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OCTAL CREDIT vs HERITAGE PAC - Comparison Results

Rs 100 invested in...

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Current Valuations

    OCTAL CREDIT HERITAGE PAC OCTAL CREDIT/
HERITAGE PAC
 
P/E (TTM) x -24.0 10.2 - View Chart
P/BV x 0.6 1.1 59.6% View Chart
Dividend Yield % 0.0 0.6 -  

Financials

 OCTAL CREDIT   HERITAGE PAC
EQUITY SHARE DATA
    OCTAL CREDIT
Mar-23
HERITAGE PAC
Mar-23
OCTAL CREDIT/
HERITAGE PAC
5-Yr Chart
Click to enlarge
High Rs42145 29.0%   
Low Rs1886 20.7%   
Income per share (Unadj.) Rs2.257.2 3.9%  
Earnings per share (Unadj.) Rs-0.919.8 -4.7%  
Cash flow per share (Unadj.) Rs1.942.0 4.5%  
Dividends per share (Unadj.) Rs01.20 0.0%  
Avg Dividend yield %01.0 0.0%  
Book value per share (Unadj.) Rs27.1183.5 14.8%  
Shares outstanding (eoy) m5.003.45 144.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x13.62.0 671.6%   
Avg P/E ratio x-32.05.8 -549.3%  
Avg P/CF ratio x-32.04.0 -804.9%  
Avg Price/Bookvalue ratio x1.10.6 175.9%  
Dividend payout %06.0 -0.0%   
Avg Mkt Cap Rs m150399 37.6%   
No. of employees `000NANA-   
Total wages & salary Rs m129 2.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m11197 5.6%  
Other income Rs m015 0.1%   
Interest expense Rs m033 0.0%   
Net interest income Rs m11164 6.7%  
Operating expense Rs m1688 17.8%   
Gross profit Rs m-576 -6.2%  
Gross profit margin %-42.338.4 -110.3%  
Provisions/contingencies Rs m032 0.0%   
Profit before tax Rs m-688 -7.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-220 -8.5%   
Profit after tax Rs m-568 -6.9%  
Net profit margin %-42.434.7 -122.3%  
BALANCE SHEET DATA
Advances Rs m0885 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %8.418.4 45.5%  
Net fixed assets Rs m014 0.2%   
Share capital Rs m5035 145.0%   
Free reserves Rs m85599 14.3%   
Net worth Rs m135633 21.4%   
Borrowings Rs m0284 0.0%   
Investments Rs m1325 2,565.0%   
Total assets Rs m161938 17.1%  
Debt/equity ratio x00.4 0.0%   
Return on assets %-2.97.3 -39.9%  
Return on equity %-3.510.8 -32.0%  
Capital adequacy ratio %067.8 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m8-41 -19.7%  
From Investments Rs m-1-3 17.8%  
From Financial Activity Rs mNA39 0.0%  
Net Cashflow Rs m8-5 -147.7%  

Share Holding

Indian Promoters % 26.8 59.0 45.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 73.2 41.0 178.6%  
Shareholders   1,602 2,750 58.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare OCTAL CREDIT With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on OCTAL CREDIT vs HERITAGE PAC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

OCTAL CREDIT vs HERITAGE PAC Share Price Performance

Period OCTAL CREDIT HERITAGE PAC
1-Day -4.99% -2.50%
1-Month -12.05% 0.05%
1-Year -10.68% 49.83%
3-Year CAGR 56.78% 38.19%
5-Year CAGR 8.70% 9.65%

* Compound Annual Growth Rate

Here are more details on the OCTAL CREDIT share price and the HERITAGE PAC share price.

Moving on to shareholding structures...

The promoters of OCTAL CREDIT hold a 26.8% stake in the company. In case of HERITAGE PAC the stake stands at 59.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of OCTAL CREDIT and the shareholding pattern of HERITAGE PAC.

Finally, a word on dividends...

In the most recent financial year, OCTAL CREDIT paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.

HERITAGE PAC paid Rs 1.2, and its dividend payout ratio stood at 6.0%.

You may visit here to review the dividend history of OCTAL CREDIT, and the dividend history of HERITAGE PAC.

For a sector overview, read our finance sector report.



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