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N.B.I INDUSTRIAL FINANCE COMPANY vs HOME FIRST FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    N.B.I INDUSTRIAL FINANCE COMPANY HOME FIRST FINANCE N.B.I INDUSTRIAL FINANCE COMPANY/
HOME FIRST FINANCE
 
P/E (TTM) x 64.6 27.0 239.6% View Chart
P/BV x 0.2 4.3 4.5% View Chart
Dividend Yield % 0.0 0.3 7.3%  

Financials

 N.B.I INDUSTRIAL FINANCE COMPANY   HOME FIRST FINANCE
EQUITY SHARE DATA
    N.B.I INDUSTRIAL FINANCE COMPANY
Mar-23
HOME FIRST FINANCE
Mar-23
N.B.I INDUSTRIAL FINANCE COMPANY/
HOME FIRST FINANCE
5-Yr Chart
Click to enlarge
High Rs2,4961,004 248.5%   
Low Rs1,400652 214.6%   
Income per share (Unadj.) Rs41.289.9 45.9%  
Earnings per share (Unadj.) Rs21.425.9 82.6%  
Cash flow per share (Unadj.) Rs-140.346.3 -302.8%  
Dividends per share (Unadj.) Rs0.402.60 15.4%  
Avg Dividend yield %00.3 6.5%  
Book value per share (Unadj.) Rs9,584.2203.7 4,704.0%  
Shares outstanding (eoy) m2.4688.02 2.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x47.29.2 511.6%   
Avg P/E ratio x90.731.9 284.2%  
Avg P/CF ratio x9.624.4 39.3%  
Avg Price/Bookvalue ratio x0.24.1 5.0%  
Dividend payout %1.910.0 18.6%   
Avg Mkt Cap Rs m4,78572,907 6.6%   
No. of employees `000NANA-   
Total wages & salary Rs m161,070 1.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1017,910 1.3%  
Other income Rs m047 0.2%   
Interest expense Rs m03,081 0.0%   
Net interest income Rs m1014,829 2.1%  
Operating expense Rs m231,833 1.2%   
Gross profit Rs m792,996 2.6%  
Gross profit margin %77.637.9 204.9%  
Provisions/contingencies Rs m447708 63.0%   
Profit before tax Rs m792,952 2.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m26669 3.9%   
Profit after tax Rs m532,283 2.3%  
Net profit margin %52.028.9 180.1%  
BALANCE SHEET DATA
Advances Rs m050,939 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %0.47.7 5.4%  
Net fixed assets Rs m0257 0.0%   
Share capital Rs m12176 7.0%   
Free reserves Rs m23,56517,757 132.7%   
Net worth Rs m23,57717,934 131.5%   
Borrowings Rs m00-   
Investments Rs m24,57011,833 207.6%   
Total assets Rs m24,62668,050 36.2%  
Debt/equity ratio x00-   
Return on assets %0.23.4 6.4%  
Return on equity %0.212.7 1.8%  
Capital adequacy ratio %102.00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m57-14,511 -0.4%  
From Investments Rs m-118-2,840 4.2%  
From Financial Activity Rs mNA13,529 0.0%  
Net Cashflow Rs m-61-3,822 1.6%  

Share Holding

Indian Promoters % 74.3 14.2 524.3%  
Foreign collaborators % 0.0 9.4 -  
Indian inst/Mut Fund % 0.0 36.9 0.1%  
FIIs % 0.0 25.1 -  
ADR/GDR % 0.0 0.0 -  
Free float % 25.7 76.4 33.6%  
Shareholders   5,931 76,526 7.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare N.B.I INDUSTRIAL FINANCE COMPANY With:   BAJAJ FINANCE    CHOLAMANDALAM INVEST    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    TATA INVESTMENT    


More on N.B.I INDUSTRIAL FINANCE COMPANY vs HOME FIRST FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

N.B.I INDUSTRIAL FINANCE COMPANY vs HOME FIRST FINANCE Share Price Performance

Period N.B.I INDUSTRIAL FINANCE COMPANY HOME FIRST FINANCE
1-Day -0.54% 0.58%
1-Month 2.55% -2.55%
1-Year 26.81% 23.45%
3-Year CAGR -1.06% 23.27%
5-Year CAGR 9.95% 10.60%

* Compound Annual Growth Rate

Here are more details on the N.B.I INDUSTRIAL FINANCE COMPANY share price and the HOME FIRST FINANCE share price.

Moving on to shareholding structures...

The promoters of N.B.I INDUSTRIAL FINANCE COMPANY hold a 74.3% stake in the company. In case of HOME FIRST FINANCE the stake stands at 23.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of N.B.I INDUSTRIAL FINANCE COMPANY and the shareholding pattern of HOME FIRST FINANCE.

Finally, a word on dividends...

In the most recent financial year, N.B.I INDUSTRIAL FINANCE COMPANY paid a dividend of Rs 0.4 per share. This amounted to a Dividend Payout ratio of 1.9%.

HOME FIRST FINANCE paid Rs 2.6, and its dividend payout ratio stood at 10.0%.

You may visit here to review the dividend history of N.B.I INDUSTRIAL FINANCE COMPANY, and the dividend history of HOME FIRST FINANCE.

For a sector overview, read our finance sector report.



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