MOTOR & GEN. FINAN | PAISALO DIGITAL | MOTOR & GEN. FINAN/ PAISALO DIGITAL |
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P/E (TTM) | x | -63.0 | 36.7 | - | View Chart |
P/BV | x | 1.9 | 5.6 | 33.7% | View Chart |
Dividend Yield | % | 0.0 | 0.1 | - |
MOTOR & GEN. FINAN PAISALO DIGITAL |
EQUITY SHARE DATA | |||||
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MOTOR & GEN. FINAN Mar-23 |
PAISALO DIGITAL Mar-23 |
MOTOR & GEN. FINAN/ PAISALO DIGITAL |
5-Yr Chart Click to enlarge
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High | Rs | 45 | 97 | 46.1% | |
Low | Rs | 24 | 50 | 47.8% | |
Income per share (Unadj.) | Rs | 1.4 | 10.5 | 13.3% | |
Earnings per share (Unadj.) | Rs | -0.7 | 2.1 | -32.5% | |
Cash flow per share (Unadj.) | Rs | 0.9 | -18.2 | -5.2% | |
Dividends per share (Unadj.) | Rs | 0 | 0.10 | 0.0% | |
Avg Dividend yield | % | 0 | 0.1 | 0.0% | |
Book value per share (Unadj.) | Rs | 19.1 | 25.9 | 73.6% | |
Shares outstanding (eoy) | m | 38.73 | 449.02 | 8.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 24.4 | 7.0 | 350.8% | |
Avg P/E ratio | x | -50.5 | 35.2 | -143.6% | |
Avg P/CF ratio | x | 141.0 | 2.8 | 5,006.1% | |
Avg Price/Bookvalue ratio | x | 1.8 | 2.8 | 63.4% | |
Dividend payout | % | 0 | 4.8 | -0.0% | |
Avg Mkt Cap | Rs m | 1,325 | 32,940 | 4.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 14 | 283 | 4.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 54 | 4,732 | 1.1% | |
Other income | Rs m | 36 | 1 | 2,765.9% | |
Interest expense | Rs m | 5 | 2,087 | 0.2% | |
Net interest income | Rs m | 50 | 2,645 | 1.9% | |
Operating expense | Rs m | 99 | 1,313 | 7.5% | |
Gross profit | Rs m | -49 | 1,332 | -3.7% | |
Gross profit margin | % | -90.0 | 28.1 | -319.8% | |
Provisions/contingencies | Rs m | 36 | 10,759 | 0.3% | |
Profit before tax | Rs m | -26 | 1,262 | -2.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 0 | 326 | 0.0% | |
Profit after tax | Rs m | -26 | 936 | -2.8% | |
Net profit margin | % | -48.3 | 19.8 | -244.3% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 153.1 | 1,005.5 | 15.2% | |
Net fixed assets | Rs m | 255 | 663 | 38.5% | |
Share capital | Rs m | 194 | 449 | 43.1% | |
Free reserves | Rs m | 545 | 11,176 | 4.9% | |
Net worth | Rs m | 738 | 11,625 | 6.4% | |
Borrowings | Rs m | 20 | 10,427 | 0.2% | |
Investments | Rs m | 33 | 263 | 12.4% | |
Total assets | Rs m | 1,715 | 34,364 | 5.0% | |
Debt/equity ratio | x | 0 | 0.9 | 3.0% | |
Return on assets | % | -1.5 | 2.7 | -56.1% | |
Return on equity | % | -3.6 | 8.1 | -44.1% | |
Capital adequacy ratio | % | 0 | 40.3 | 0.0% | |
Net NPAs | % | 0 | 0 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 10 | -4,522 | -0.2% | |
From Investments | Rs m | 2 | -51 | -4.2% | |
From Financial Activity | Rs m | -11 | 4,760 | -0.2% | |
Net Cashflow | Rs m | 1 | 188 | 0.7% |
Indian Promoters | % | 69.6 | 50.4 | 138.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 2.7 | 27.9 | 9.6% | |
FIIs | % | 2.7 | 15.1 | 17.7% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 30.4 | 49.6 | 61.3% | |
Shareholders | 8,603 | 52,323 | 16.4% | ||
Pledged promoter(s) holding | % | 0.0 | 18.5 | - |
Compare MOTOR & GEN. FINAN With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | MOTOR & GEN. FINAN | Paisalo Digital |
---|---|---|
1-Day | -1.04% | -4.96% |
1-Month | 15.08% | 16.28% |
1-Year | 16.04% | 181.84% |
3-Year CAGR | 19.47% | 32.50% |
5-Year CAGR | 10.80% | 36.36% |
* Compound Annual Growth Rate
Here are more details on the MOTOR & GEN. FINAN share price and the Paisalo Digital share price.
Moving on to shareholding structures...
The promoters of MOTOR & GEN. FINAN hold a 69.6% stake in the company. In case of Paisalo Digital the stake stands at 50.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of MOTOR & GEN. FINAN and the shareholding pattern of Paisalo Digital.
Finally, a word on dividends...
In the most recent financial year, MOTOR & GEN. FINAN paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.
Paisalo Digital paid Rs 0.1, and its dividend payout ratio stood at 4.8%.
You may visit here to review the dividend history of MOTOR & GEN. FINAN, and the dividend history of Paisalo Digital.
For a sector overview, read our finance sector report.
After opening the day on high, Indian share markets reversed the trend as the session progressed and ended the lower.