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PNB HOUSING FINANCE vs COMFORT FINCAP - Comparison Results

Rs 100 invested in...

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Current Valuations

    PNB HOUSING FINANCE COMFORT FINCAP PNB HOUSING FINANCE/
COMFORT FINCAP
 
P/E (TTM) x 15.1 10.1 149.2% View Chart
P/BV x 1.9 1.0 177.5% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 PNB HOUSING FINANCE   COMFORT FINCAP
EQUITY SHARE DATA
    PNB HOUSING FINANCE
Mar-23
COMFORT FINCAP
Mar-23
PNB HOUSING FINANCE/
COMFORT FINCAP
5-Yr Chart
Click to enlarge
High Rs65425 2,590.1%   
Low Rs3124 7,090.9%   
Income per share (Unadj.) Rs386.613.5 2,859.7%  
Earnings per share (Unadj.) Rs61.94.5 1,376.7%  
Cash flow per share (Unadj.) Rs218.84.1 5,336.1%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs649.346.2 1,406.6%  
Shares outstanding (eoy) m168.8610.85 1,556.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.21.1 113.9%   
Avg P/E ratio x7.83.3 236.6%  
Avg P/CF ratio x7.71.6 492.2%  
Avg Price/Bookvalue ratio x0.70.3 231.6%  
Dividend payout %00-   
Avg Mkt Cap Rs m81,578161 50,693.5%   
No. of employees `000NANA-   
Total wages & salary Rs m2,66013 20,427.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m65,273147 44,506.5%  
Other income Rs m11,2842 675,706.6%   
Interest expense Rs m39,00050 77,750.4%   
Net interest income Rs m26,27497 27,226.6%  
Operating expense Rs m23,43532 72,395.7%   
Gross profit Rs m2,83964 4,427.3%  
Gross profit margin %4.343.7 9.9%  
Provisions/contingencies Rs m9754 180.0%   
Profit before tax Rs m13,60966 20,688.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m3,14917 18,567.8%   
Profit after tax Rs m10,46049 21,425.6%  
Net profit margin %16.033.3 48.1%  
BALANCE SHEET DATA
Advances Rs m578,3980-   
Deposits Rs m155,1330-  
Credit/Deposit ratio x372.80- 
Yield on advances %00-  
Cost of deposits %8.50-  
Net Interest Margin %4.3241.3 1.8%  
Net fixed assets Rs m1,4580 662,681.8%   
Share capital Rs m1,689109 1,556.2%   
Free reserves Rs m107,948392 27,516.7%   
Net worth Rs m109,637501 21,891.4%   
Borrowings Rs m63,876276 23,131.9%   
Investments Rs m32,25640 80,660.7%   
Total assets Rs m668,246789 84,680.3%  
Debt/equity ratio x2.00.6 362.3%   
Return on assets %1.66.2 25.3%  
Return on equity %9.59.7 97.9%  
Capital adequacy ratio %24.436.0 67.8%  
Net NPAs %2.80-  
CASH FLOW
From Operations Rs m-18,650272 -6,850.2%  
From Investments Rs m1,758NA -1,598,000.0%  
From Financial Activity Rs m3,015-285 -1,058.7%  
Net Cashflow Rs m-13,878-13 110,141.3%  

Share Holding

Indian Promoters % 28.1 56.2 50.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 31.9 0.0 -  
FIIs % 25.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 71.9 43.8 164.0%  
Shareholders   133,177 14,239 935.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PNB HOUSING FINANCE With:   BAJAJ FINANCE    CHOLAMANDALAM INVEST    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    TATA INVESTMENT    


More on PNB HOUSING FINANCE vs COMFORT FINCAP

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

PNB HOUSING FINANCE vs COMFORT FINCAP Share Price Performance

Period PNB HOUSING FINANCE COMFORT FINCAP
1-Day -0.03% -3.87%
1-Month 24.95% 8.04%
1-Year 79.81% 27.07%
3-Year CAGR 28.81% 76.92%
5-Year CAGR 0.15% 29.21%

* Compound Annual Growth Rate

Here are more details on the PNB HOUSING FINANCE share price and the COMFORT FINCAP share price.

Moving on to shareholding structures...

The promoters of PNB HOUSING FINANCE hold a 28.1% stake in the company. In case of COMFORT FINCAP the stake stands at 56.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of PNB HOUSING FINANCE and the shareholding pattern of COMFORT FINCAP.

Finally, a word on dividends...

In the most recent financial year, PNB HOUSING FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

COMFORT FINCAP paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of PNB HOUSING FINANCE, and the dividend history of COMFORT FINCAP.

For a sector overview, read our finance sector report.



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