15.2%  
Net fixed assets Rs m255663 38.5%   
Share capital Rs m194449 43.1%   
Free reserves Rs m54511,176 4.9%   
Net worth Rs m73811,625 6.4%   
Borrowings Rs m2010,427 0.2%   
Investments Rs m33263 12.4%   
Total assets Rs m1,71534,364 5.0%  
Debt/equity ratio x00.9 3.0%   
Return on assets %-1.52.7 -56.1%  
Return on equity %-3.68.1 -44.1%  
Capital adequacy ratio %040.3 0.0%  
Net NPAs %00 0.0%  
CASH FLOW
From Operations Rs m10-4,522 -0.2%  
From Investments Rs m2-51 -4.2%  
From Financial Activity Rs m-114,760 -0.2%  
Net Cashflow Rs m1188 0.7%  

Share Holding

Indian Promoters % 69.6 50.4 138.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 2.7 27.9 9.6%  
FIIs % 2.7 15.1 17.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 30.4 49.6 61.3%  
Shareholders   8,603 52,323 16.4%  
Pledged promoter(s) holding % 0.0 18.5 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare MOTOR & GEN. FINAN With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on MOTOR & GEN. FINAN vs Paisalo Digital

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

MOTOR & GEN. FINAN vs Paisalo Digital Share Price Performance

Period MOTOR & GEN. FINAN Paisalo Digital
1-Day -1.04% -4.96%
1-Month 15.08% 16.28%
1-Year 16.04% 181.84%
3-Year CAGR 19.47% 32.50%
5-Year CAGR 10.80% 36.36%

* Compound Annual Growth Rate

Here are more details on the MOTOR & GEN. FINAN share price and the Paisalo Digital share price.

Moving on to shareholding structures...

The promoters of MOTOR & GEN. FINAN hold a 69.6% stake in the company. In case of Paisalo Digital the stake stands at 50.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of MOTOR & GEN. FINAN and the shareholding pattern of Paisalo Digital.

Finally, a word on dividends...

In the most recent financial year, MOTOR & GEN. FINAN paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.

Paisalo Digital paid Rs 0.1, and its dividend payout ratio stood at 4.8%.

You may visit here to review the dividend history of MOTOR & GEN. FINAN, and the dividend history of Paisalo Digital.

For a sector overview, read our finance sector report.



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